Regional Cost Of Revenue vs Operating Income Analysis

RM Stock

USD 28.37 0.01 0.04%

Regional Management financial indicator trend analysis is much more than just breaking down Regional Management Corp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Regional Management Corp is a good investment. Please check the relationship between Regional Management Cost Of Revenue and its Operating Income accounts. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

Cost Of Revenue vs Operating Income

Cost Of Revenue vs Operating Income Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Regional Management Corp Cost Of Revenue account and Operating Income. At this time, the significance of the direction appears to have significant contrarian relationship.

The correlation between Regional Management's Cost Of Revenue and Operating Income is -0.29. Overlapping area represents the amount of variation of Cost Of Revenue that can explain the historical movement of Operating Income in the same time period over historical financial statements of Regional Management Corp, assuming nothing else is changed. The correlation between historical values of Regional Management's Cost Of Revenue and Operating Income is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Cost Of Revenue of Regional Management Corp are associated (or correlated) with its Operating Income. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Operating Income has no effect on the direction of Cost Of Revenue i.e., Regional Management's Cost Of Revenue and Operating Income go up and down completely randomly.

Correlation Coefficient

-0.29

Relationship Direction	Negative
Relationship Strength	Insignificant

View All Relationships

Cost Of Revenue

Cost of Revenue is found on Regional Management Corp income statement and represents the costs associated with goods and services Regional Management provides. Indirect cost, such as salaries, is not included. In other words, cost of revenue is the total cost incurred to obtain a sale. It is more than the traditional cost of goods sold, since it includes specific selling and marketing activities.

Operating Income

Operating Income is the amount of profit realized from Regional Management Corp operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of Regional Management Corp is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. Earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations.

Most indicators from Regional Management's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Regional Management Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

At this time, Regional Management's Enterprise Value Over EBITDA is very stable compared to the past year. As of the 22nd of May 2024, Enterprise Value Multiple is likely to grow to 9.48, while Selling General Administrative is likely to drop about 106.8 M.

	2021	2022	2023	2024 (projected)
Interest Expense	31.3M	34.2M	67.5M	70.8M
Depreciation And Amortization	11.7M	12.7M	14.6M	7.6M

Interest Expense Depreciation And Amortization

Regional Management fundamental ratios Correlations

	Common Stock Shares Outstanding	Total Assets	Total Stockholder Equity	Property Plant And Equipment Net	Net Debt	Retained Earnings	Accounts Payable	Cash	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Long Term Debt	Cash And Short Term Investments	Net Receivables	Common Stock Total Equity	Short Term Investments	Other Current Assets	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Common Stock	Property Plant Equipment	Short Long Term Debt Total	Other Current Liab	Total Current Liabilities
Common Stock Shares Outstanding		-0.39	0.0	-0.34	-0.41	-0.32	-0.4	-0.15	0.11	0.16	-0.12	-0.45	-0.2	-0.19	0.06	-0.21	0.44	0.69	-0.47	-0.31	-0.19	0.2	-0.36	-0.49	-0.66	0.46
Total Assets	-0.39		0.89	0.88	0.99	0.99	0.9	0.42	0.11	-0.04	0.48	0.94	0.48	0.37	0.85	0.58	-0.87	-0.69	1.0	0.79	0.37	0.8	0.81	0.99	0.24	-0.27
Total Stockholder Equity	0.0	0.89		0.78	0.87	0.94	0.82	0.31	0.27	0.13	0.47	0.8	0.34	0.23	0.91	0.45	-0.69	-0.35	0.85	0.67	0.24	0.92	0.63	0.82	-0.12	-0.06
Property Plant And Equipment Net	-0.34	0.88	0.78		0.86	0.87	0.86	0.57	-0.06	-0.22	0.42	0.85	0.62	0.53	0.73	0.56	-0.98	-0.78	0.88	0.94	0.53	0.73	0.86	0.88	0.32	-0.22
Net Debt	-0.41	0.99	0.87	0.86		0.97	0.86	0.36	0.09	-0.06	0.56	0.95	0.43	0.3	0.81	0.58	-0.86	-0.7	0.98	0.76	0.31	0.78	0.81	0.99	0.3	-0.31
Retained Earnings	-0.32	0.99	0.94	0.87	0.97		0.92	0.37	0.17	0.01	0.51	0.93	0.42	0.31	0.86	0.53	-0.84	-0.62	0.98	0.77	0.32	0.83	0.77	0.96	0.16	-0.23
Accounts Payable	-0.4	0.9	0.82	0.86	0.86	0.92		0.32	0.14	-0.02	0.49	0.87	0.35	0.27	0.72	0.34	-0.83	-0.65	0.9	0.73	0.27	0.7	0.7	0.86	0.22	-0.23
Cash	-0.15	0.42	0.31	0.57	0.36	0.37	0.32		-0.1	-0.17	-0.41	0.34	0.99	0.99	0.51	0.73	-0.61	-0.59	0.43	0.81	0.99	0.39	0.77	0.42	0.23	-0.13
Non Current Assets Total	0.11	0.11	0.27	-0.06	0.09	0.17	0.14	-0.1		0.99	-0.27	0.12	-0.11	-0.11	0.1	-0.2	0.14	0.25	0.08	-0.08	-0.11	0.13	-0.04	0.06	-0.03	-0.57
Non Currrent Assets Other	0.16	-0.04	0.13	-0.22	-0.06	0.01	-0.02	-0.17	0.99		-0.35	-0.02	-0.18	-0.17	-0.02	-0.28	0.29	0.36	-0.07	-0.22	-0.17	0.01	-0.17	-0.08	-0.06	-0.54
Other Assets	-0.12	0.48	0.47	0.42	0.56	0.51	0.49	-0.41	-0.27	-0.35		0.51	-0.35	-0.47	0.31	0.03	-0.38	-0.25	0.47	0.12	-0.46	0.43	0.16	0.48	0.0	0.15
Long Term Debt	-0.45	0.94	0.8	0.85	0.95	0.93	0.87	0.34	0.12	-0.02	0.51		0.4	0.29	0.73	0.5	-0.86	-0.7	0.95	0.74	0.3	0.7	0.77	0.95	0.4	-0.4
Cash And Short Term Investments	-0.2	0.48	0.34	0.62	0.43	0.42	0.35	0.99	-0.11	-0.18	-0.35	0.4		0.98	0.54	0.78	-0.66	-0.65	0.49	0.85	0.99	0.42	0.82	0.49	0.29	-0.18
Net Receivables	-0.19	0.37	0.23	0.53	0.3	0.31	0.27	0.99	-0.11	-0.17	-0.47	0.29	0.98		0.44	0.71	-0.58	-0.59	0.39	0.78	1.0	0.3	0.74	0.38	0.26	-0.16
Common Stock Total Equity	0.06	0.85	0.91	0.73	0.81	0.86	0.72	0.51	0.1	-0.02	0.31	0.73	0.54	0.44		0.58	-0.68	-0.38	0.81	0.73	0.44	0.96	0.71	0.79	-0.1	0.02
Short Term Investments	-0.21	0.58	0.45	0.56	0.58	0.53	0.34	0.73	-0.2	-0.28	0.03	0.5	0.78	0.71	0.58		-0.59	-0.64	0.59	0.7	0.71	0.52	0.81	0.61	0.16	-0.05
Other Current Assets	0.44	-0.87	-0.69	-0.98	-0.86	-0.84	-0.83	-0.61	0.14	0.29	-0.38	-0.86	-0.66	-0.58	-0.68	-0.59		0.87	-0.88	-0.94	-0.58	-0.65	-0.9	-0.88	-0.45	0.28
Other Stockholder Equity	0.69	-0.69	-0.35	-0.78	-0.7	-0.62	-0.65	-0.59	0.25	0.36	-0.25	-0.7	-0.65	-0.59	-0.38	-0.64	0.87		-0.74	-0.8	-0.6	-0.31	-0.87	-0.76	-0.66	0.39
Total Liab	-0.47	1.0	0.85	0.88	0.98	0.98	0.9	0.43	0.08	-0.07	0.47	0.95	0.49	0.39	0.81	0.59	-0.88	-0.74		0.8	0.39	0.75	0.83	0.99	0.32	-0.3
Property Plant And Equipment Gross	-0.31	0.79	0.67	0.94	0.76	0.77	0.73	0.81	-0.08	-0.22	0.12	0.74	0.85	0.78	0.73	0.7	-0.94	-0.8	0.8		0.79	0.67	0.92	0.79	0.32	-0.22
Total Current Assets	-0.19	0.37	0.24	0.53	0.31	0.32	0.27	0.99	-0.11	-0.17	-0.46	0.3	0.99	1.0	0.44	0.71	-0.58	-0.6	0.39	0.79		0.31	0.74	0.39	0.26	-0.15
Common Stock	0.2	0.8	0.92	0.73	0.78	0.83	0.7	0.39	0.13	0.01	0.43	0.7	0.42	0.3	0.96	0.52	-0.65	-0.31	0.75	0.67	0.31		0.66	0.73	-0.16	0.04
Property Plant Equipment	-0.36	0.81	0.63	0.86	0.81	0.77	0.7	0.77	-0.04	-0.17	0.16	0.77	0.82	0.74	0.71	0.81	-0.9	-0.87	0.83	0.92	0.74	0.66		0.84	0.44	-0.35
Short Long Term Debt Total	-0.49	0.99	0.82	0.88	0.99	0.96	0.86	0.42	0.06	-0.08	0.48	0.95	0.49	0.38	0.79	0.61	-0.88	-0.76	0.99	0.79	0.39	0.73	0.84		0.37	-0.34
Other Current Liab	-0.66	0.24	-0.12	0.32	0.3	0.16	0.22	0.23	-0.03	-0.06	0.0	0.4	0.29	0.26	-0.1	0.16	-0.45	-0.66	0.32	0.32	0.26	-0.16	0.44	0.37		-0.8
Total Current Liabilities	0.46	-0.27	-0.06	-0.22	-0.31	-0.23	-0.23	-0.13	-0.57	-0.54	0.15	-0.4	-0.18	-0.16	0.02	-0.05	0.28	0.39	-0.3	-0.22	-0.15	0.04	-0.35	-0.34	-0.8

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Regional Management Account Relationship Matchups

Regional Management fundamental ratios Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Common Stock Shares Outstanding	11.8M	11.1M	10.6M	9.7M	9.6M	12.3M
Total Assets	1.2B	1.1B	1.5B	1.7B	1.8B	975.0M
Total Stockholder Equity	302.8M	272.1M	282.7M	308.6M	322.3M	234.6M
Property Plant And Equipment Net	41.7M	41.6M	41.7M	49.0M	48.1M	50.5M
Net Debt	824.8M	783.4M	1.1B	1.5B	1.3B	697.8M
Retained Earnings	248.8M	227.3M	306.1M	345.5M	349.6M	184.4M
Accounts Payable	28.7M	40.3M	49.3M	33.8M	40.4M	23.8M
Cash	2.3M	8.1M	10.5M	3.9M	128.7M	135.1M
Non Current Assets Total	51.2M	50.3M	51.2M	75.0M	31.8M	30.2M
Non Currrent Assets Other	(51.2M)	(50.3M)	(66.1M)	(20.4M)	(68.5M)	(65.1M)
Other Assets	1.1B	1.0B	1.4B	1.6B	72.6M	69.0M
Long Term Debt	798.6M	762.2M	1.1B	1.3B	1.2B	647.1M
Cash And Short Term Investments	2.3M	8.1M	10.5M	24.3M	128.7M	135.1M
Net Receivables	1.9M	3.2M	2.7M	13.7M	1.5B	1.6B
Common Stock Total Equity	1.4M	1.4M	1.4M	1.4M	1.6M	1.4M
Liabilities And Stockholders Equity	1.2B	1.1B	1.5B	1.7B	1.8B	975.0M
Other Current Assets	(1.1B)	(1.0B)	(1.4B)	(1.6B)	(1.7B)	(1.6B)
Other Stockholder Equity	52.6M	43.4M	(24.8M)	(37.8M)	(28.4M)	(27.0M)
Total Liab	855.8M	831.7M	1.2B	1.4B	1.5B	739.6M
Property Plant And Equipment Gross	41.7M	41.6M	41.7M	49.0M	78.4M	82.3M
Total Current Assets	4.1M	11.2M	13.2M	24.3M	1.7B	1.8B
Accumulated Other Comprehensive Income	(16.8M)	(19.8M)	0.0	(586K)	(372K)	(390.6K)
Common Stock	1.4M	1.4M	1.4M	1.4M	1.5M	1.4M
Property Plant Equipment	15.3M	14.5M	41.7M	49.0M	56.4M	59.2M
Short Long Term Debt Total	827.1M	791.4M	1.1B	1.5B	1.4B	767.7M
Other Current Liab	(393.1M)	(325.0M)	(240.3M)	(128.0M)	(244.9M)	(257.2M)
Total Current Liabilities	393.1M	325.0M	240.3M	70.5M	244.9M	234.2M
Non Current Liabilities Total	827.1M	791.4M	1.1B	1.3B	1.5B	1.5B
Short Term Debt	393.1M	325.0M	240.3M	164.7M	244.9M	260.2M
Intangible Assets	9.4M	8.7M	8.8M	11.4M	15.8M	16.6M
Net Tangible Assets	293.3M	263.4M	273.2M	296.5M	341.0M	249.2M
Retained Earnings Total Equity	248.8M	227.3M	306.1M	345.5M	397.4M	417.2M
Capital Surpluse	102.7M	105.5M	104.7M	112.4M	129.2M	106.0M
Inventory	1.1B	(265K)	(6.6M)	1.0	1.15	1.09
Long Term Investments	1.0B	951.7M	1.2B	1.5B	1.7B	969.3M
Treasury Stock	(50.1M)	(62.1M)	(129.5M)	(150.1M)	(135.1M)	(128.4M)
Short Long Term Debt	393.1M	325.0M	240.3M	164.7M	244.9M	208.9M
Long Term Debt Total	798.6M	762.2M	1.1B	1.3B	1.5B	841.4M

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When determining whether Regional Management Corp is a strong investment it is important to analyze Regional Management's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Regional Management's future performance. For an informed investment choice regarding Regional Stock, refer to the following important reports:

How To Invest In Regional

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Is Regional Stock a good investment?

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What is Regional Management's Net Worth?

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Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.

You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.

Complementary Tools for Regional Stock analysis

When running Regional Management's price analysis, check to measure Regional Management's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Regional Management is operating at the current time. Most of Regional Management's value examination focuses on studying past and present price action to predict the probability of Regional Management's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Regional Management's price. Additionally, you may evaluate how the addition of Regional Management to your portfolios can decrease your overall portfolio volatility.

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Is Regional Management's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.733

Dividend Share

1.2

Earnings Share

2.32

Revenue Per Share

57.369

Quarterly Revenue Growth

0.064

The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Regional Cost Of Revenue vs Operating Income Analysis

Cost Of Revenue vs Operating Income

Cost Of Revenue vs Operating Income Correlation Analysis

Correlation Coefficient

Cost Of Revenue

Operating Income

Regional Management fundamental ratios Correlations

Regional Management Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Regional Management fundamental ratios Accounts

Becoming a Better Investor with Macroaxis

Build Optimal Portfolios

Align your risk with return expectations

Complementary Tools for Regional Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Total Current Assets	+ 1.0	Net Receivables
Net Debt	+ 0.99	Total Assets
Retained Earnings	+ 0.99	Total Assets
Short Long Term Debt Total	+ 0.99	Total Assets
Short Long Term Debt Total	+ 0.99	Net Debt

Other Current Assets	- 0.98	Property Plant And Equipment Net
Property Plant And Equipment Gross	- 0.94	Other Current Assets
Property Plant Equipment	- 0.9	Other Current Assets
Short Long Term Debt Total	- 0.88	Other Current Assets
Total Liab	- 0.88	Other Current Assets
Property Plant Equipment	- 0.87	Other Stockholder Equity