Regional Other Operating Expenses vs Depreciation And Amortization Analysis

RM Stock  USD 29.75  0.05  0.17%   
Regional Management financial indicator trend analysis is much more than just breaking down Regional Management Corp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Regional Management Corp is a good investment. Please check the relationship between Regional Management Other Operating Expenses and its Depreciation And Amortization accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

Other Operating Expenses vs Depreciation And Amortization

Other Operating Expenses vs Depreciation And Amortization Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Regional Management Corp Other Operating Expenses account and Depreciation And Amortization. At this time, the significance of the direction appears to have no relationship.
The correlation between Regional Management's Other Operating Expenses and Depreciation And Amortization is 0.09. Overlapping area represents the amount of variation of Other Operating Expenses that can explain the historical movement of Depreciation And Amortization in the same time period over historical financial statements of Regional Management Corp, assuming nothing else is changed. The correlation between historical values of Regional Management's Other Operating Expenses and Depreciation And Amortization is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Other Operating Expenses of Regional Management Corp are associated (or correlated) with its Depreciation And Amortization. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Depreciation And Amortization has no effect on the direction of Other Operating Expenses i.e., Regional Management's Other Operating Expenses and Depreciation And Amortization go up and down completely randomly.

Correlation Coefficient

0.09
Relationship DirectionPositive 
Relationship StrengthInsignificant

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Regional Management Corp. It is also known as Regional Management overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Depreciation And Amortization

The systematic reduction in the recorded value of an intangible asset. This includes the allocation of the cost of tangible assets to periods in which the assets are used, representing the expense related to the wear and tear, deterioration, or obsolescence of physical assets and intangible assets over their useful lives.
Most indicators from Regional Management's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Regional Management Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.
At this time, Regional Management's Enterprise Value Over EBITDA is very stable compared to the past year. As of the 17th of May 2024, Enterprise Value Multiple is likely to grow to 9.48, while Selling General Administrative is likely to drop about 106.8 M.
 2021 2022 2023 2024 (projected)
Interest Expense31.3M34.2M67.5M70.8M
Depreciation And Amortization11.7M12.7M14.6M7.6M

Regional Management fundamental ratios Correlations

-0.390.0-0.34-0.41-0.32-0.4-0.150.110.16-0.12-0.45-0.2-0.190.06-0.210.440.69-0.47-0.31-0.190.2-0.36-0.49-0.660.46
-0.390.890.880.990.990.90.420.11-0.040.480.940.480.370.850.58-0.87-0.691.00.790.370.80.810.990.24-0.27
0.00.890.780.870.940.820.310.270.130.470.80.340.230.910.45-0.69-0.350.850.670.240.920.630.82-0.12-0.06
-0.340.880.780.860.870.860.57-0.06-0.220.420.850.620.530.730.56-0.98-0.780.880.940.530.730.860.880.32-0.22
-0.410.990.870.860.970.860.360.09-0.060.560.950.430.30.810.58-0.86-0.70.980.760.310.780.810.990.3-0.31
-0.320.990.940.870.970.920.370.170.010.510.930.420.310.860.53-0.84-0.620.980.770.320.830.770.960.16-0.23
-0.40.90.820.860.860.920.320.14-0.020.490.870.350.270.720.34-0.83-0.650.90.730.270.70.70.860.22-0.23
-0.150.420.310.570.360.370.32-0.1-0.17-0.410.340.990.990.510.73-0.61-0.590.430.810.990.390.770.420.23-0.13
0.110.110.27-0.060.090.170.14-0.10.99-0.270.12-0.11-0.110.1-0.20.140.250.08-0.08-0.110.13-0.040.06-0.03-0.57
0.16-0.040.13-0.22-0.060.01-0.02-0.170.99-0.35-0.02-0.18-0.17-0.02-0.280.290.36-0.07-0.22-0.170.01-0.17-0.08-0.06-0.54
-0.120.480.470.420.560.510.49-0.41-0.27-0.350.51-0.35-0.470.310.03-0.38-0.250.470.12-0.460.430.160.480.00.15
-0.450.940.80.850.950.930.870.340.12-0.020.510.40.290.730.5-0.86-0.70.950.740.30.70.770.950.4-0.4
-0.20.480.340.620.430.420.350.99-0.11-0.18-0.350.40.980.540.78-0.66-0.650.490.850.990.420.820.490.29-0.18
-0.190.370.230.530.30.310.270.99-0.11-0.17-0.470.290.980.440.71-0.58-0.590.390.781.00.30.740.380.26-0.16
0.060.850.910.730.810.860.720.510.1-0.020.310.730.540.440.58-0.68-0.380.810.730.440.960.710.79-0.10.02
-0.210.580.450.560.580.530.340.73-0.2-0.280.030.50.780.710.58-0.59-0.640.590.70.710.520.810.610.16-0.05
0.44-0.87-0.69-0.98-0.86-0.84-0.83-0.610.140.29-0.38-0.86-0.66-0.58-0.68-0.590.87-0.88-0.94-0.58-0.65-0.9-0.88-0.450.28
0.69-0.69-0.35-0.78-0.7-0.62-0.65-0.590.250.36-0.25-0.7-0.65-0.59-0.38-0.640.87-0.74-0.8-0.6-0.31-0.87-0.76-0.660.39
-0.471.00.850.880.980.980.90.430.08-0.070.470.950.490.390.810.59-0.88-0.740.80.390.750.830.990.32-0.3
-0.310.790.670.940.760.770.730.81-0.08-0.220.120.740.850.780.730.7-0.94-0.80.80.790.670.920.790.32-0.22
-0.190.370.240.530.310.320.270.99-0.11-0.17-0.460.30.991.00.440.71-0.58-0.60.390.790.310.740.390.26-0.15
0.20.80.920.730.780.830.70.390.130.010.430.70.420.30.960.52-0.65-0.310.750.670.310.660.73-0.160.04
-0.360.810.630.860.810.770.70.77-0.04-0.170.160.770.820.740.710.81-0.9-0.870.830.920.740.660.840.44-0.35
-0.490.990.820.880.990.960.860.420.06-0.080.480.950.490.380.790.61-0.88-0.760.990.790.390.730.840.37-0.34
-0.660.24-0.120.320.30.160.220.23-0.03-0.060.00.40.290.26-0.10.16-0.45-0.660.320.320.26-0.160.440.37-0.8
0.46-0.27-0.06-0.22-0.31-0.23-0.23-0.13-0.57-0.540.15-0.4-0.18-0.160.02-0.050.280.39-0.3-0.22-0.150.04-0.35-0.34-0.8
Click cells to compare fundamentals

Regional Management Account Relationship Matchups

Regional Management fundamental ratios Accounts

201920202021202220232024 (projected)
Common Stock Shares Outstanding11.8M11.1M10.6M9.7M9.6M12.3M
Total Assets1.2B1.1B1.5B1.7B1.8B975.0M
Total Stockholder Equity302.8M272.1M282.7M308.6M322.3M234.6M
Property Plant And Equipment Net41.7M41.6M41.7M49.0M48.1M50.5M
Net Debt824.8M783.4M1.1B1.5B1.3B697.8M
Retained Earnings248.8M227.3M306.1M345.5M349.6M184.4M
Accounts Payable28.7M40.3M49.3M33.8M40.4M23.8M
Cash2.3M8.1M10.5M3.9M128.7M135.1M
Non Current Assets Total51.2M50.3M51.2M75.0M31.8M30.2M
Non Currrent Assets Other(51.2M)(50.3M)(66.1M)(20.4M)(68.5M)(65.1M)
Other Assets1.1B1.0B1.4B1.6B72.6M69.0M
Long Term Debt798.6M762.2M1.1B1.3B1.2B647.1M
Cash And Short Term Investments2.3M8.1M10.5M24.3M128.7M135.1M
Net Receivables1.9M3.2M2.7M13.7M1.5B1.6B
Common Stock Total Equity1.4M1.4M1.4M1.4M1.6M1.4M
Liabilities And Stockholders Equity1.2B1.1B1.5B1.7B1.8B975.0M
Other Current Assets(1.1B)(1.0B)(1.4B)(1.6B)(1.7B)(1.6B)
Other Stockholder Equity52.6M43.4M(24.8M)(37.8M)(28.4M)(27.0M)
Total Liab855.8M831.7M1.2B1.4B1.5B739.6M
Property Plant And Equipment Gross41.7M41.6M41.7M49.0M78.4M82.3M
Total Current Assets4.1M11.2M13.2M24.3M1.7B1.8B
Accumulated Other Comprehensive Income(16.8M)(19.8M)0.0(586K)(372K)(390.6K)
Common Stock1.4M1.4M1.4M1.4M1.5M1.4M
Property Plant Equipment15.3M14.5M41.7M49.0M56.4M59.2M
Short Long Term Debt Total827.1M791.4M1.1B1.5B1.4B767.7M
Other Current Liab(393.1M)(325.0M)(240.3M)(128.0M)(244.9M)(257.2M)
Total Current Liabilities393.1M325.0M240.3M70.5M244.9M234.2M
Non Current Liabilities Total827.1M791.4M1.1B1.3B1.5B1.5B
Short Term Debt393.1M325.0M240.3M164.7M244.9M260.2M
Intangible Assets9.4M8.7M8.8M11.4M15.8M16.6M
Net Tangible Assets293.3M263.4M273.2M296.5M341.0M249.2M
Retained Earnings Total Equity248.8M227.3M306.1M345.5M397.4M417.2M
Capital Surpluse102.7M105.5M104.7M112.4M129.2M106.0M
Inventory1.1B(265K)(6.6M)1.01.151.09
Long Term Investments1.0B951.7M1.2B1.5B1.7B969.3M
Treasury Stock(50.1M)(62.1M)(129.5M)(150.1M)(135.1M)(128.4M)
Short Long Term Debt393.1M325.0M240.3M164.7M244.9M208.9M
Long Term Debt Total798.6M762.2M1.1B1.3B1.5B841.4M

Becoming a Better Investor with Macroaxis

Macroaxis puts the power of mathematics on your side. We analyze your portfolios and positions such as Regional Management Corp using complex mathematical models and algorithms, but make them easy to understand. There is no real person involved in your portfolio analysis. We perform a number of calculations to compute absolute and relative portfolio volatility, correlation between your assets, value at risk, expected return as well as over 100 different fundamental and technical indicators.

Build Optimal Portfolios

Align your risk with return expectations

By capturing your risk tolerance and investment horizon Macroaxis technology of instant portfolio optimization will compute exactly how much risk is acceptable for your desired return expectations
When determining whether Regional Management Corp is a strong investment it is important to analyze Regional Management's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Regional Management's future performance. For an informed investment choice regarding Regional Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.
You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.

Complementary Tools for Regional Stock analysis

When running Regional Management's price analysis, check to measure Regional Management's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Regional Management is operating at the current time. Most of Regional Management's value examination focuses on studying past and present price action to predict the probability of Regional Management's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Regional Management's price. Additionally, you may evaluate how the addition of Regional Management to your portfolios can decrease your overall portfolio volatility.
Commodity Directory
Find actively traded commodities issued by global exchanges
FinTech Suite
Use AI to screen and filter profitable investment opportunities
Bond Analysis
Evaluate and analyze corporate bonds as a potential investment for your portfolios.
USA ETFs
Find actively traded Exchange Traded Funds (ETF) in USA
Portfolio Analyzer
Portfolio analysis module that provides access to portfolio diagnostics and optimization engine
Aroon Oscillator
Analyze current equity momentum using Aroon Oscillator and other momentum ratios
ETFs
Find actively traded Exchange Traded Funds (ETF) from around the world
Positions Ratings
Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance
Correlation Analysis
Reduce portfolio risk simply by holding instruments which are not perfectly correlated
Balance Of Power
Check stock momentum by analyzing Balance Of Power indicator and other technical ratios
Portfolio Backtesting
Avoid under-diversification and over-optimization by backtesting your portfolios
Is Regional Management's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.733
Dividend Share
1.2
Earnings Share
2.32
Revenue Per Share
57.369
Quarterly Revenue Growth
0.064
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.