Navient Corp Valuation

NAVI Stock  USD 17.40  0.18  1.05%   
At this time, the firm appears to be undervalued. Navient Corp secures a last-minute Real Value of $18.15 per share. The latest price of the firm is $17.4. Our model forecasts the value of Navient Corp from analyzing the firm fundamentals such as Return On Equity of 0.0795, current valuation of 58.87 B, and Profit Margin of 0.20 % as well as examining its technical indicators and probability of bankruptcy. In general, most investors recommend purchasing undervalued stocks and trading away overvalued stocks since, at some point, asset prices and their ongoing real values will merge together.
Price Book
0.7035
Enterprise Value
58.9 B
Price Sales
1.6952
Forward PE
7.9745
Trailing PE
9.3946
Undervalued
Today
17.40
Please note that Navient Corp's price fluctuation is very steady at this time. Calculation of the real value of Navient Corp is based on 3 months time horizon. Increasing Navient Corp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for Navient Corp is useful when determining the fair value of the Navient stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of Navient Corp. Since Navient Corp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Navient Stock. However, Navient Corp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  17.4 Real  18.15 Target  19.13 Hype  17.4 Naive  17.17
The real value of Navient Stock, also known as its intrinsic value, is the underlying worth of Navient Corp Company, which is reflected in its stock price. It is based on Navient Corp's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of Navient Corp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Navient Corp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
18.15
Real Value
19.76
Upside
Estimating the potential upside or downside of Navient Corp helps investors to forecast how Navient stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Navient Corp more accurately as focusing exclusively on Navient Corp's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.440.610.75
Details
Hype
Prediction
LowEstimatedHigh
15.7917.4019.01
Details
Potential
Annual Dividend
LowForecastedHigh
0.410.430.44
Details
10 Analysts
Consensus
LowTarget PriceHigh
17.4119.1321.23
Details

Navient Corp Investments

9.56 Billion

Navient Corp Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining Navient Corp's current stock value. Our valuation model uses many indicators to compare Navient Corp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Navient Corp competition to find correlations between indicators driving Navient Corp's intrinsic value. More Info.
Navient Corp is regarded fifth in last dividend paid category among related companies. It is rated below average in price to earning category among related companies reporting about  5.42  of Price To Earning per Last Dividend Paid. . Comparative valuation analysis is a catch-all model that can be used if you cannot value Navient Corp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Navient Corp's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Navient Corp's earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Navient Corp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Navient Corp and how it compares across the competition.

About Navient Corp Valuation

The stock valuation mechanism determines the current worth of Navient Corp on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of Navient Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Navient Corp based exclusively on its fundamental and basic technical indicators. By analyzing Navient Corp's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of Navient Corp's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of Navient Corp. We calculate exposure to Navient Corp's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to Navient Corp's related companies.
Last ReportedProjected for 2024
Gross ProfitB2.7 B
Pretax Profit Margin 0.06  0.06 
Operating Profit Margin 0.80  0.61 
Net Profit Margin 0.05  0.04 
Gross Profit Margin 0.83  0.66 

Navient Corp Quarterly Retained Earnings

4.64 Billion

8 Steps to conduct Navient Corp's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Navient Corp's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Navient Corp's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain Navient Corp's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine Navient Corp's revenue streams: Identify Navient Corp's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research Navient Corp's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish Navient Corp's growth potential: Evaluate Navient Corp's management, business model, and growth potential.
  • Determine Navient Corp's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Navient Corp's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.
Navient Corp's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Navient Corp's value is low or high relative to the company's performance and growth projections. Determining the market value of Navient Corp can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Navient Corp represents a small ownership stake in the entity. As a stockholder of Navient, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Navient Corp Dividends Analysis For Valuation

The Navient Corp's current Dividend Yield is estimated to increase to 0.03, while Dividends Paid is forecasted to increase to (74.1 M). . The current Retained Earnings is estimated to decrease to about 2.4 B. The current Retained Earnings Total Equity is estimated to decrease to about 3.7 B
Last ReportedProjected for 2024
Dividends Paid-78 M-74.1 M
Dividend Yield 0.03  0.03 
Dividend Payout Ratio 0.34  0.32 
Dividend Paid And Capex Coverage Ratio 8.67  6.53 
There are various types of dividends Navient Corp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Navient shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Navient Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Navient pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Navient Corp by the value of the dividends paid out.

Navient Corp Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as Navient Corp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding123 M
Quarterly Earnings Growth Y O Y-0.133
Forward Price Earnings7.9745

Navient Corp Current Valuation Indicators

Valuation refers to the process of determining the present value of Navient Corp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Navient we look at many different elements of the entity such as Navient's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. Navient Corp's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Navient Corp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Navient Corp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Navient Corp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Navient Corp's worth.
When determining whether Navient Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Navient Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Navient Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Navient Corp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Navient Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in real.
For more detail on how to invest in Navient Stock please use our How to Invest in Navient Corp guide.
You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.

Complementary Tools for Navient Stock analysis

When running Navient Corp's price analysis, check to measure Navient Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Navient Corp is operating at the current time. Most of Navient Corp's value examination focuses on studying past and present price action to predict the probability of Navient Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Navient Corp's price. Additionally, you may evaluate how the addition of Navient Corp to your portfolios can decrease your overall portfolio volatility.
Balance Of Power
Check stock momentum by analyzing Balance Of Power indicator and other technical ratios
Price Ceiling Movement
Calculate and plot Price Ceiling Movement for different equity instruments
Equity Valuation
Check real value of public entities based on technical and fundamental data
Portfolio Holdings
Check your current holdings and cash postion to detemine if your portfolio needs rebalancing
Funds Screener
Find actively-traded funds from around the world traded on over 30 global exchanges
Portfolio Backtesting
Avoid under-diversification and over-optimization by backtesting your portfolios
Portfolio File Import
Quickly import all of your third-party portfolios from your local drive in csv format
Economic Indicators
Top statistical indicators that provide insights into how an economy is performing
Volatility Analysis
Get historical volatility and risk analysis based on latest market data
Earnings Calls
Check upcoming earnings announcements updated hourly across public exchanges
Bollinger Bands
Use Bollinger Bands indicator to analyze target price for a given investing horizon
Is Navient Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Navient Corp. If investors know Navient will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Navient Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.13)
Dividend Share
0.64
Earnings Share
1.85
Revenue Per Share
9.475
Quarterly Revenue Growth
(0.44)
The market value of Navient Corp is measured differently than its book value, which is the value of Navient that is recorded on the company's balance sheet. Investors also form their own opinion of Navient Corp's value that differs from its market value or its book value, called intrinsic value, which is Navient Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Navient Corp's market value can be influenced by many factors that don't directly affect Navient Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Navient Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Navient Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Navient Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.