Principal Financial Company Top Insiders
| PFG Stock | USD 81.51 0.16 0.20% |
Principal Financial's insiders are aggressively selling. The analysis of insider sentiment suggests that almost all Principal Financial Group insiders are, at present, panicking. Principal Financial employs about 19.8 K people. The company is managed by 54 executives with a total tenure of roughly 369 years, averaging almost 6.0 years of service per executive, having 366.67 employees per reported executive.
| James McCaughan CEO CEO of Principal Global Investors and President of Principal Global Investors and President of Global Asset Management |
| Daniel Houston CEO CEO and President and Director |
Principal Financial's Insider Buying Vs Selling
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Selling | Buying |
Latest Trades
| 2023-03-18 | Kenneth A Mccullum | Disposed 3694 @ 69.5 | View | ||
| 2022-10-18 | Sandra L Helton | Disposed 14033 @ 80.05 | View | ||
| 2022-09-13 | Wee Yee Cheong | Disposed 2447 @ 78.45 | View | ||
| 2022-08-22 | Roberto Walker | Disposed 9000 @ 76.95 | View | ||
| 2022-08-19 | Roberto Walker | Disposed 12975 @ 78.04 | View | ||
| 2022-08-17 | Roberto Walker | Disposed 6000 @ 78.58 | View |
Monitoring Principal Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Principal |
Principal Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Principal Financial's future performance. Based on our forecasts, it is anticipated that Principal will maintain a workforce of roughly 19800 employees by May 2024.Principal Financial's latest congressional trading
Congressional trading in companies like Principal Financial, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Principal Financial by those in governmental positions are based on the same information available to the general public.
| 2022-11-11 | Representative Kurt Schrader | Acquired Under $15K | Verify | ||
| 2020-04-02 | Representative Dean Phillips | Acquired Under $15K | Verify | ||
| 2020-03-18 | Representative Gilbert Cisneros | Disposed Under $15K | Verify |
Principal Financial Management Team Effectiveness
The Principal Financial's current Return On Equity is estimated to increase to 0.1, while Return On Tangible Assets are projected to decrease to 0. At this time, Principal Financial's Fixed Asset Turnover is most likely to slightly decrease in the upcoming years. The Principal Financial's current Asset Turnover is estimated to increase to 0.07, while Other Assets are projected to decrease to roughly 167.1 B. Principal Financial's management efficiency ratios could be used to measure how well Principal Financial manages its routine affairs as well as how well it operates its assets and liabilities.The Principal Financial's current Net Income Applicable To Common Shares is estimated to increase to about 5.8 B, while Common Stock Shares Outstanding is projected to decrease to roughly 238.2 M.
Principal Financial Workforce Comparison
Principal Financial Group is regarded fourth in number of employees category among related companies. The total workforce of Financials industry is at this time estimated at about 188,186. Principal Financial retains roughly 19,800 in number of employees claiming about 11% of equities under Financials industry.
Principal Financial Profit Margins
The company has Net Profit Margin of 0.05 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of (0.4) %, which entails that for every $100 of revenue, it lost $0.4.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 1.13 | 1.14 |
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| Net Profit Margin | 0.0778 | 0.0456 |
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| Operating Profit Margin | 0.088 | 0.0562 |
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| Pretax Profit Margin | 0.096 | 0.0541 |
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| Return On Assets | 0.0019 | 0.002 |
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| Return On Equity | 0.096 | 0.0571 |
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Principal Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Principal Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Principal Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Principal Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-03-01 | 4.4 | 22 | 5 | 242,711 | 14,693 |
| 2023-12-01 | 10.0 | 30 | 3 | 7,850 | 62,528 |
| 2023-09-01 | 26.0 | 26 | 1 | 5,536 | 592.00 |
| 2023-06-01 | 42.0 | 42 | 1 | 39,029 | 0.00 |
| 2023-03-01 | 2.5455 | 56 | 22 | 329,597 | 258,775 |
| 2022-12-01 | 1.7273 | 38 | 22 | 953,948 | 1,420,350 |
| 2022-09-01 | 1.7143 | 36 | 21 | 398,376 | 490,916 |
| 2022-06-01 | 8.0 | 48 | 6 | 188,538 | 316,320 |
| 2022-03-01 | 4.6667 | 42 | 9 | 98,950 | 112,363 |
| 2021-12-01 | 7.0 | 28 | 4 | 28,963 | 53,360 |
| 2021-09-01 | 2.875 | 23 | 8 | 4,448 | 107,451 |
| 2021-06-01 | 17.0 | 34 | 2 | 33,484 | 38,715 |
| 2021-03-01 | 1.9474 | 37 | 19 | 684,317 | 114,220 |
| 2020-12-01 | 9.3333 | 28 | 3 | 39,641 | 31,160 |
| 2020-09-01 | 7.6667 | 23 | 3 | 5,884 | 13,860 |
| 2020-03-01 | 4.0 | 52 | 13 | 1,250,912 | 64,546 |
| 2019-12-01 | 4.1429 | 29 | 7 | 8,021 | 51,586 |
| 2019-09-01 | 3.8571 | 27 | 7 | 18,730 | 26,689 |
| 2019-06-01 | 8.8 | 44 | 5 | 67,867 | 77,672 |
| 2019-03-01 | 5.5556 | 50 | 9 | 1,102,674 | 110,765 |
| 2018-12-01 | 19.0 | 38 | 2 | 36,433 | 3,400 |
| 2018-09-01 | 3.0909 | 34 | 11 | 34,596 | 90,355 |
| 2018-06-01 | 11.5 | 46 | 4 | 44,320 | 30,202 |
| 2018-03-01 | 3.6471 | 62 | 17 | 853,710 | 344,712 |
| 2017-12-01 | 1.6765 | 57 | 34 | 321,463 | 698,098 |
| 2017-09-01 | 1.9375 | 62 | 32 | 260,138 | 388,039 |
| 2017-06-01 | 1.7381 | 73 | 42 | 297,936 | 494,677 |
| 2017-03-01 | 3.4545 | 76 | 22 | 753,908 | 267,525 |
| 2016-12-01 | 1.9032 | 59 | 31 | 239,985 | 523,879 |
| 2016-09-01 | 22.5 | 45 | 2 | 10,048 | 2,710 |
| 2016-06-01 | 6.5556 | 59 | 9 | 91,859 | 133,540 |
| 2016-03-01 | 4.9333 | 74 | 15 | 1,095,478 | 159,073 |
| 2015-12-01 | 2.3913 | 55 | 23 | 104,948 | 237,319 |
| 2015-09-01 | 3.125 | 50 | 16 | 109,894 | 209,457 |
| 2015-06-01 | 7.25 | 58 | 8 | 52,819 | 51,920 |
| 2015-03-01 | 3.3529 | 57 | 17 | 631,171 | 191,168 |
| 2014-12-01 | 3.0625 | 49 | 16 | 145,357 | 158,390 |
| 2014-09-01 | 1.8 | 45 | 25 | 232,263 | 465,794 |
| 2014-06-01 | 3.7333 | 56 | 15 | 91,413 | 117,620 |
| 2014-03-01 | 3.5263 | 67 | 19 | 649,021 | 142,656 |
| 2013-12-01 | 1.6053 | 61 | 38 | 294,057 | 556,158 |
| 2013-09-01 | 1.8889 | 51 | 27 | 302,940 | 595,289 |
| 2013-06-01 | 13.5 | 54 | 4 | 135,703 | 200,180 |
| 2013-03-01 | 1.5778 | 71 | 45 | 1,095,928 | 574,503 |
| 2012-12-01 | 12.0 | 48 | 4 | 79,303 | 144,290 |
| 2012-09-01 | 7.1667 | 43 | 6 | 48,401 | 84,078 |
| 2012-06-01 | 8.2857 | 58 | 7 | 118,766 | 91,455 |
| 2012-03-01 | 2.4516 | 76 | 31 | 610,428 | 297,743 |
| 2011-12-01 | 13.25 | 53 | 4 | 38,895 | 6,710 |
| 2011-09-01 | 8.5 | 17 | 2 | 16,186 | 6,886 |
| 2011-06-01 | 6.0 | 30 | 5 | 59,610 | 18,988 |
| 2011-03-01 | 1.5 | 21 | 14 | 363,774 | 108,840 |
| 2010-12-01 | 6.25 | 50 | 8 | 18,470 | 156.10 |
| 2010-09-01 | 6.5 | 13 | 2 | 400.00 | 111.80 |
| 2010-06-01 | 24.0 | 24 | 1 | 30,440 | 17,313 |
| 2010-03-01 | 3.6 | 18 | 5 | 545,101 | 42,545 |
| 2009-12-01 | 66.0 | 66 | 1 | 16,673 | 4,888 |
| 2009-09-01 | 4.6667 | 14 | 3 | 23,604 | 28,143 |
| 2009-06-01 | 16.0 | 32 | 2 | 172,154 | 74,596 |
| 2009-03-01 | 3.0769 | 40 | 13 | 1,859,993 | 95,358 |
| 2008-12-01 | 25.3333 | 76 | 3 | 142,780 | 1,032 |
| 2008-09-01 | 2.0 | 14 | 7 | 266.80 | 32,330 |
| 2008-03-01 | 1.3333 | 24 | 18 | 716,698 | 60,040 |
| 2007-12-01 | 0.5714 | 88 | 154 | 230,040 | 452,000 |
| 2007-09-01 | 7.3333 | 22 | 3 | 15,113 | 31,626 |
| 2007-06-01 | 1.1935 | 37 | 31 | 40,436 | 51,354 |
| 2007-03-01 | 0.4359 | 34 | 78 | 625,530 | 213,680 |
| 2006-12-01 | 1.2537 | 84 | 67 | 152,513 | 262,027 |
| 2006-09-01 | 0.4737 | 27 | 57 | 143,750 | 286,410 |
| 2006-06-01 | 0.6885 | 42 | 61 | 169,971 | 415,421 |
| 2006-03-01 | 2.9167 | 35 | 12 | 741,349 | 82,532 |
| 2005-12-01 | 1.3333 | 84 | 63 | 239,171 | 412,464 |
| 2005-09-01 | 2.8333 | 34 | 12 | 45,449 | 84,895 |
| 2005-06-01 | 50.0 | 50 | 1 | 27,143 | 13,515 |
| 2005-03-01 | 5.6 | 56 | 10 | 1,171,007 | 137,766 |
| 2004-03-01 | 16.75 | 67 | 4 | 1,171,464 | 16,672 |
Principal Financial Notable Stakeholders
A Principal Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Principal Financial often face trade-offs trying to please all of them. Principal Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Principal Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| James McCaughan | CEO of Principal Global Investors and President of Principal Global Investors and President of Global Asset Management | Profile | |
| Daniel Houston | CEO and President and Director | Profile | |
| Patrick Halter | CEO - Principal Global Investors | Profile | |
| Larry Zimpleman | Executive Chairman, Chairman of The Principal Life, Director of Principal Life and Chairman of Executive Committee | Profile | |
| Jerry Patterson | Senior Vice President - Retirement and Income Solutions | Profile | |
| Nora Everett | President - Retirement and Income Solutions | Profile | |
| Gregory Burrows | Senior Vice President - Retirement and Income Solutions | Profile | |
| Renee Schaaf | Senior vice president and chief operating officer – Principal International | Profile | |
| Christopher Littlefield | President Solutions | Profile | |
| Amy Friedrich | President of U.S. Insurance Solutions | Profile | |
| Leanne Valentine | Senior Vice President Deputy General Counsel | Profile | |
| Gary Scholten | Executive Vice President CIO | Profile | |
| Karen Shaff | Executive Vice President General Counsel | Profile | |
| John Egan | Vice President - Investor Relations | Profile | |
| Mark Lagomarcino | Senior Vice President Deputy General Counsel | Profile | |
| Gregory Elming | Senior Vice President Chief Risk Officer | Profile | |
| Deanna StrableSoethout | Corporate Executive - President U.S. Insurance Solutions | Profile | |
| Luis Valdes | President - Principal International Segment | Profile | |
| Nick Cecere | Senior vice president – U.S. Insurance Solutions Distribution | Profile | |
| Ned Burmeister | COO, Senior Vice President | Profile | |
| Ralph Eucher | Executive Vice President | Profile | |
| Terrance Lillis | CFO, Chief Accounting Officer and Executive VP | Profile | |
| Timothy Dunbar | Chief Investment Officer and Executive VP | Profile | |
| Natalie Lamarque | General EVP | Profile | |
| Sandra Helton | Independent Director | Profile | |
| Daniel Gelatt | Independent Director | Profile | |
| Scott Mills | Director | Profile | |
| Betsy Bernard | Independent Director | Profile | |
| Diane Nordin | Director | Profile | |
| Michael Dan | Independent Director | Profile | |
| Joycelyn CarterMiller | Independent Director | Profile | |
| Jocelyn CarterMiller | Independent Director | Profile | |
| Dennis Ferro | Independent Director | Profile | |
| Gary Costley | Independent Director | Profile | |
| Elizabeth Tallett | Presiding Independent Director | Profile | |
| Roger Hochschild | Director | Profile | |
| Blair Pickerell | Director | Profile | |
| Vivek Agrawal | Chief VP | Profile | |
| Nathan Schelhaas | Senior Segment | Profile | |
| MAAA FSA | Executive Officer | Profile | |
| Teresa Hassara | Senior Solutions | Profile | |
| Kamal Bhatia | Principal Management | Profile | |
| Noreen Fierro | Senior Officer | Profile | |
| Jon Couture | Executive Officer | Profile | |
| Joel Pitz | Senior Controller | Profile | |
| JD CFA | Chief Management | Profile | |
| Christopher Payne | Senior Relations | Profile | |
| Ellen Shumway | Senior Management | Profile | |
| Bethany Wood | Executive Officer | Profile | |
| Julia Lawler | Chief Risk Officer | Profile | |
| Humphrey Lee | VP Relations | Profile | |
| Pablo Sprenger | Executive America | Profile | |
| Timothy Hill | Senior Management | Profile | |
| Kathleen Kay | Executive Officer | Profile |
About Principal Financial Management Performance
The success or failure of an entity such as Principal Financial often depends on how effective the management is. Principal Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Principal management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Principal management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0 | 0 | |
| Return On Capital Employed | 0 | 0 | |
| Return On Assets | 0 | 0 | |
| Return On Equity | 0.06 | 0.1 |
The data published in Principal Financial's official financial statements usually reflect Principal Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Principal Financial. For example, before you start analyzing numbers published by Principal accountants, it's critical to develop an understanding of what Principal Financial's liquidity, profitability, and earnings quality are in the context of the Insurance space in which it operates.
Please note, the presentation of Principal Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Principal Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Principal Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Principal Financial Group. Please utilize our Beneish M Score to check the likelihood of Principal Financial's management manipulating its earnings.
Principal Financial Workforce Analysis
Traditionally, organizations such as Principal Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Principal Financial within its industry.Principal Financial Manpower Efficiency
Return on Principal Financial Manpower
| Revenue Per Employee | 690.2K | |
| Revenue Per Executive | 253.1M | |
| Net Income Per Employee | 31.5K | |
| Net Income Per Executive | 11.5M |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Principal Financial Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census. Note that the Principal Financial information on this page should be used as a complementary analysis to other Principal Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Complementary Tools for Principal Stock analysis
When running Principal Financial's price analysis, check to measure Principal Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Principal Financial is operating at the current time. Most of Principal Financial's value examination focuses on studying past and present price action to predict the probability of Principal Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Principal Financial's price. Additionally, you may evaluate how the addition of Principal Financial to your portfolios can decrease your overall portfolio volatility.
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Is Principal Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Principal Financial. If investors know Principal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Principal Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.02) | Dividend Share 2.6 | Earnings Share 2.55 | Revenue Per Share 56.634 | Quarterly Revenue Growth (0.15) |
The market value of Principal Financial is measured differently than its book value, which is the value of Principal that is recorded on the company's balance sheet. Investors also form their own opinion of Principal Financial's value that differs from its market value or its book value, called intrinsic value, which is Principal Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Principal Financial's market value can be influenced by many factors that don't directly affect Principal Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Principal Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Principal Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Principal Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.