Synchrony Financial Statements From 2010 to 2024

SYF Stock  USD 43.12  0.84  1.99%   
Synchrony Financial financial statements provide useful quarterly and yearly information to potential Synchrony Financial investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Synchrony Financial financial statements helps investors assess Synchrony Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Synchrony Financial's valuation are summarized below:
Gross Profit
8.3 B
Profit Margin
0.2921
Market Capitalization
17.1 B
Revenue
7.7 B
Earnings Share
5.19
There are over one hundred nineteen available fundamental trend indicators for Synchrony Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of Synchrony Financial current fundamental drivers against the trend between 2010 and 2024 to make sure the company can sustain itself down the road.
Check Synchrony Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Synchrony main balance sheet or income statement drivers, such as Depreciation And Amortization of 286 M, Interest Expense of 3.9 B or Selling General Administrative of 1.3 B, as well as many exotic indicators such as Short Term Coverage Ratios of 1.93, Price Earnings Ratio of 10.68 or Price To Sales Ratio of 2.18. Synchrony financial statements analysis is a perfect complement when working with Synchrony Financial Valuation or Volatility modules.
  
This module can also supplement Synchrony Financial's financial leverage analysis and stock options assessment as well as various Synchrony Financial Technical models . Check out the analysis of Synchrony Financial Correlation against competitors.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.

Synchrony Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding566.4 M423.5 M706.8 M
Slightly volatile
Total Assets99.3 B117.5 B86 B
Slightly volatile
Short and Long Term Debt Total16.6 B16 B21.4 B
Slightly volatile
Total Stockholder Equity13.3 B13.9 B11.2 B
Slightly volatile
Other Liabilities139.4 M146.7 M1.4 B
Slightly volatile
Net Debt1.6 B1.7 B12.6 B
Slightly volatile
Accounts Payable6.3 B6.6 B12.8 B
Very volatile
Cash10.5 B14.3 B8.5 B
Slightly volatile
Non Current Assets Total1.7 B1.8 B3.8 B
Slightly volatile
Other Assets8.5 BB41.6 B
Very volatile
Long Term Debt13.9 B16 B18.5 B
Slightly volatile
Cash And Short Term Investments14.1 B14.3 B11.4 B
Slightly volatile
Good Will1.1 BBB
Slightly volatile
Short Term Investments4.4 B3.8 B3.5 B
Slightly volatile
Liabilities And Stockholders Equity99.3 B117.5 B86 B
Slightly volatile
Non Current Liabilities Total15.2 B16 B49.3 B
Slightly volatile
Total Liabilities15.2 B16 B50.6 B
Slightly volatile
Total Current Assets112 B106.7 B42.2 B
Slightly volatile
Intangible Assets919.7 M815 M764.2 M
Slightly volatile
Total Current LiabilitiesB4.2 B30 B
Slightly volatile
Net Tangible Assets8.9 B8.8 B10.2 B
Pretty Stable
Retained Earnings10.8 B18.7 B7.5 B
Slightly volatile
Net Receivables54 B92.4 B64.1 B
Very volatile
Common Stock Total Equity800 K900 K980 K
Slightly volatile
Retained Earnings Total Equity9.7 B19.2 B7.5 B
Slightly volatile
Long Term Debt Total17.8 B16.3 B15.1 B
Slightly volatile
Capital Surpluse10.5 B11.2 B9.7 B
Slightly volatile
Long Term Investments3.6 B3.8 B46.1 B
Slightly volatile
Short and Long Term Debt641.2 M675 M13.8 B
Slightly volatile
Short Term DebtB4.2 B15.5 B
Slightly volatile
Common Stock800 K900 K980 K
Slightly volatile
Earning Assets6.7 B11.1 B5.7 B
Slightly volatile
Net Invested Capital25 B29.2 B32.6 B
Slightly volatile
Capital Stock673.9 M845.2 M297.9 M
Slightly volatile
Current Deferred Revenue1.5 B1.7 B1.9 B
Slightly volatile

Synchrony Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization286 M458 M250.8 M
Slightly volatile
Interest Expense3.9 B3.7 B1.6 B
Slightly volatile
Selling General Administrative1.3 B1.9 B1.2 B
Slightly volatile
Selling And Marketing Expenses468.5 M527 M415.1 M
Slightly volatile
Total Revenue12.7 B13.6 B11.4 B
Slightly volatile
Gross Profit11.9 B10.4 B10.8 B
Slightly volatile
Operating Income4.8 B2.9 B4.3 B
Very volatile
EBIT4.8 B2.9 B4.3 B
Very volatile
EBITDA5.1 B3.4 B4.6 B
Pretty Stable
Income Before Tax3.9 B2.9 B3.5 B
Slightly volatile
Net Income2.7 B2.2 B2.4 B
Slightly volatile
Income Tax Expense870.3 M666 M1.1 B
Slightly volatile
Net Income Applicable To Common Shares2.8 B3.4 B2.5 B
Slightly volatile
Net Income From Continuing Ops3.1 B2.2 BB
Slightly volatile
Tax Provision828.9 M666 M1.1 B
Slightly volatile
Net Interest Income16.5 B17 B14.1 B
Slightly volatile
Interest Income18.4 B20.7 B15.7 B
Slightly volatile
Reconciled Depreciation404.3 M458 M317 M
Slightly volatile

Synchrony Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation4.1 B6.9 B3.9 B
Slightly volatile
Begin Period Cash Flow8.8 B10.4 B7.5 B
Slightly volatile
Depreciation286 M458 M250.8 M
Slightly volatile
Total Cash From Operating Activities7.8 B8.6 BB
Slightly volatile
Net Income2.7 B2.2 B2.4 B
Slightly volatile
End Period Cash Flow10 B14.4 B8.6 B
Slightly volatile
Change To NetincomeB2.7 B3.4 B
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Short Term Coverage Ratios1.932.03382.7995
Pretty Stable
Price Earnings Ratio10.687.18759.7994
Pretty Stable
Price To Sales Ratio2.181.18042.0101
Slightly volatile
Dividend Yield0.01820.02790.0162
Slightly volatile
Price Book Value Ratio2.241.1572.3389
Slightly volatile
Operating Cash Flow Per Share21.4220.401211.1905
Slightly volatile
Dividend Payout Ratio0.160.20020.153
Slightly volatile
Price To Operating Cash Flows Ratio3.521.87193.2377
Slightly volatile
Pretax Profit Margin0.340.21310.3185
Pretty Stable
Ebt Per Ebit0.830.840.7592
Very volatile
Operating Profit Margin0.20.21310.3779
Slightly volatile
Effective Tax Rate0.340.22930.3175
Slightly volatile
Company Equity Multiplier8.618.44998.3917
Slightly volatile
Long Term Debt To Capitalization0.690.53480.6633
Slightly volatile
Cash Per Share45.0242.872720.4002
Slightly volatile
Total Debt To Capitalization0.720.59240.6838
Slightly volatile
Interest Coverage0.740.78253.4568
Slightly volatile
Return On Capital Employed0.02440.02560.0532
Slightly volatile
Payout Ratio0.160.20020.153
Slightly volatile
Debt Equity Ratio2.441.45342.7493
Slightly volatile
Ebit Per Revenue0.20.21310.3779
Slightly volatile
Quick Ratio27.4626.14798.8602
Slightly volatile
Net Income Per E B T0.550.77070.6752
Slightly volatile
Cash Ratio1.873.37492.5212
Slightly volatile
Operating Cash Flow Sales Ratio0.50.63060.6128
Very volatile
Days Of Sales Outstanding2.3 K2.5 K2.2 K
Pretty Stable
Cash Flow Coverage Ratios0.260.42520.3102
Slightly volatile
Price To Book Ratio2.241.1572.3389
Slightly volatile
Current Ratio26.5125.24886.6765
Slightly volatile
Price Cash Flow Ratio3.521.87193.2377
Slightly volatile
Enterprise Value Multiple8.325.2978.0443
Slightly volatile
Debt Ratio0.30.1720.3046
Slightly volatile
Cash Flow To Debt Ratio0.260.42520.3102
Slightly volatile
Price Sales Ratio2.181.18042.0101
Slightly volatile
Return On Assets0.03120.01910.0301
Slightly volatile
Receivables Turnover0.170.14750.1569
Very volatile
Asset Turnover0.140.1160.1415
Slightly volatile
Net Profit Margin0.180.16420.2136
Very volatile
Gross Profit Margin0.950.76180.8672
Pretty Stable
Price Fair Value2.241.1572.3389
Slightly volatile
Return On Equity0.250.1610.2595
Slightly volatile

Synchrony Fundamental Market Drivers

Forward Price Earnings7.4906
Cash And Short Term Investments14.3 B

Synchrony Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
16th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
28th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Synchrony Financial Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Synchrony Financial income statement, its balance sheet, and the statement of cash flows. Synchrony Financial investors use historical funamental indicators, such as Synchrony Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although Synchrony Financial investors may use each financial statement separately, they are all related. The changes in Synchrony Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Synchrony Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Synchrony Financial Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Synchrony Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for 2024
Current Deferred Revenue1.7 B1.5 B
Total Revenue13.6 B12.7 B
Cost Of Revenue3.2 B3.4 B
Ebit Per Revenue 0.21  0.20 

Currently Active Assets on Macroaxis

When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:
Check out the analysis of Synchrony Financial Correlation against competitors.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.
You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.

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When running Synchrony Financial's price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.
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Is Synchrony Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.18)
Dividend Share
0.96
Earnings Share
5.19
Revenue Per Share
18.191
Quarterly Revenue Growth
(0.02)
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.