Pnc Financial Services Stock Today

PNC Stock  USD 161.48  1.51  0.94%   

Performance

3 of 100

 
Low
 
High
Insignificant

Odds Of Distress

Less than 6

 
100  
 
Zero
Low
PNC Financial is trading at 161.48 as of the 28th of March 2024, a 0.94% increase since the beginning of the trading day. The stock's open price was 159.97. PNC Financial has only a 6 % chance of going through financial distress over the next few years but had a somewhat insignificant performance during the last 90 days. Equity ratings for PNC Financial Services are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 27th of February 2024 and ending today, the 28th of March 2024. Click here to learn more.
Business Domain
Banks
IPO Date
7th of September 1988
Category
Financial Services
Classification
Financials
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania. PNC Bank operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. The company has 397.84 M outstanding shares of which 4.57 M shares are at this time shorted by investors with about 2.14 days to cover. More on PNC Financial Services

PNC Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. PNC Financial's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding PNC Financial or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary, PNC Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to PNC Financial's managers, analysts, and investors.
Environment Score
Governance Score
Social Score
ChairmanWilliam Demchak
Thematic Ideas
(View all Themes)
Old NamePnc Financial Services Group
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NYSE Composite, SP 500 Index, KBW Bank, NYSE US 100, Momentum, FinTech, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering PNC Financial report their recommendations after researching PNC Financial's financial statements, talking to executives and customers, or listening in on PNC Financial's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering PNC Financial Services. The PNC consensus assessment is calculated by taking the average forecast from all of the analysts covering PNC Financial.
Financial Strength
Based on the analysis of PNC Financial's profitability, liquidity, and operating efficiency, PNC Financial Services may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. Financial strength of PNC Financial Services is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00930.0099
Significantly Down
Pretty Stable
Asset Turnover0.05690.0383
Way Up
Slightly volatile
Gross Profit Margin0.980.8887
Significantly Up
Pretty Stable
Total Current Liabilities63.3 B101.3 B
Way Down
Slightly volatile
Non Current Liabilities Total43.1 B72.7 B
Way Down
Slightly volatile
Total Assets589.7 B561.6 B
Sufficiently Up
Slightly volatile
Total Current Assets43.7 B48.7 B
Moderately Down
Slightly volatile
Total Cash From Operating Activities10.6 B10.1 B
Sufficiently Up
Slightly volatile
PNC Financial's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to PNC Financial's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
PNC Financial's bond ratings measure its overall creditworthiness, which in many ways corresponds to the cost of borrowing for an issuer. These ratings assign a letter grade to all of PNC Financial's outstanding corporate bonds that indicate their credit quality. We use reports published by private self-sufficient rating services such as Standard & Poor's or Fitch Ratings Inc. to evaluate a bond issuer's financial strength or its ability to pay a bond's principal and interest.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand PNC Financial's financial leverage. It provides some insight into what part of PNC Financial's total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on PNC Financial's books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how PNC Financial deploys its capital and how much of that capital is borrowed.
Liquidity
PNC Financial cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company has 72.74 B in debt with debt to equity (D/E) ratio of 0.73, which is OK given its current industry classification. Debt can assist PNC Financial until it has trouble settling it off, either with new capital or with free cash flow. So, PNC Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like PNC Financial Services sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for PNC to invest in growth at high rates of return. When we think about PNC Financial's use of debt, we should always consider it together with cash and equity.

Stock Based Compensation

982.8 Million
PNC Financial Services (PNC) is traded on New York Stock Exchange in USA. It is located in The Tower at PNC Plaza, Pittsburgh, PA, United States, 15222-2401 and employs 54,813 people. PNC Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a total capitalization of 61.68 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate PNC Financial's market, we take the total number of its shares issued and multiply it by PNC Financial's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. PNC Financial Services runs under Banks sector within Financials industry. The entity has 397.84 M outstanding shares of which 4.57 M shares are at this time shorted by investors with about 2.14 days to cover. PNC Financial Services has about 7.03 B in cash with 10.11 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 17.39.
Check PNC Financial Probability Of Bankruptcy
Ownership Allocation
PNC Financial Services secures a total of 397.84 Million outstanding shares. The majority of PNC Financial Services outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to secure positions in PNC Financial Services to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in PNC Financial Services. Please pay attention to any change in the institutional holdings of PNC Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check PNC Ownership Details

PNC Stock Price Odds Analysis

What are PNC Financial's target price odds to finish over the current price? Based on a normal probability distribution, the odds of PNC Financial jumping above the current price in 90 days from now is near 1%. The PNC Financial Services probability density function shows the probability of PNC Financial stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon the stock has a beta coefficient of 1.1067 indicating PNC Financial Services market returns are highly-sensitive to returns on the market. As the market goes up or down, PNC Financial is expected to follow. Additionally, pNC Financial Services has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming NYSE Composite.
  Odds Below 161.48HorizonTargetOdds Above 161.48
99.95%90 days
 161.48 
0.05%
Based on a normal probability distribution, the odds of PNC Financial to move above the current price in 90 days from now is near 1 (This PNC Financial Services probability density function shows the probability of PNC Stock to fall within a particular range of prices over 90 days) .

PNC Stock Institutional Holders

Institutional Holdings refers to the ownership stake in PNC Financial that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of PNC Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing PNC Financial's value.
InstituionRecorded OnShares
Aristotle Capital Management Llc2023-12-31
5.5 M
Amvescap Plc.2023-12-31
M
Goldman Sachs Group Inc2023-12-31
4.9 M
Franklin Resources Inc2023-12-31
4.9 M
Capital Research Global Investors2023-12-31
4.8 M
Ameriprise Financial Inc2023-12-31
4.7 M
Northern Trust Corp2023-12-31
4.4 M
T. Rowe Price Associates, Inc.2023-12-31
3.9 M
Morgan Stanley - Brokerage Accounts2023-12-31
3.9 M
Vanguard Group Inc2023-12-31
37 M
Blackrock Inc2023-12-31
29.2 M
View PNC Financial Diagnostics

PNC Financial Historical Income Statement

PNC Financial Services Income Statement is one of the three primary financial statements used for reporting PNC's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of PNC Financial Services revenue and expense. PNC Financial Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At present, PNC Financial's Other Operating Expenses is projected to decrease significantly based on the last few years of reporting. The current year's Operating Income is expected to grow to about 19.7 B, whereas Income Tax Expense is forecasted to decline to about 666.7 M. View More Fundamentals

PNC Stock Against Markets

Picking the right benchmark for PNC Financial stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in PNC Financial stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for PNC Financial is critical whether you are bullish or bearish towards PNC Financial Services at a given time. Please also check how PNC Financial's historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in PNC Financial without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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PNC Financial Corporate Directors

PNC Financial corporate directors refer to members of a PNC Financial board of directors. The board of directors generally takes responsibility for the PNC Financial's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of PNC Financial's board members must vote for the resolution. The PNC Financial board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Andrew FeldsteinLead Independent DirectorProfile
Kay JamesIndependent DirectorProfile
Linda MedlerIndependent DirectorProfile
Richard HarshmanIndependent DirectorProfile

How to buy PNC Stock?

Before investing in PNC Financial, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in PNC Financial. To buy PNC Financial stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of PNC Financial. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase PNC Financial stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located PNC Financial Services stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased PNC Financial Services stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as PNC Financial Services, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy PNC Stock please use our How to Invest in PNC Financial guide.

Already Invested in PNC Financial Services?

The danger of trading PNC Financial Services is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of PNC Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than PNC Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile PNC Financial Services is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether PNC Financial Services offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PNC Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pnc Financial Services Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pnc Financial Services Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PNC Financial Services. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.

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When running PNC Financial's price analysis, check to measure PNC Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PNC Financial is operating at the current time. Most of PNC Financial's value examination focuses on studying past and present price action to predict the probability of PNC Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PNC Financial's price. Additionally, you may evaluate how the addition of PNC Financial to your portfolios can decrease your overall portfolio volatility.
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Is PNC Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PNC Financial. If investors know PNC will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PNC Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.46)
Dividend Share
6.1
Earnings Share
12.79
Revenue Per Share
51.741
Quarterly Revenue Growth
(0.04)
The market value of PNC Financial Services is measured differently than its book value, which is the value of PNC that is recorded on the company's balance sheet. Investors also form their own opinion of PNC Financial's value that differs from its market value or its book value, called intrinsic value, which is PNC Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PNC Financial's market value can be influenced by many factors that don't directly affect PNC Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PNC Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if PNC Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PNC Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.