Truist Net Interest Income vs Operating Income Analysis

TFC Stock

USD 38.24 0.65 1.67%

Truist Financial financial indicator trend analysis is much more than just breaking down Truist Financial Corp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Truist Financial Corp is a good investment. Please check the relationship between Truist Financial Net Interest Income and its Operating Income accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Truist Financial Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

Net Interest Income vs Operating Income

Net Interest Income vs Operating Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Truist Financial Corp Net Interest Income account and Operating Income. At this time, the significance of the direction appears to have weak relationship.

The correlation between Truist Financial's Net Interest Income and Operating Income is 0.37. Overlapping area represents the amount of variation of Net Interest Income that can explain the historical movement of Operating Income in the same time period over historical financial statements of Truist Financial Corp, assuming nothing else is changed. The correlation between historical values of Truist Financial's Net Interest Income and Operating Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Interest Income of Truist Financial Corp are associated (or correlated) with its Operating Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Operating Income has no effect on the direction of Net Interest Income i.e., Truist Financial's Net Interest Income and Operating Income go up and down completely randomly.

Correlation Coefficient

0.37

Relationship Direction	Positive
Relationship Strength	Very Weak

View All Relationships

Net Interest Income

The difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.

Operating Income

Operating Income is the amount of profit realized from Truist Financial Corp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Truist Financial Corp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Most indicators from Truist Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Truist Financial Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Truist Financial Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

At present, Truist Financial's Tax Provision is projected to increase significantly based on the last few years of reporting. The current year's Enterprise Value Over EBITDA is expected to grow to 132.14, whereas Sales General And Administrative To Revenue is forecasted to decline to 0.25.

	2021	2022	2023	2024 (projected)
Gross Profit	23.1B	22.3B	33.2B	34.9B
Total Revenue	23.1B	22.3B	33.3B	35.0B

Gross Profit Total Revenue

Truist Financial fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Non Current Liabilities Total	Other Stockholder Equity	Total Liab	Total Current Assets	Short Term Debt	Common Stock Total Equity	Property Plant And Equipment Gross	Common Stock	Good Will	Short Term Investments	Other Current Assets	Intangible Assets
Common Stock Shares Outstanding		0.93	0.85	0.14	0.53	0.89	0.87	0.58	0.92	0.83	0.66	0.41	0.68	0.47	0.64	0.85	0.93	0.09	0.66	0.79	0.7	0.81	0.78	0.45	-0.49	0.86
Total Assets	0.93		0.94	0.01	0.56	0.98	0.91	0.64	0.92	0.94	0.68	0.41	0.66	0.53	0.68	0.98	1.0	-0.13	0.8	0.87	0.88	0.89	0.9	0.51	-0.68	0.98
Short Long Term Debt Total	0.85	0.94		0.1	0.67	0.89	0.92	0.74	0.9	0.92	0.69	0.49	0.79	0.28	0.79	0.92	0.94	-0.26	0.93	0.79	0.95	0.81	0.79	0.25	-0.64	0.95
Other Current Liab	0.14	0.01	0.1		0.38	-0.03	0.21	0.01	0.19	0.05	0.31	0.4	0.46	-0.43	0.18	-0.06	0.01	0.16	0.13	-0.08	-0.04	-0.11	-0.17	-0.44	0.39	-0.01
Total Current Liabilities	0.53	0.56	0.67	0.38		0.43	0.84	0.17	0.47	0.76	0.94	0.96	0.79	-0.38	0.73	0.55	0.57	-0.4	0.8	0.3	0.6	0.25	0.2	-0.35	-0.21	0.59
Total Stockholder Equity	0.89	0.98	0.89	-0.03	0.43		0.84	0.64	0.9	0.88	0.59	0.31	0.54	0.64	0.53	0.97	0.97	0.0	0.69	0.89	0.85	0.93	0.93	0.63	-0.63	0.94
Property Plant And Equipment Net	0.87	0.91	0.92	0.21	0.84	0.84		0.49	0.82	0.96	0.91	0.75	0.8	0.16	0.72	0.89	0.91	-0.17	0.86	0.71	0.84	0.7	0.65	0.16	-0.45	0.88
Net Debt	0.58	0.64	0.74	0.01	0.17	0.64	0.49		0.75	0.47	0.14	-0.05	0.5	0.35	0.5	0.58	0.63	-0.04	0.61	0.77	0.69	0.78	0.73	0.27	-0.48	0.63
Retained Earnings	0.92	0.92	0.9	0.19	0.47	0.9	0.82	0.75		0.79	0.55	0.3	0.71	0.47	0.65	0.84	0.92	0.06	0.73	0.81	0.77	0.84	0.83	0.43	-0.51	0.89
Cash	0.83	0.94	0.92	0.05	0.76	0.88	0.96	0.47	0.79		0.84	0.65	0.73	0.29	0.76	0.95	0.95	-0.34	0.88	0.75	0.9	0.75	0.75	0.3	-0.66	0.95
Non Current Assets Total	0.66	0.68	0.69	0.31	0.94	0.59	0.91	0.14	0.55	0.84		0.94	0.7	-0.13	0.6	0.68	0.69	-0.21	0.73	0.44	0.62	0.4	0.35	-0.09	-0.21	0.67
Non Currrent Assets Other	0.41	0.41	0.49	0.4	0.96	0.31	0.75	-0.05	0.3	0.65	0.94		0.63	-0.43	0.5	0.43	0.43	-0.26	0.62	0.18	0.43	0.12	0.04	-0.39	0.01	0.42
Other Assets	0.68	0.66	0.79	0.46	0.79	0.54	0.8	0.5	0.71	0.73	0.7	0.63		-0.17	0.83	0.6	0.68	-0.27	0.83	0.46	0.69	0.45	0.4	-0.2	-0.33	0.67
Cash And Short Term Investments	0.47	0.53	0.28	-0.43	-0.38	0.64	0.16	0.35	0.47	0.29	-0.13	-0.43	-0.17		-0.07	0.53	0.51	0.3	-0.01	0.62	0.29	0.7	0.76	0.99	-0.5	0.46
Non Current Liabilities Total	0.64	0.68	0.79	0.18	0.73	0.53	0.72	0.5	0.65	0.76	0.6	0.5	0.83	-0.07		0.65	0.7	-0.61	0.89	0.47	0.73	0.46	0.48	-0.09	-0.68	0.77
Other Stockholder Equity	0.85	0.98	0.92	-0.06	0.55	0.97	0.89	0.58	0.84	0.95	0.68	0.43	0.6	0.53	0.65		0.98	-0.23	0.8	0.86	0.92	0.88	0.89	0.53	-0.73	0.98
Total Liab	0.93	1.0	0.94	0.01	0.57	0.97	0.91	0.63	0.92	0.95	0.69	0.43	0.68	0.51	0.7	0.98		-0.14	0.81	0.86	0.88	0.89	0.89	0.5	-0.68	0.98
Total Current Assets	0.09	-0.13	-0.26	0.16	-0.4	0.0	-0.17	-0.04	0.06	-0.34	-0.21	-0.26	-0.27	0.3	-0.61	-0.23	-0.14		-0.53	-0.04	-0.42	0.0	-0.08	0.26	0.63	-0.3
Short Term Debt	0.66	0.8	0.93	0.13	0.8	0.69	0.86	0.61	0.73	0.88	0.73	0.62	0.83	-0.01	0.89	0.8	0.81	-0.53		0.61	0.91	0.6	0.59	-0.03	-0.63	0.86
Common Stock Total Equity	0.79	0.87	0.79	-0.08	0.3	0.89	0.71	0.77	0.81	0.75	0.44	0.18	0.46	0.62	0.47	0.86	0.86	-0.04	0.61		0.77	0.99	0.95	0.6	-0.63	0.83
Property Plant And Equipment Gross	0.7	0.88	0.95	-0.04	0.6	0.85	0.84	0.69	0.77	0.9	0.62	0.43	0.69	0.29	0.73	0.92	0.88	-0.42	0.91	0.77		0.78	0.78	0.26	-0.73	0.92
Common Stock	0.81	0.89	0.81	-0.11	0.25	0.93	0.7	0.78	0.84	0.75	0.4	0.12	0.45	0.7	0.46	0.88	0.89	0.0	0.6	0.99	0.78		0.98	0.67	-0.65	0.85
Good Will	0.78	0.9	0.79	-0.17	0.2	0.93	0.65	0.73	0.83	0.75	0.35	0.04	0.4	0.76	0.48	0.89	0.89	-0.08	0.59	0.95	0.78	0.98		0.74	-0.75	0.88
Short Term Investments	0.45	0.51	0.25	-0.44	-0.35	0.63	0.16	0.27	0.43	0.3	-0.09	-0.39	-0.2	0.99	-0.09	0.53	0.5	0.26	-0.03	0.6	0.26	0.67	0.74		-0.5	0.45
Other Current Assets	-0.49	-0.68	-0.64	0.39	-0.21	-0.63	-0.45	-0.48	-0.51	-0.66	-0.21	0.01	-0.33	-0.5	-0.68	-0.73	-0.68	0.63	-0.63	-0.63	-0.73	-0.65	-0.75	-0.5		-0.77
Intangible Assets	0.86	0.98	0.95	-0.01	0.59	0.94	0.88	0.63	0.89	0.95	0.67	0.42	0.67	0.46	0.77	0.98	0.98	-0.3	0.86	0.83	0.92	0.85	0.88	0.45	-0.77

Click cells to compare fundamentals

Truist Financial Account Relationship Matchups

Truist Financial fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Common Stock Shares Outstanding	815.2M	1.4B	1.3B	1.3B	1.3B	1.4B
Total Assets	473.1B	509.2B	541.2B	555.3B	539.0B	565.9B
Short Long Term Debt Total	59.6B	45.7B	41.2B	66.6B	65.2B	68.4B
Other Current Liab	(18.2B)	(6.1B)	(5.3B)	13.6B	111.7B	117.3B
Total Current Liabilities	18.2B	6.1B	5.3B	23.4B	136.7B	143.5B
Total Stockholder Equity	66.4B	70.8B	69.3B	60.5B	59.1B	62.1B
Property Plant And Equipment Net	3.7B	3.9B	3.7B	3.6B	6.1B	6.4B
Net Debt	40.5B	26.8B	20.9B	45.2B	34.5B	17.5B
Retained Earnings	19.8B	19.5B	23.0B	26.3B	22.1B	23.2B
Cash	19.1B	18.9B	20.3B	21.4B	30.6B	32.2B
Non Current Assets Total	114.1B	158.0B	194.9B	34.3B	488.9B	513.3B
Non Currrent Assets Other	844M	(716M)	1.6B	(124.6B)	419.7B	440.7B
Other Assets	259.1B	206.3B	162.6B	499.5B	574.5B	603.2B
Cash And Short Term Investments	93.8B	139.7B	173.4B	93.2B	(5.1B)	(4.8B)
Liabilities And Stockholders Equity	473.1B	509.2B	541.2B	555.3B	539.0B	565.9B
Non Current Liabilities Total	41.3B	39.6B	35.9B	471.3B	343.0B	360.2B
Other Stockholder Equity	35.6B	35.8B	34.6B	34.5B	36.2B	38.0B
Total Liab	406.5B	438.3B	472.0B	494.7B	479.7B	503.7B
Total Current Assets	99.9B	144.9B	183.8B	21.4B	50.1B	79.2B
Short Term Debt	18.2B	6.1B	5.3B	23.4B	25.0B	26.2B
Accumulated Other Comprehensive Income	(844M)	716M	(1.6B)	(13.6B)	(12.5B)	(11.9B)
Common Stock Total Equity	3.8B	6.7B	6.7B	6.6B	7.6B	3.9B
Property Plant And Equipment Gross	10.5B	7.0B	3.7B	9.4B	8.8B	9.2B
Common Stock	6.7B	6.7B	6.6B	6.6B	6.7B	4.2B
Good Will	24.2B	24.4B	26.1B	27.0B	20.9B	12.0B
Short Term Investments	74.7B	120.8B	153.1B	71.8B	3.6B	3.4B
Other Current Assets	31.8B	34.2B	39.9B	(71.8B)	50.1B	62.1B
Intangible Assets	5.8B	5.0B	6.0B	7.4B	6.5B	6.9B
Accounts Payable	334.7B	381.1B	416.5B	413.5B	475.5B	499.3B
Net Receivables	6.1B	5.2B	10.3B	11.8B	13.0B	13.6B
Inventory	(31.8B)	(34.2B)	(39.9B)	(11.8B)	(7.9B)	(8.3B)
Net Tangible Assets	34.0B	35.3B	33.1B	23.2B	26.6B	22.9B
Noncontrolling Interest In Consolidated Entity	47M	56M	174M	105M	120.8M	81.2M
Long Term Debt	41.3B	39.6B	35.9B	43.2B	38.9B	32.6B
Retained Earnings Total Equity	18.1B	19.8B	19.5B	23.0B	26.4B	17.4B
Long Term Debt Total	41.3B	39.6B	35.9B	43.2B	49.7B	31.7B
Capital Surpluse	35.6B	35.8B	34.6B	34.5B	39.7B	41.7B
Long Term Investments	298.3B	300.0B	159.0B	134.4B	124.6B	189.8B
Non Current Liabilities Other	5.4B	12.2B	11.6B	14.3B	16.4B	9.1B

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When determining whether Truist Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Truist Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Truist Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Truist Financial Corp Stock:

How To Invest In Truist

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Is Truist Stock a good investment?

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What is Truist Financial's Net Worth?

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Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Truist Financial Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.

Note that the Truist Financial Corp information on this page should be used as a complementary analysis to other Truist Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.

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When running Truist Financial's price analysis, check to measure Truist Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Truist Financial is operating at the current time. Most of Truist Financial's value examination focuses on studying past and present price action to predict the probability of Truist Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Truist Financial's price. Additionally, you may evaluate how the addition of Truist Financial to your portfolios can decrease your overall portfolio volatility.

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Is Truist Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Truist Financial. If investors know Truist will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Truist Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.24)

Dividend Share

2.08

Earnings Share

(1.31)

Revenue Per Share

15.607

Quarterly Revenue Growth

(0.1)

The market value of Truist Financial Corp is measured differently than its book value, which is the value of Truist that is recorded on the company's balance sheet. Investors also form their own opinion of Truist Financial's value that differs from its market value or its book value, called intrinsic value, which is Truist Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Truist Financial's market value can be influenced by many factors that don't directly affect Truist Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Truist Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Truist Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Truist Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Truist Net Interest Income vs Operating Income Analysis

Net Interest Income vs Operating Income

Net Interest Income vs Operating Income Correlation Analysis

Correlation Coefficient

Net Interest Income

Operating Income

Truist Financial fundamental ratios Correlations

Truist Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Truist Financial fundamental ratios Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Short Term Investments	+ 0.99	Cash And Short Term Investments
Common Stock	+ 0.99	Common Stock Total Equity
Total Stockholder Equity	+ 0.98	Total Assets
Other Stockholder Equity	+ 0.98	Total Assets
Intangible Assets	+ 0.98	Total Assets

Intangible Assets	- 0.77	Other Current Assets
Other Current Assets	- 0.75	Good Will
Other Current Assets	- 0.73	Property Plant And Equipment Gross
Other Current Assets	- 0.73	Other Stockholder Equity
Other Current Assets	- 0.68	Total Liab
Other Current Assets	- 0.68	Non Current Liabilities Total