Paymentus Holdings Stock Today

PAY Stock  USD 22.75  0.27  1.20%   

Performance

8 of 100

 
Low
 
High
OK

Odds Of Distress

Less than 9

 
100  
 
Zero
Low
Paymentus Holdings is trading at 22.75 as of the 29th of March 2024; that is 1.20 percent up since the beginning of the trading day. The stock's open price was 22.48. Paymentus Holdings has less than a 9 % chance of experiencing financial distress in the next few years but had a somewhat ok performance during the last 90 days. Equity ratings for Paymentus Holdings are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 28th of February 2024 and ending today, the 29th of March 2024. Click here to learn more.
Business Domain
Technology Hardware & Equipment
IPO Date
29th of April 2005
Category
Technology
Classification
Information Technology
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions. The company was founded in 2004 and is based in Redmond, Washington. Paymentus Holdings operates under Information Technology Services classification in the United States and is traded on New York Stock Exchange. The company has 21 M outstanding shares of which 1.2 M shares are at this time shorted by investors with about 2.25 days to cover. More on Paymentus Holdings

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Paymentus Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Paymentus Holdings' investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Paymentus Holdings or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEO and DirectorPaul Galant
Business ConcentrationElectronic Equipment, Instruments & Components, Technology Hardware & Equipment, Information Technology, NYSE Composite, Information Technology, Electronic Equipment, Instruments & Components, Information Technology Services, Technology (View all Sectors)
Average Analyst Recommendation
Analysts covering Paymentus Holdings report their recommendations after researching Paymentus Holdings' financial statements, talking to executives and customers, or listening in on Paymentus Holdings' conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Paymentus Holdings. The Paymentus consensus assessment is calculated by taking the average forecast from all of the analysts covering Paymentus Holdings.
Paymentus Holdings' financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Paymentus Holdings' success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Paymentus Holdings' financial leverage. It provides some insight into what part of Paymentus Holdings' total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Paymentus Holdings' books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Paymentus Holdings deploys its capital and how much of that capital is borrowed.
Liquidity
Paymentus Holdings cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company has 10.82 M in debt with debt to equity (D/E) ratio of 0.04, which may show that the company is not taking advantage of profits from borrowing. Paymentus Holdings has a current ratio of 2.63, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Debt can assist Paymentus Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, Paymentus Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Paymentus Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Paymentus to invest in growth at high rates of return. When we think about Paymentus Holdings' use of debt, we should always consider it together with cash and equity.

Net Income

23.44 Million
Paymentus Holdings (PAY) is traded on New York Stock Exchange in USA. It is located in 11605 North Community House Road, Charlotte, NC, United States, 28277 and employs 1,273 people. Paymentus Holdings is listed under Electronic Equipment, Instruments & Components category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 2.79 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Paymentus Holdings's market, we take the total number of its shares issued and multiply it by Paymentus Holdings's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Paymentus Holdings runs under Electronic Equipment, Instruments & Components sector within Information Technology industry. The entity has 21 M outstanding shares of which 1.2 M shares are at this time shorted by investors with about 2.25 days to cover. Paymentus Holdings has about 168.39 M in cash with 68.83 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.29.
Check Paymentus Holdings Probability Of Bankruptcy
Ownership Allocation
Paymentus Holdings has a total of 21 Million outstanding shares. The majority of Paymentus Holdings outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in Paymentus Holdings to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Paymentus Holdings. Please pay attention to any change in the institutional holdings of Paymentus Holdings as this could imply that something significant has changed or is about to change at the company. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check Paymentus Ownership Details

Paymentus Stock Price Odds Analysis

Based on a normal probability distribution, the odds of Paymentus Holdings jumping above the current price in 90 days from now is about 5.37%. The Paymentus Holdings probability density function shows the probability of Paymentus Holdings stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon the stock has a beta coefficient of 1.1922 indicating as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Paymentus Holdings will likely underperform. Additionally, paymentus Holdings has an alpha of 0.2634, implying that it can generate a 0.26 percent excess return over NYSE Composite after adjusting for the inherited market risk (beta).
  Odds Below 22.75HorizonTargetOdds Above 22.75
94.59%90 days
 22.75 
5.37%
Based on a normal probability distribution, the odds of Paymentus Holdings to move above the current price in 90 days from now is about 5.37 (This Paymentus Holdings probability density function shows the probability of Paymentus Stock to fall within a particular range of prices over 90 days) .

Paymentus Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Paymentus Holdings that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Paymentus Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Paymentus Holdings' value.
InstituionRecorded OnShares
Goldman Sachs Group Inc2023-12-31
239.3 K
Millennium Management Llc2023-12-31
228.5 K
Blackrock Inc2023-12-31
224 K
Essex Investment Management Company, Llc2023-12-31
205.4 K
Hillsdale Investment Management Inc.2023-12-31
194.5 K
Morgan Stanley - Brokerage Accounts2023-12-31
188.8 K
Geode Capital Management, Llc2023-12-31
185.3 K
Renaissance Technologies Corp2023-12-31
179.8 K
Amvescap Plc.2023-12-31
155.8 K
Capital Research & Mgmt Co - Division 32023-12-31
3.2 M
Akkr Management Company, Llc2023-12-31
2.4 M
View Paymentus Holdings Diagnostics

Paymentus Holdings Historical Income Statement

Paymentus Holdings Income Statement is one of the three primary financial statements used for reporting Paymentus's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Paymentus Holdings revenue and expense. Paymentus Holdings Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Paymentus Holdings' Non Recurring is fairly stable compared to the past year. Net Interest Income is likely to rise to about 7.4 M in 2024, whereas Depreciation And Amortization is likely to drop slightly above 26.3 M in 2024. View More Fundamentals

Paymentus Stock Against Markets

Picking the right benchmark for Paymentus Holdings stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Paymentus Holdings stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Paymentus Holdings is critical whether you are bullish or bearish towards Paymentus Holdings at a given time. Please also check how Paymentus Holdings' historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Paymentus Holdings without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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Paymentus Holdings Corporate Directors

Paymentus Holdings corporate directors refer to members of a Paymentus Holdings board of directors. The board of directors generally takes responsibility for the Paymentus Holdings' affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Paymentus Holdings' board members must vote for the resolution. The Paymentus Holdings board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Wenda MillardIndependent DirectorProfile
Jonathan SchwartzDirectorProfile
David LarssonDirector of Sales and MarketingProfile
Jane ThompsonIndependent DirectorProfile

How to buy Paymentus Stock?

Before investing in Paymentus Holdings, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Paymentus Holdings. To buy Paymentus Holdings stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Paymentus Holdings. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Paymentus Holdings stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Paymentus Holdings stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Paymentus Holdings stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Paymentus Holdings, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Paymentus Stock please use our How to Invest in Paymentus Holdings guide.

Already Invested in Paymentus Holdings?

The danger of trading Paymentus Holdings is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Paymentus Holdings is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Paymentus Holdings. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Paymentus Holdings is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Paymentus Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Paymentus Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Paymentus Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Paymentus Holdings Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Paymentus Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy Paymentus Stock please use our How to Invest in Paymentus Holdings guide.
Note that the Paymentus Holdings information on this page should be used as a complementary analysis to other Paymentus Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.

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When running Paymentus Holdings' price analysis, check to measure Paymentus Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Paymentus Holdings is operating at the current time. Most of Paymentus Holdings' value examination focuses on studying past and present price action to predict the probability of Paymentus Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Paymentus Holdings' price. Additionally, you may evaluate how the addition of Paymentus Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Paymentus Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Paymentus Holdings. If investors know Paymentus will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Paymentus Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
12.413
Earnings Share
0.18
Revenue Per Share
4.975
Quarterly Revenue Growth
0.247
Return On Assets
0.0234
The market value of Paymentus Holdings is measured differently than its book value, which is the value of Paymentus that is recorded on the company's balance sheet. Investors also form their own opinion of Paymentus Holdings' value that differs from its market value or its book value, called intrinsic value, which is Paymentus Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Paymentus Holdings' market value can be influenced by many factors that don't directly affect Paymentus Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Paymentus Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Paymentus Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Paymentus Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.