LendingClub Income Statement Research

LC Stock  USD 8.68  0.25  2.97%   
Most accounts from LendingClub Corp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into LendingClub Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out LendingClub Corp Valuation and LendingClub Corp Correlation analysis.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
  
At present, LendingClub Corp's Gross Profit is projected to increase significantly based on the last few years of reporting. The current year's Operating Income is expected to grow to about 318.6 M, whereas Depreciation And Amortization is forecasted to decline to about 28.6 M.
Most accounts from LendingClub Corp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into LendingClub Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out LendingClub Corp Valuation and LendingClub Corp Correlation analysis.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.At present, LendingClub Corp's Gross Profit is projected to increase significantly based on the last few years of reporting. The current year's Operating Income is expected to grow to about 318.6 M, whereas Depreciation And Amortization is forecasted to decline to about 28.6 M.
 2021 2022 2023 2024 (projected)
Interest Income292.8M557.3M832.6M874.3M
Net Interest Income212.8M474.8M561.8M589.9M

LendingClub Corp income statement Correlations

-0.23-0.31-0.270.650.67-0.260.360.360.890.370.27-0.320.360.20.36-0.15-0.150.16-0.180.39-0.590.52
-0.230.820.87-0.69-0.690.85-0.84-0.84-0.34-0.840.230.85-0.83-0.15-0.830.12-0.290.140.11-0.440.10.03
-0.310.820.99-0.66-0.720.99-1.0-1.0-0.33-1.0-0.280.98-1.00.1-1.00.040.03-0.10.04-0.140.1-0.06
-0.270.870.99-0.66-0.70.99-0.99-0.99-0.3-0.99-0.20.98-0.990.09-0.990.020.0-0.060.03-0.170.09-0.03
0.65-0.69-0.66-0.660.99-0.610.720.720.850.730.25-0.650.71-0.080.71-0.240.320.13-0.260.78-0.02-0.08
0.67-0.69-0.72-0.70.99-0.670.780.780.840.780.3-0.70.77-0.10.77-0.280.290.14-0.30.7-0.08-0.06
-0.260.850.990.99-0.61-0.67-0.98-0.98-0.27-0.98-0.180.99-0.990.03-0.990.030.02-0.030.04-0.110.14-0.09
0.36-0.84-1.0-0.990.720.78-0.981.00.41.00.28-0.981.0-0.11.0-0.070.010.09-0.070.22-0.10.05
0.36-0.84-1.0-0.990.720.78-0.981.00.41.00.28-0.981.0-0.11.0-0.070.010.09-0.070.22-0.10.05
0.89-0.34-0.33-0.30.850.84-0.270.40.40.410.29-0.320.390.030.39-0.150.080.21-0.180.71-0.270.14
0.37-0.84-1.0-0.990.730.78-0.981.01.00.410.28-0.981.0-0.091.0-0.070.010.1-0.070.22-0.110.05
0.270.23-0.28-0.20.250.3-0.180.280.280.290.28-0.190.28-0.480.270.16-0.390.490.14-0.080.26-0.02
-0.320.850.980.98-0.65-0.70.99-0.98-0.98-0.32-0.98-0.19-0.98-0.01-0.980.050.020.00.05-0.150.15-0.14
0.36-0.83-1.0-0.990.710.77-0.991.01.00.391.00.28-0.98-0.091.0-0.070.010.09-0.080.2-0.120.06
0.2-0.150.10.09-0.08-0.10.03-0.1-0.10.03-0.09-0.48-0.01-0.09-0.10.09-0.10.20.1-0.03-0.340.42
0.36-0.83-1.0-0.990.710.77-0.991.01.00.391.00.27-0.981.0-0.1-0.090.020.09-0.090.2-0.120.06
-0.150.120.040.02-0.24-0.280.03-0.07-0.07-0.15-0.070.160.05-0.070.09-0.09-0.690.131.0-0.290.150.15
-0.15-0.290.030.00.320.290.020.010.010.080.01-0.390.020.01-0.10.02-0.69-0.27-0.680.580.26-0.46
0.160.14-0.1-0.060.130.14-0.030.090.090.210.10.490.00.090.20.090.13-0.270.130.00.17-0.22
-0.180.110.040.03-0.26-0.30.04-0.07-0.07-0.18-0.070.140.05-0.080.1-0.091.0-0.680.13-0.30.160.14
0.39-0.44-0.14-0.170.780.7-0.110.220.220.710.22-0.08-0.150.2-0.030.2-0.290.580.0-0.30.24-0.34
-0.590.10.10.09-0.02-0.080.14-0.1-0.1-0.27-0.110.260.15-0.12-0.34-0.120.150.260.170.160.24-0.63
0.520.03-0.06-0.03-0.08-0.06-0.090.050.050.140.05-0.02-0.140.060.420.060.15-0.46-0.220.14-0.34-0.63
Click cells to compare fundamentals

LendingClub Corp Account Relationship Matchups

LendingClub Corp income statement Accounts

201920202021202220232024 (projected)
Interest Expense247.3M150.4M80.0M82.5M5.2M5.0M
Total Revenue731.9M304.9M802.4M1.2B1.3B1.3B
Gross Profit574.6M256.5M751.7M1.1B956.8M1.0B
Operating Income(30.9M)(187.6M)18.4M153.0M303.4M318.6M
Ebit(30.9M)(187.6M)18.4M153.0M303.4M318.6M
Research Development142.3M155.3M168.4M139.1M193.6M203.3M
Ebitda31.2M(133.6M)62.7M196.9M350.6M368.1M
Cost Of Revenue157.3M48.3M50.7M104.3M312.8M226.0M
Income Before Tax(30.9M)(187.6M)18.4M153.0M54.6M57.3M
Net Income(30.7M)(187.5M)18.6M289.7M38.9M40.9M
Income Tax Expense(201K)(79K)(136K)(136.6M)15.7M16.5M
Tax Provision(201K)(79K)(136K)(136.6M)15.7M16.5M
Net Interest Income98.8M68.2M212.8M474.8M561.8M589.9M
Interest Income345.3M209.7M292.8M557.3M832.6M874.3M

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When determining whether LendingClub Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LendingClub Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lendingclub Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lendingclub Corp Stock:
Check out LendingClub Corp Valuation and LendingClub Corp Correlation analysis.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
Note that the LendingClub Corp information on this page should be used as a complementary analysis to other LendingClub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.

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When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
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Is LendingClub Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.60)
Earnings Share
0.36
Revenue Per Share
10.468
Quarterly Revenue Growth
(0.13)
Return On Assets
0.0044
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.