Paymentus Holdings Stock Analysis

PAY Stock  USD 22.48  0.60  2.60%   
Paymentus Holdings is overvalued with Real Value of 18.02 and Target Price of 14.79. The main objective of Paymentus Holdings stock analysis is to determine its intrinsic value, which is an estimate of what Paymentus Holdings is worth, separate from its market price. There are two main types of Paymentus Holdings' stock analysis: fundamental analysis and technical analysis. Fundamental analysis focuses on the financial and economic factors that affect Paymentus Holdings' performance, such as revenue growth, earnings, and financial stability. Technical analysis, on the other hand, focuses on the price and volume data of Paymentus Holdings' stock to identify patterns and trends that may indicate its future price movements.
The Paymentus Holdings stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Paymentus Holdings is usually not traded on Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day. Paymentus Stock trading window is adjusted to America/New York timezone. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Paymentus Holdings' ongoing operational relationships across important fundamental and technical indicators.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Paymentus Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy Paymentus Stock please use our How to Invest in Paymentus Holdings guide.

Paymentus Stock Analysis Notes

About 78.0% of the company shares are owned by institutional investors. The company has Price/Earnings (P/E) ratio of 249.23. Paymentus Holdings had not issued any dividends in recent years. Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions. The company was founded in 2004 and is based in Redmond, Washington. Paymentus Holdings operates under Information Technology Services classification in the United States and is traded on New York Stock Exchange. It employs 1116 people. To find out more about Paymentus Holdings contact Paul Galant at 888 440 4826 or learn more at https://www.paymentus.com.

Paymentus Holdings Quarterly Total Revenue

164.8 Million

Paymentus Holdings Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Paymentus Holdings' investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Paymentus Holdings or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Paymentus Holdings had very high historical volatility over the last 90 days
Paymentus Holdings has a strong financial position based on the latest SEC filings
Over 78.0% of the company shares are owned by institutional investors
Latest headline from livemint.com: He was crowned fashions next big thing. But that doesnt pay the bills.

Paymentus Holdings Upcoming and Recent Events

Earnings reports are used by Paymentus Holdings to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Paymentus Holdings previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
22nd of February 2024
Upcoming Quarterly Report
View
13th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Paymentus Largest EPS Surprises

Earnings surprises can significantly impact Paymentus Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2022-11-09
2022-09-300.00250.010.0075300 
2023-05-08
2023-03-310.010.020.01100 
2022-02-16
2021-12-310.010.020.01100 
View All Earnings Estimates

Paymentus Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Paymentus Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Paymentus Holdings backward and forwards among themselves. Paymentus Holdings' institutional investor refers to the entity that pools money to purchase Paymentus Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Goldman Sachs Group Inc2023-12-31
239.3 K
Millennium Management Llc2023-12-31
228.5 K
Blackrock Inc2023-12-31
224 K
Essex Investment Management Company, Llc2023-12-31
205.4 K
Hillsdale Investment Management Inc.2023-12-31
194.5 K
Morgan Stanley - Brokerage Accounts2023-12-31
188.8 K
Geode Capital Management, Llc2023-12-31
185.3 K
Renaissance Technologies Corp2023-12-31
179.8 K
Amvescap Plc.2023-12-31
155.8 K
Capital Research & Mgmt Co - Division 32023-12-31
3.2 M
Akkr Management Company, Llc2023-12-31
2.4 M
Note, although Paymentus Holdings' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Paymentus Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 2.86 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Paymentus Holdings's market, we take the total number of its shares issued and multiply it by Paymentus Holdings's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Paymentus Profitablity

Paymentus Holdings' profitability indicators refer to fundamental financial ratios that showcase Paymentus Holdings' ability to generate income relative to its revenue or operating costs. If, let's say, Paymentus Holdings is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, Paymentus Holdings' executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of Paymentus Holdings' profitability requires more research than a typical breakdown of Paymentus Holdings' financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Net Profit Margin of 0.04 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.06 %, which entails that for every 100 dollars of revenue, it generated $0.06 of operating income.
Last ReportedProjected for 2024
Return On Capital Employed(0.01)(0.01)
Return On Assets(0)(0)
Return On Equity(0)(0)

Management Efficiency

Paymentus Holdings has Return on Asset of 0.0234 % which means that on every $100 spent on assets, it made $0.0234 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.054 %, implying that it generated $0.054 on every 100 dollars invested. Paymentus Holdings' management efficiency ratios could be used to measure how well Paymentus Holdings manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is likely to rise to -0.0062 in 2024. Return On Assets is likely to drop to -0.001 in 2024. At this time, Paymentus Holdings' Total Current Assets are fairly stable compared to the past year. Net Tangible Assets is likely to rise to about 221.3 M in 2024, whereas Total Assets are likely to drop slightly above 479.6 M in 2024.
Last ReportedProjected for 2024
Price Book Value Ratio 2.10  2.00 
Enterprise Value Multiple 33.79  27.99 
Price Fair Value 2.10  2.00 
The analysis of Paymentus Holdings' management efficiency is an essential part of evaluating and assessing the financial and operational performance of the entity. It is also vital to analyze Paymentus Holdings' future growth prospects and the overall market conditions to determine the value and potential of its stock. The analysis involves studying a range of financial metrics such as revenue, earnings, profit margins, cash flow, debt, market share, and external factors such as economic trends, industry outlook, competition, and government regulations. The goal of Paymentus Stock analysis is to determine whether it is undervalued, fairly valued, or overvalued and to make informed investment decisions.
Beta
1.403

Technical Drivers

As of the 28th of March, Paymentus Holdings holds the Coefficient Of Variation of 996.56, semi deviation of 2.13, and Risk Adjusted Performance of 0.0644. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Paymentus Holdings, as well as the relationship between them. Put it differently, you can use this information to find out if the company will indeed mirror its model of past market data, or the prices will eventually revert. We were able to analyze nineteen technical drivers for Paymentus Holdings, which can be compared to its competitors. Please check Paymentus Holdings standard deviation, as well as the relationship between the value at risk and kurtosis to decide if Paymentus Holdings is priced some-what accurately, providing market reflects its current price of 22.48 per share. Given that Paymentus Holdings has jensen alpha of 0.2503, we recommend you to check out Paymentus Holdings's recent market performance to make sure the company can sustain itself at a future point.

Paymentus Holdings Price Movement Analysis

The output start index for this execution was two with a total number of output elements of fifty-nine. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Paymentus Holdings middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Paymentus Holdings. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Paymentus Holdings Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Paymentus Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Paymentus Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Paymentus Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Paymentus Holdings Predictive Daily Indicators

Paymentus Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Paymentus Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Paymentus Holdings Corporate Filings

F4
18th of March 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
15th of March 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
11th of March 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
5th of March 2024
Other Reports
ViewVerify
8K
4th of March 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
21st of February 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
13A
14th of February 2024
An amended filing to the original Schedule 13G
ViewVerify
13A
13th of February 2024
An amended filing to the original Schedule 13G
ViewVerify

Paymentus Holdings Forecast Models

Paymentus Holdings' time-series forecasting models are one of many Paymentus Holdings' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Paymentus Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Paymentus Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Paymentus Holdings prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Paymentus shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Paymentus Holdings. By using and applying Paymentus Stock analysis, traders can create a robust methodology for identifying Paymentus entry and exit points for their positions.
Last ReportedProjected for 2024
Pretax Profit Margin(0)(0)
Operating Profit Margin(0.01)(0.01)
Net Loss(0.0009)(0.001)
Gross Profit Margin 0.35  0.40 

Current Paymentus Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Paymentus analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Paymentus analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
14.79Hold8Odds
Paymentus Holdings current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Paymentus analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Paymentus stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Paymentus Holdings, talking to its executives and customers, or listening to Paymentus conference calls.
Paymentus Analyst Advice Details

Paymentus Stock Analysis Indicators

Paymentus Holdings stock analysis indicators help investors evaluate how Paymentus Holdings stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Paymentus Holdings shares will generate the highest return on investment. By understating and applying Paymentus Holdings stock analysis, traders can identify Paymentus Holdings position entry and exit signals to maximize returns.
Begin Period Cash Flow149.7 M
Common Stock Shares Outstanding123.8 M
Total Stockholder Equity429.6 M
Tax Provision2.8 M
Quarterly Earnings Growth Y O Y12.413
Property Plant And Equipment Net11.6 M
Cash179.4 M
Accounts Payable35.2 M
50 Day M A17.9708
Total Current Liabilities62.8 M
Non Current Assets Total234.5 M
Non Currrent Assets OtherM
Stock Based Compensation9.4 M
When determining whether Paymentus Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Paymentus Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Paymentus Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Paymentus Holdings Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Paymentus Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy Paymentus Stock please use our How to Invest in Paymentus Holdings guide.
Note that the Paymentus Holdings information on this page should be used as a complementary analysis to other Paymentus Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Commodity Channel module to use Commodity Channel Index to analyze current equity momentum.

Complementary Tools for Paymentus Stock analysis

When running Paymentus Holdings' price analysis, check to measure Paymentus Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Paymentus Holdings is operating at the current time. Most of Paymentus Holdings' value examination focuses on studying past and present price action to predict the probability of Paymentus Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Paymentus Holdings' price. Additionally, you may evaluate how the addition of Paymentus Holdings to your portfolios can decrease your overall portfolio volatility.
Idea Breakdown
Analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes
Bonds Directory
Find actively traded corporate debentures issued by US companies
Watchlist Optimization
Optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm
Pair Correlation
Compare performance and examine fundamental relationship between any two equity instruments
Analyst Advice
Analyst recommendations and target price estimates broken down by several categories
Money Managers
Screen money managers from public funds and ETFs managed around the world
Piotroski F Score
Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals
Transaction History
View history of all your transactions and understand their impact on performance
Crypto Correlations
Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins
Pattern Recognition
Use different Pattern Recognition models to time the market across multiple global exchanges
Aroon Oscillator
Analyze current equity momentum using Aroon Oscillator and other momentum ratios
Portfolio File Import
Quickly import all of your third-party portfolios from your local drive in csv format
Is Paymentus Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Paymentus Holdings. If investors know Paymentus will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Paymentus Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
12.413
Earnings Share
0.18
Revenue Per Share
4.975
Quarterly Revenue Growth
0.247
Return On Assets
0.0234
The market value of Paymentus Holdings is measured differently than its book value, which is the value of Paymentus that is recorded on the company's balance sheet. Investors also form their own opinion of Paymentus Holdings' value that differs from its market value or its book value, called intrinsic value, which is Paymentus Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Paymentus Holdings' market value can be influenced by many factors that don't directly affect Paymentus Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Paymentus Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Paymentus Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Paymentus Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.