White Long Term Debt vs Retained Earnings Analysis

WTM Stock

USD 1,774 4.58 0.26%

White Mountains financial indicator trend analysis is more than just analyzing White Mountains Insurance current accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether White Mountains Insurance is a good investment. Please check the relationship between White Mountains Long Term Debt and its Retained Earnings accounts. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.

Long Term Debt vs Retained Earnings

Long Term Debt vs Retained Earnings Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of White Mountains Insurance Long Term Debt account and Retained Earnings. At this time, the significance of the direction appears to have almost no relationship.

The correlation between White Mountains' Long Term Debt and Retained Earnings is 0.16. Overlapping area represents the amount of variation of Long Term Debt that can explain the historical movement of Retained Earnings in the same time period over historical financial statements of White Mountains Insurance, assuming nothing else is changed. The correlation between historical values of White Mountains' Long Term Debt and Retained Earnings is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Long Term Debt of White Mountains Insurance are associated (or correlated) with its Retained Earnings. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Retained Earnings has no effect on the direction of Long Term Debt i.e., White Mountains' Long Term Debt and Retained Earnings go up and down completely randomly.

Correlation Coefficient

0.16

Relationship Direction	Positive
Relationship Strength	Insignificant

View All Relationships

Long Term Debt

Long-term debt is a debt that White Mountains Insurance has held for over one year. Long-term debt appears on White Mountains Insurance balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on White Mountains Insurance balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Most indicators from White Mountains' fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into White Mountains Insurance current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.

At this time, White Mountains' Discontinued Operations is very stable compared to the past year. As of the 23rd of May 2024, Tax Provision is likely to grow to about 91.2 M, while Sales General And Administrative To Revenue is likely to drop 0.16.

	2021	2022	2023	2024 (projected)
Gross Profit	875.5M	1.1B	2.1B	1.7B
Total Revenue	944.8M	1.2B	2.2B	1.7B

Gross Profit Total Revenue

White Mountains fundamental ratios Correlations

	Total Assets	Short Long Term Debt Total	Total Stockholder Equity	Net Debt	Retained Earnings	Common Stock Shares Outstanding	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Other Current Liab	Total Current Liabilities	Property Plant And Equipment Net	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Net Receivables	Total Current Assets	Short Term Debt	Accounts Payable	Cash	Cash And Short Term Investments	Good Will	Short Term Investments	Common Stock	Current Deferred Revenue	Common Stock Total Equity
Total Assets		0.79	0.23	0.58	0.06	0.08	0.56	-0.08	0.9	0.17	0.0	-0.42	-0.18	-0.4	0.68	0.76	0.39	0.42	0.0	0.67	0.61	-0.5	0.43	0.32	-0.31	0.12
Short Long Term Debt Total	0.79		0.32	0.84	0.21	-0.25	0.45	0.08	0.81	0.32	0.13	-0.36	0.33	-0.21	0.16	0.81	0.65	0.07	0.33	0.72	0.79	-0.18	0.66	0.12	0.14	-0.23
Total Stockholder Equity	0.23	0.32		-0.03	0.96	-0.65	-0.06	0.22	0.3	0.31	-0.22	-0.08	0.31	-0.39	-0.03	0.1	-0.1	-0.52	-0.16	0.61	0.48	0.23	0.19	0.63	0.48	-0.67
Net Debt	0.58	0.84	-0.03		-0.06	-0.05	0.23	-0.03	0.57	0.46	0.47	-0.1	0.44	0.28	-0.09	0.79	0.88	0.05	0.36	0.24	0.67	-0.17	0.81	-0.38	-0.06	-0.05
Retained Earnings	0.06	0.21	0.96	-0.06		-0.59	-0.31	0.24	0.08	0.29	-0.07	0.16	0.43	-0.19	-0.18	0.06	-0.12	-0.61	-0.08	0.45	0.41	0.37	0.2	0.5	0.52	-0.63
Common Stock Shares Outstanding	0.08	-0.25	-0.65	-0.05	-0.59		-0.11	-0.16	-0.28	-0.55	0.48	0.38	-0.38	0.29	0.47	0.21	-0.04	0.77	0.18	-0.4	-0.29	-0.28	-0.2	-0.33	-0.66	0.99
Non Current Liabilities Total	0.56	0.45	-0.06	0.23	-0.31	-0.11		-0.1	0.7	0.09	-0.37	-0.87	-0.31	-0.61	0.46	0.24	0.26	0.43	-0.17	0.5	0.34	-0.54	0.11	0.2	-0.22	-0.02
Other Stockholder Equity	-0.08	0.08	0.22	-0.03	0.24	-0.16	-0.1		-0.06	-0.17	-0.11	0.02	0.2	-0.07	-0.1	-0.05	-0.26	-0.05	0.03	0.18	0.07	0.39	-0.05	0.05	0.59	-0.17
Total Liab	0.9	0.81	0.3	0.57	0.08	-0.28	0.7	-0.06		0.33	-0.27	-0.68	-0.12	-0.52	0.49	0.58	0.39	0.2	-0.07	0.75	0.6	-0.45	0.42	0.37	-0.09	-0.22
Other Current Liab	0.17	0.32	0.31	0.46	0.29	-0.55	0.09	-0.17	0.33		0.12	-0.17	0.44	0.28	-0.43	0.2	0.58	-0.57	-0.45	0.03	0.55	-0.01	0.77	-0.25	-0.1	-0.56
Total Current Liabilities	0.0	0.13	-0.22	0.47	-0.07	0.48	-0.37	-0.11	-0.27	0.12		0.51	0.5	0.79	-0.25	0.45	0.61	0.16	0.4	-0.4	0.26	0.02	0.49	-0.71	-0.26	0.42
Property Plant And Equipment Net	-0.42	-0.36	-0.08	-0.1	0.16	0.38	-0.87	0.02	-0.68	-0.17	0.51		0.2	0.61	-0.28	-0.03	-0.11	-0.21	0.18	-0.52	-0.24	0.4	-0.02	-0.28	-0.05	0.3
Non Current Assets Total	-0.18	0.33	0.31	0.44	0.43	-0.38	-0.31	0.2	-0.12	0.44	0.5	0.2		0.5	-0.73	0.21	0.49	-0.51	0.32	0.01	0.51	0.54	0.58	-0.4	0.48	-0.44
Non Currrent Assets Other	-0.4	-0.21	-0.39	0.28	-0.19	0.29	-0.61	-0.07	-0.52	0.28	0.79	0.61	0.5		-0.6	0.05	0.43	-0.17	0.15	-0.74	-0.05	0.25	0.39	-0.87	-0.18	0.23
Other Assets	0.68	0.16	-0.03	-0.09	-0.18	0.47	0.46	-0.1	0.49	-0.43	-0.25	-0.28	-0.73	-0.6		0.3	-0.25	0.73	-0.12	0.39	0.0	-0.57	-0.28	0.51	-0.48	0.53
Net Receivables	0.76	0.81	0.1	0.79	0.06	0.21	0.24	-0.05	0.58	0.2	0.45	-0.03	0.21	0.05	0.3		0.67	0.24	0.38	0.44	0.79	-0.43	0.72	-0.1	-0.22	0.21
Total Current Assets	0.39	0.65	-0.1	0.88	-0.12	-0.04	0.26	-0.26	0.39	0.58	0.61	-0.11	0.49	0.43	-0.25	0.67		0.01	0.27	0.04	0.66	-0.26	0.86	-0.57	-0.21	-0.04
Short Term Debt	0.42	0.07	-0.52	0.05	-0.61	0.77	0.43	-0.05	0.2	-0.57	0.16	-0.21	-0.51	-0.17	0.73	0.24	0.01		0.15	0.03	-0.15	-0.41	-0.26	-0.05	-0.52	0.82
Accounts Payable	0.0	0.33	-0.16	0.36	-0.08	0.18	-0.17	0.03	-0.07	-0.45	0.4	0.18	0.32	0.15	-0.12	0.38	0.27	0.15		0.1	0.09	-0.02	0.03	-0.19	0.38	0.15
Cash	0.67	0.72	0.61	0.24	0.45	-0.4	0.5	0.18	0.75	0.03	-0.4	-0.52	0.01	-0.74	0.39	0.44	0.04	0.03	0.1		0.56	-0.1	0.17	0.71	0.31	-0.37
Cash And Short Term Investments	0.61	0.79	0.48	0.67	0.41	-0.29	0.34	0.07	0.6	0.55	0.26	-0.24	0.51	-0.05	0.0	0.79	0.66	-0.15	0.09	0.56		-0.2	0.84	-0.01	0.04	-0.29
Good Will	-0.5	-0.18	0.23	-0.17	0.37	-0.28	-0.54	0.39	-0.45	-0.01	0.02	0.4	0.54	0.25	-0.57	-0.43	-0.26	-0.41	-0.02	-0.1	-0.2		-0.14	0.0	0.54	-0.33
Short Term Investments	0.43	0.66	0.19	0.81	0.2	-0.2	0.11	-0.05	0.42	0.77	0.49	-0.02	0.58	0.39	-0.28	0.72	0.86	-0.26	0.03	0.17	0.84	-0.14		-0.41	-0.13	-0.22
Common Stock	0.32	0.12	0.63	-0.38	0.5	-0.33	0.2	0.05	0.37	-0.25	-0.71	-0.28	-0.4	-0.87	0.51	-0.1	-0.57	-0.05	-0.19	0.71	-0.01	0.0	-0.41		0.25	-0.3
Current Deferred Revenue	-0.31	0.14	0.48	-0.06	0.52	-0.66	-0.22	0.59	-0.09	-0.1	-0.26	-0.05	0.48	-0.18	-0.48	-0.22	-0.21	-0.52	0.38	0.31	0.04	0.54	-0.13	0.25		-0.68
Common Stock Total Equity	0.12	-0.23	-0.67	-0.05	-0.63	0.99	-0.02	-0.17	-0.22	-0.56	0.42	0.3	-0.44	0.23	0.53	0.21	-0.04	0.82	0.15	-0.37	-0.29	-0.33	-0.22	-0.3	-0.68

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White Mountains Account Relationship Matchups

White Mountains fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Total Assets	4.0B	4.8B	7.0B	7.4B	7.9B	10.0B
Short Long Term Debt Total	283.5M	376.4M	693M	575.2M	578.4M	814.4M
Total Stockholder Equity	3.3B	3.9B	3.5B	3.7B	4.2B	2.8B
Net Debt	122.5M	165.2M	433.7M	320.2M	456M	709.2M
Retained Earnings	2.7B	3.3B	3.0B	3.2B	3.7B	2.0B
Common Stock Shares Outstanding	3.1M	3.1M	3.0M	2.8M	2.5M	2.4M
Liabilities And Stockholders Equity	4.0B	4.8B	7.0B	7.4B	7.9B	10.0B
Non Current Liabilities Total	283.5M	376.4M	693M	251.1M	2.0B	1.7B
Other Stockholder Equity	495.8M	3.9B	446.4M	3.7B	548.7M	874.3M
Total Liab	838.5M	1.0B	3.3B	3.5B	3.4B	6.2B
Other Current Liab	(102.3M)	(471M)	(778.2M)	(251.1M)	1.3B	1.3B
Total Current Liabilities	102.3M	471M	778.2M	251.1M	1.4B	803.3M
Non Current Assets Total	2.7B	2.9B	3.3B	3.3B	5.4B	3.0B
Non Currrent Assets Other	(2.7B)	(2.9B)	(3.3B)	(3.3B)	424.2M	445.4M
Other Assets	797.9M	1.5B	2.1B	3.4B	1.0	0.95
Net Receivables	77.5M	87M	956.3M	1.1B	1.1B	1.3B
Total Current Assets	439.7M	441.1M	1.7B	660.7M	2.6B	2.7B
Short Term Debt	8.7M	357.6M	218.2M	5.4M	8.2M	7.8M
Accounts Payable	102.3M	113.4M	560M	251.1M	81.1M	137.8M
Cash	161M	211.2M	259.3M	255M	122.4M	188.0M
Cash And Short Term Investments	362.2M	354.1M	725.2M	1.2B	1.6B	1.1B
Good Will	394.7M	525.5M	142.3M	176.5M	168.8M	148.4M
Short Term Investments	201.2M	142.9M	465.9M	924.1M	1.8B	1.9B
Accumulated Other Comprehensive Income	(7.2M)	(400K)	1.7M	(3.5M)	(1.6M)	(1.5M)
Common Stock	596.3M	595.2M	588.9M	538.6M	2.6M	2.5M
Intangible Assets	260M	782.4M	340.5M	392.4M	370.6M	203.9M
Other Liab	127.5M	175.8M	1.2B	1.5B	1.3B	1.2B
Long Term Debt	283.5M	376.4M	693M	575.2M	564.6M	556.9M
Net Tangible Assets	2.6B	3.1B	2.5B	3.4B	3.0B	2.7B
Noncontrolling Interest In Consolidated Entity	(131.7M)	(124.9M)	(88.1M)	156.6M	140.9M	229.1M
Retained Earnings Total Equity	2.8B	2.3B	3.3B	3.0B	3.4B	3.1B
Long Term Debt Total	283.5M	376.4M	693M	575.2M	517.7M	396.9M
Capital Surpluse	593.1M	592.1M	585.9M	536M	482.4M	680.8M
Inventory	(647.4M)	(1.2B)	(1.0B)	(2.7B)	(2.4B)	(2.3B)
Long Term Investments	2.1B	2.9B	2.2B	2.9B	3.5B	4.0B

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When determining whether White Mountains Insurance is a strong investment it is important to analyze White Mountains' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact White Mountains' future performance. For an informed investment choice regarding White Stock, refer to the following important reports:

How To Invest In White

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Is White Stock a good investment?

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What is White Mountains' Net Worth?

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Largest Insurance - Property & Casualty Companies

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Largest Financial Services Companies

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Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in White Mountains Insurance. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in estimate.

You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.

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When running White Mountains' price analysis, check to measure White Mountains' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy White Mountains is operating at the current time. Most of White Mountains' value examination focuses on studying past and present price action to predict the probability of White Mountains' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move White Mountains' price. Additionally, you may evaluate how the addition of White Mountains to your portfolios can decrease your overall portfolio volatility.

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Is White Mountains' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of White Mountains. If investors know White will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about White Mountains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.322

Dividend Share

Earnings Share

221.09

Revenue Per Share

903.668

Quarterly Revenue Growth

0.217

The market value of White Mountains Insurance is measured differently than its book value, which is the value of White that is recorded on the company's balance sheet. Investors also form their own opinion of White Mountains' value that differs from its market value or its book value, called intrinsic value, which is White Mountains' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because White Mountains' market value can be influenced by many factors that don't directly affect White Mountains' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between White Mountains' value and its price as these two are different measures arrived at by different means. Investors typically determine if White Mountains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, White Mountains' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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White Long Term Debt vs Retained Earnings Analysis

Long Term Debt vs Retained Earnings

Long Term Debt vs Retained Earnings Correlation Analysis

Correlation Coefficient

Long Term Debt

Retained Earnings

White Mountains fundamental ratios Correlations

White Mountains Account Relationship Matchups

High Positive Relationship

High Negative Relationship

White Mountains fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Common Stock Total Equity	+ 0.99	Common Stock Shares Outstanding
Retained Earnings	+ 0.96	Total Stockholder Equity
Total Liab	+ 0.9	Total Assets
Total Current Assets	+ 0.88	Net Debt
Short Term Investments	+ 0.86	Total Current Assets
Net Debt	+ 0.84	Short Long Term Debt Total

Common Stock	- 0.87	Non Currrent Assets Other
Property Plant And Equipment Net	- 0.87	Non Current Liabilities Total
Cash	- 0.74	Non Currrent Assets Other
Other Assets	- 0.73	Non Current Assets Total
Common Stock	- 0.71	Total Current Liabilities
Common Stock Total Equity	- 0.68	Current Deferred Revenue