Fidelity Net Interest Income vs Income Before Tax Analysis

FDBC Stock  USD 45.92  0.39  0.86%   
Fidelity financial indicator trend analysis is much more than just examining Fidelity DD Bancorp latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Fidelity DD Bancorp is a good investment. Please check the relationship between Fidelity Net Interest Income and its Income Before Tax accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fidelity DD Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Net Interest Income vs Income Before Tax

Net Interest Income vs Income Before Tax Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Fidelity DD Bancorp Net Interest Income account and Income Before Tax. At this time, the significance of the direction appears to have almost identical trend.
The correlation between Fidelity's Net Interest Income and Income Before Tax is 0.91. Overlapping area represents the amount of variation of Net Interest Income that can explain the historical movement of Income Before Tax in the same time period over historical financial statements of Fidelity DD Bancorp, assuming nothing else is changed. The correlation between historical values of Fidelity's Net Interest Income and Income Before Tax is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Net Interest Income of Fidelity DD Bancorp are associated (or correlated) with its Income Before Tax. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Income Before Tax has no effect on the direction of Net Interest Income i.e., Fidelity's Net Interest Income and Income Before Tax go up and down completely randomly.

Correlation Coefficient

0.91
Relationship DirectionPositive 
Relationship StrengthVery Strong

Net Interest Income

The difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.

Income Before Tax

Income Before Tax which can also be referred as pre-tax income is reported on Fidelity income statement and is an important metric when analyzing Fidelity DD Bancorp profitability. Accounting techniques because taxes can be complex, and not perfectly consistent from one company to company, an analyst may use pre-tax income as a more stable measure of profitability.
Most indicators from Fidelity's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Fidelity DD Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fidelity DD Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
At present, Fidelity's Enterprise Value is projected to increase significantly based on the last few years of reporting.
 2021 2022 2023 2024 (projected)
Interest Expense3.6M6.4M2.8M2.7M
Depreciation And Amortization5.4M5.3M5.7M3.1M

Fidelity fundamental ratios Correlations

0.330.650.650.970.96-0.310.97-0.190.830.840.660.770.120.970.990.870.50.751.00.980.330.490.990.840.94
0.330.730.780.220.470.70.4-0.090.390.680.740.57-0.540.330.340.040.60.380.330.36-0.160.950.27-0.040.28
0.650.731.00.580.820.140.71-0.080.770.950.980.69-0.460.650.690.360.890.730.650.68-0.260.880.630.230.54
0.650.781.00.580.820.20.71-0.090.760.960.980.71-0.480.660.70.360.880.720.660.69-0.250.910.640.230.55
0.970.220.580.580.93-0.430.93-0.230.840.780.60.720.290.930.960.860.440.80.970.920.420.40.970.90.94
0.960.470.820.820.93-0.20.97-0.190.870.940.820.83-0.080.940.970.770.690.790.960.940.150.660.950.690.86
-0.310.70.140.2-0.43-0.2-0.18-0.17-0.380.020.160.12-0.63-0.27-0.29-0.440.13-0.34-0.3-0.25-0.240.53-0.37-0.57-0.37
0.970.40.710.710.930.97-0.18-0.250.760.870.730.85-0.030.960.960.830.570.660.970.960.270.580.950.730.87
-0.19-0.09-0.08-0.09-0.23-0.19-0.17-0.250.1-0.14-0.11-0.22-0.12-0.17-0.27-0.21-0.14-0.1-0.18-0.17-0.16-0.13-0.16-0.15-0.06
0.830.390.770.760.840.87-0.380.760.10.860.750.580.10.790.820.610.610.930.830.80.10.560.830.690.84
0.840.680.950.960.780.940.020.87-0.140.860.950.78-0.280.840.870.580.80.790.850.86-0.050.830.830.490.76
0.660.740.980.980.60.820.160.73-0.110.750.950.76-0.440.660.70.380.840.720.660.69-0.150.870.640.250.56
0.770.570.690.710.720.830.120.85-0.220.580.780.76-0.220.70.770.630.560.570.780.750.380.720.740.460.66
0.12-0.54-0.46-0.480.29-0.08-0.63-0.03-0.120.1-0.28-0.44-0.220.030.060.25-0.470.220.10.020.68-0.530.120.610.3
0.970.330.650.660.930.94-0.270.96-0.170.790.840.660.70.030.960.830.480.650.970.970.190.480.960.780.89
0.990.340.690.70.960.97-0.290.96-0.270.820.870.70.770.060.960.850.550.760.990.970.250.520.990.80.91
0.870.040.360.360.860.77-0.440.83-0.210.610.580.380.630.250.830.850.250.530.870.840.430.210.870.830.82
0.50.60.890.880.440.690.130.57-0.140.610.80.840.56-0.470.480.550.250.610.50.54-0.370.780.490.10.38
0.750.380.730.720.80.79-0.340.66-0.10.930.790.720.570.220.650.760.530.610.740.680.190.550.750.650.76
1.00.330.650.660.970.96-0.30.97-0.180.830.850.660.780.10.970.990.870.50.740.980.320.50.990.840.94
0.980.360.680.690.920.94-0.250.96-0.170.80.860.690.750.020.970.970.840.540.680.980.230.520.970.790.94
0.33-0.16-0.26-0.250.420.15-0.240.27-0.160.1-0.05-0.150.380.680.190.250.43-0.370.190.320.23-0.150.290.620.45
0.490.950.880.910.40.660.530.58-0.130.560.830.870.72-0.530.480.520.210.780.550.50.52-0.150.450.080.41
0.990.270.630.640.970.95-0.370.95-0.160.830.830.640.740.120.960.990.870.490.750.990.970.290.450.840.94
0.84-0.040.230.230.90.69-0.570.73-0.150.690.490.250.460.610.780.80.830.10.650.840.790.620.080.840.92
0.940.280.540.550.940.86-0.370.87-0.060.840.760.560.660.30.890.910.820.380.760.940.940.450.410.940.92
Click cells to compare fundamentals

Fidelity Account Relationship Matchups

Fidelity fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets964.2M1.7B2.4B2.4B2.5B2.6B
Short Long Term Debt Total27.6M5M10.6M20.6M134.1M140.8M
Other Current Liab(13.6M)(10.4M)(15.9M)(30.4M)911.7M957.3M
Total Current Liabilities13.6M10.4M15.9M30.4M1.0B1.1B
Total Stockholder Equity97.7M166.7M211.7M163.0M189.5M199.0M
Property Plant And Equipment Net18.2M27.6M29.3M31.3M42.0M44.1M
Net Debt12.3M(64.3M)(86.3M)(8.5M)22.2M28.8M
Retained Earnings72.4M80.0M97.4M119.8M128.3M134.7M
Accounts Payable7.7M10.4M15.9M17.5M15.7M14.9M
Cash15.3M69.3M96.9M29.1M111.9M117.5M
Non Current Assets Total200.9M428.8M789.9M696.1M2.4B2.5B
Non Currrent Assets Other(4.1M)(5.8M)(8.7M)(27.4M)2.2B2.4B
Other Assets543.3M783.1M759.6M1.2B1.4B1.4B
Cash And Short Term Investments200.4M461.8M835.9M29.1M(111.9M)(106.4M)
Net Receivables19.6M25.8M33.8M41.7M42.7M44.8M
Common Stock Total Equity30.8M77.7M114.1M115.6M133.0M139.6M
Common Stock Shares Outstanding3.8M4.6M5.4M5.7M5.7M4.0M
Liabilities And Stockholders Equity964.2M1.7B2.4B2.4B2.5B2.6B
Non Current Liabilities Total21.7M5M10.6M30.4M1.3B1.4B
Other Stockholder Equity(9.1M)77.7M114.1M(1.3M)117.7M123.6M
Total Liab866.5M1.5B2.2B2.2B2.3B2.4B
Property Plant And Equipment Gross27.9M27.6M61.0M63.7M66.6M70.0M
Total Current Assets220.1M487.6M869.6M491.7M121.0M115.0M
Accumulated Other Comprehensive Income3.6M9.0M179K(71.2M)(56.5M)(53.6M)
Short Term Debt5.9M628K1.6M12.9M124.0M130.2M
Common Stock30.8M77.7M114.1M115.6M117.7M123.6M
Short Term Investments185.1M392.4M739.0M420.9M344.0M326.8M
Other Liab7.0M10.1M26.9M16.8M19.3M20.3M
Long Term Debt15M5M10.6M7.6M7.4M9.8M
Inventory(19.3M)(75.3M)(104.8M)383.1M102.9M108.0M
Property Plant Equipment27.9M35.0M29.3M31.3M36.0M22.3M
Retained Earnings Total Equity72.4M80.0M97.4M119.8M137.7M144.6M
Intangible Assets209K1.7M1.9M1.5M1.2M1.2M
Net Tangible Assets106.6M157.9M190.2M141.8M163.0M117.9M
Long Term Investments185.1M392.4M739.0M643.6M568.3M410.4M
Non Current Liabilities Other29.5M23.3M26.9M10.5M12.0M14.7M
Other Current Assets19.3M75.3M104.8M37.7M121.0M117.0M
Short Long Term Debt7.5M76.4M37.8M12.9M117M122.9M
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Fidelity in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Fidelity's short interest history, or implied volatility extrapolated from Fidelity options trading.

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When determining whether Fidelity DD Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Fidelity's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fidelity Dd Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fidelity Dd Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Fidelity DD Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Fidelity DD Bancorp information on this page should be used as a complementary analysis to other Fidelity's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.

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When running Fidelity's price analysis, check to measure Fidelity's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Fidelity is operating at the current time. Most of Fidelity's value examination focuses on studying past and present price action to predict the probability of Fidelity's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Fidelity's price. Additionally, you may evaluate how the addition of Fidelity to your portfolios can decrease your overall portfolio volatility.
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Is Fidelity's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fidelity. If investors know Fidelity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fidelity listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.94)
Dividend Share
1.46
Earnings Share
3.19
Revenue Per Share
12.744
Quarterly Revenue Growth
(0.41)
The market value of Fidelity DD Bancorp is measured differently than its book value, which is the value of Fidelity that is recorded on the company's balance sheet. Investors also form their own opinion of Fidelity's value that differs from its market value or its book value, called intrinsic value, which is Fidelity's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fidelity's market value can be influenced by many factors that don't directly affect Fidelity's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fidelity's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fidelity is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fidelity's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.