Embassy Financial Statements From 2010 to 2024

EMYB Stock  USD 13.00  0.55  4.06%   
Embassy Bancorp financial statements provide useful quarterly and yearly information to potential Embassy Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Embassy Bancorp financial statements helps investors assess Embassy Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Embassy Bancorp's valuation are summarized below:
Embassy Bancorp does not presently have any fundamental signals for analysis.
Check Embassy Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Embassy main balance sheet or income statement drivers, such as , as well as many exotic indicators such as . Embassy financial statements analysis is a perfect complement when working with Embassy Bancorp Valuation or Volatility modules.
  
This module can also supplement various Embassy Bancorp Technical models . Check out the analysis of Embassy Bancorp Correlation against competitors.

Embassy Bancorp OTC Stock Operating Margin Analysis

Embassy Bancorp's Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

Operating Margin

 = 

Operating Income

Revenue

X

100

More About Operating Margin | All Equity Analysis

Current Embassy Bancorp Operating Margin

    
  0.48 %  
Most of Embassy Bancorp's fundamental indicators, such as Operating Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Embassy Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Competition

Based on the recorded statements, Embassy Bancorp has an Operating Margin of 0.4799%. This is 97.4% lower than that of the Banks sector and significantly higher than that of the Financials industry. The operating margin for all United States stocks is 108.71% lower than that of the firm.

Embassy Bancorp Fundamental Drivers Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Embassy Bancorp's current stock value. Our valuation model uses many indicators to compare Embassy Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Embassy Bancorp competition to find correlations between indicators driving Embassy Bancorp's intrinsic value. More Info.
Embassy Bancorp is one of the top stocks in return on equity category among related companies. It is one of the top stocks in return on asset category among related companies reporting about  0.06  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Embassy Bancorp is roughly  16.35 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Embassy Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Embassy Bancorp's OTC Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Embassy Bancorp's earnings, one of the primary drivers of an investment's value.

About Embassy Bancorp Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Embassy Bancorp income statement, its balance sheet, and the statement of cash flows. Embassy Bancorp investors use historical funamental indicators, such as Embassy Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Embassy Bancorp investors may use each financial statement separately, they are all related. The changes in Embassy Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Embassy Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Embassy Bancorp Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Embassy Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania. Embassy Bancorp, Inc. was founded in 2001 and is headquartered in Bethlehem, Pennsylvania. Embassy Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 106 people.
Check out the analysis of Embassy Bancorp Correlation against competitors.
You can also try the Idea Analyzer module to analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas.

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When running Embassy Bancorp's price analysis, check to measure Embassy Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Embassy Bancorp is operating at the current time. Most of Embassy Bancorp's value examination focuses on studying past and present price action to predict the probability of Embassy Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Embassy Bancorp's price. Additionally, you may evaluate how the addition of Embassy Bancorp to your portfolios can decrease your overall portfolio volatility.
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Please note, there is a significant difference between Embassy Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Embassy Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Embassy Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.