Sapiens International Stock Today

SPNS Stock  USD 32.16  0.70  2.23%   

Performance

8 of 100

 
Low
 
High
OK

Odds Of Distress

Less than 9

 
100  
 
Zero
Low
Sapiens International is selling for under 32.16 as of the 29th of March 2024; that is 2.23 percent up since the beginning of the trading day. The stock's lowest day price was 31.3. Sapiens International has less than a 9 % chance of experiencing financial distress in the next few years but had a somewhat ok performance during the last 90 days. Equity ratings for Sapiens International are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 28th of February 2024 and ending today, the 29th of March 2024. Click here to learn more.
Business Domain
Software & Services
IPO Date
29th of May 1992
Category
Technology
Classification
Information Technology
Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally. Sapiens International Corporation N.V. was founded in 1982 and is headquartered in Holon, Israel. The company has 55.73 M outstanding shares of which 215.31 K shares are at this time shorted by private and institutional investors with about 1.89 trading days to cover. More on Sapiens International

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Sapiens Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Sapiens International's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Sapiens International or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEO PresidentRoni AlDor
Thematic Ideas
(View all Themes)
Business ConcentrationApplication Software, Software - Application, Information Technology, Tel Aviv 35, NASDAQ Composite, NASDAQ Composite Total, Data Storage, Software, Israel Wall Street, Information Technology, Software, Software—Application, Technology (View all Sectors)
Average Analyst Recommendation
Analysts covering Sapiens International report their recommendations after researching Sapiens International's financial statements, talking to executives and customers, or listening in on Sapiens International's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Sapiens International. The Sapiens consensus assessment is calculated by taking the average forecast from all of the analysts covering Sapiens International.
Sapiens International's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Sapiens International's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Sapiens International's financial leverage. It provides some insight into what part of Sapiens International's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Sapiens International's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Sapiens International deploys its capital and how much of that capital is borrowed.
Liquidity
Sapiens International cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 87.05 M in liabilities with Debt to Equity (D/E) ratio of 0.31, which is about average as compared to similar companies. Sapiens International has a current ratio of 1.78, which is within standard range for the sector. Debt can assist Sapiens International until it has trouble settling it off, either with new capital or with free cash flow. So, Sapiens International's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Sapiens International sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Sapiens to invest in growth at high rates of return. When we think about Sapiens International's use of debt, we should always consider it together with cash and equity.

Capital Expenditures

6.42 Million
Sapiens International (SPNS) is traded on NASDAQ Exchange in USA. It is located in Azrieli Center, Holon, Israel, 5885800 and employs 5,000 people. Sapiens International is listed under Application Software category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.79 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Sapiens International's market, we take the total number of its shares issued and multiply it by Sapiens International's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Sapiens International conducts business under Software sector and is part of Information Technology industry. The entity has 55.73 M outstanding shares of which 215.31 K shares are at this time shorted by private and institutional investors with about 1.89 trading days to cover. Sapiens International currently holds about 176.13 M in cash with 79.42 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.2.
Check Sapiens International Probability Of Bankruptcy
Ownership Allocation
Sapiens International shows a total of 55.73 Million outstanding shares. Sapiens International maintains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Sapiens Ownership Details

Sapiens Stock Price Odds Analysis

Attributed to a normal probability distribution, the odds of Sapiens International jumping above the current price in 90 days from now is roughly 2.07%. The Sapiens International probability density function shows the probability of Sapiens International stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 1.5214. This usually implies as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Sapiens International will likely underperform. Additionally, sapiens International has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming NYSE Composite.
  Odds Below 32.16HorizonTargetOdds Above 32.16
97.90%90 days
 32.16 
2.07%
Based on a normal probability distribution, the odds of Sapiens International to move above the current price in 90 days from now is roughly 2.07 (This Sapiens International probability density function shows the probability of Sapiens Stock to fall within a particular range of prices over 90 days) .

Sapiens Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Sapiens International that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Sapiens International's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Sapiens International's value.
InstituionRecorded OnShares
Geode Capital Management, Llc2023-12-31
379.2 K
Arrowstreet Capital Limited Partnership2023-12-31
347.2 K
Millennium Management Llc2023-12-31
340.1 K
Menora Mivtachim Holdings Limited2023-12-31
322.4 K
Goldman Sachs Group Inc2023-12-31
315.8 K
Crawford Investment Counsel, Inc2023-12-31
308.1 K
Morgan Stanley - Brokerage Accounts2023-12-31
294.5 K
Jpmorgan Chase & Co2023-12-31
293.2 K
Royal Bank Of Canada2023-12-31
264.8 K
Blackrock Inc2023-12-31
1.7 M
Vanguard Group Inc2023-12-31
1.4 M
View Sapiens International Diagnostics

Sapiens International Historical Income Statement

Sapiens International Income Statement is one of the three primary financial statements used for reporting Sapiens's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Sapiens International revenue and expense. Sapiens International Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Sapiens International's Income Tax Expense is comparatively stable compared to the past year. Other Operating Expenses is likely to gain to about 457.5 M in 2024, whereas Total Other Income Expense Net is likely to drop (1.8 M) in 2024. View More Fundamentals

Sapiens Stock Against Markets

Picking the right benchmark for Sapiens International stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Sapiens International stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Sapiens International is critical whether you are bullish or bearish towards Sapiens International at a given time. Please also check how Sapiens International's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Sapiens International without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Sapiens International Corporate Directors

Sapiens International corporate directors refer to members of a Sapiens International board of directors. The board of directors generally takes responsibility for the Sapiens International's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Sapiens International's board members must vote for the resolution. The Sapiens International board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Uzi NetanelIndependent DirectorProfile
Naamit SalomonDirectorProfile
Yacov ElinavIndependent DirectorProfile
Eyal BenCheloucheIndependent DirectorProfile

How to buy Sapiens Stock?

Before investing in Sapiens International, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Sapiens International. To buy Sapiens International stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Sapiens International. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Sapiens International stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Sapiens International stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Sapiens International stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Sapiens International, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Sapiens Stock please use our How to Invest in Sapiens International guide.

Already Invested in Sapiens International?

The danger of trading Sapiens International is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Sapiens International is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Sapiens International. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Sapiens International is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Sapiens International is a strong investment it is important to analyze Sapiens International's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Sapiens International's future performance. For an informed investment choice regarding Sapiens Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Sapiens International. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy Sapiens Stock please use our How to Invest in Sapiens International guide.
You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.

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Is Sapiens International's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Sapiens International. If investors know Sapiens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Sapiens International listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.25
Dividend Share
0.54
Earnings Share
1.12
Revenue Per Share
9.293
Quarterly Revenue Growth
0.095
The market value of Sapiens International is measured differently than its book value, which is the value of Sapiens that is recorded on the company's balance sheet. Investors also form their own opinion of Sapiens International's value that differs from its market value or its book value, called intrinsic value, which is Sapiens International's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Sapiens International's market value can be influenced by many factors that don't directly affect Sapiens International's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Sapiens International's value and its price as these two are different measures arrived at by different means. Investors typically determine if Sapiens International is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Sapiens International's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.