Live Oak Bancshares Stock Today
| LOB Stock | USD 37.90 1.19 3.24% |
Performance0 of 100
| Odds Of DistressLess than 5
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Live Oak is trading at 37.90 as of the 20th of April 2024, a 3.24 percent up since the beginning of the trading day. The stock's open price was 36.71. Live Oak has under 5 % chance of experiencing financial distress over the next 2 years, but has generated negative returns over the last 90 days. Equity ratings for Live Oak Bancshares are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 26th of April 2023 and ending today, the 20th of April 2024. Click here to learn more.
Business Domain Banks | IPO Date 23rd of July 2015 | Category Financial Services | Classification Financials |
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. Live Oak Bancshares, Inc. The company has 44.94 M outstanding shares of which 2.1 M shares are now shorted by investors with about 6.68 days to cover. More on Live Oak Bancshares
Moving together with Live Stock
| 0.73 | PB | Prosperity Bancshares Earnings Call This Week | PairCorr |
Live Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Live Oak's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Live Oak or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| Vice Chairman of the Board | William Williams | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NYSE Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation Analysts covering Live Oak report their recommendations after researching Live Oak's financial statements, talking to executives and customers, or listening in on Live Oak's conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Live Oak Bancshares. The Live consensus assessment is calculated by taking the average forecast from all of the analysts covering Live Oak. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Financial Strength Based on the analysis of Live Oak's profitability, liquidity, and operating efficiency, Live Oak Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. Financial strength of Live Oak Bancshares is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
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Live Oak's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Live Oak's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Live Oak's financial leverage. It provides some insight into what part of Live Oak's total assets is financed by creditors.
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Live Oak Bancshares (LOB) is traded on New York Stock Exchange in USA. It is located in 1741 Tiburon Drive, Wilmington, NC, United States, 28403 and employs 943 people. Live Oak is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a total capitalization of 1.65 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Live Oak's market, we take the total number of its shares issued and multiply it by Live Oak's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Live Oak Bancshares runs under Banks sector within Financials industry. The entity has 44.94 M outstanding shares of which 2.1 M shares are now shorted by investors with about 6.68 days to cover.
Live Oak Bancshares has about 636.44 M in cash with 620.07 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 14.51.
Check Live Oak Probability Of Bankruptcy
Ownership AllocationLive Oak Bancshares maintains a total of 44.94 Million outstanding shares. Over half of Live Oak's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in Live Oak Bancshares. Please watch out for any change in the institutional holdings of Live Oak Bancshares as this could mean something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Live Ownership Details
Live Stock Price Odds Analysis
What are Live Oak's target price odds to finish over the current price? Depending on a normal probability distribution, the odds of Live Oak jumping above the current price in 90 days from now is about 79.98%. The Live Oak Bancshares probability density function shows the probability of Live Oak stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon the stock has a beta coefficient of 1.9137. This indicates as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Live Oak will likely underperform. Additionally, live Oak Bancshares has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
Based on a normal probability distribution, the odds of Live Oak to move above the current price in 90 days from now is about 79.98 (This Live Oak Bancshares probability density function shows the probability of Live Stock to fall within a particular range of prices over 90 days) .
Live Stock Institutional Holders
Institutional Holdings refers to the ownership stake in Live Oak that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Live Oak's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Live Oak's value.| Instituion | Recorded On | Shares | |
| Manufacturers Life Insurance Co | 2023-12-31 | 336.4 K | |
| Goldman Sachs Group Inc | 2023-12-31 | 330.9 K | |
| Trust Co Of The South | 2023-12-31 | 330.6 K | |
| D. E. Shaw & Co Lp | 2023-09-30 | 317.7 K | |
| Northern Trust Corp | 2023-12-31 | 305.4 K | |
| American Century Companies Inc | 2023-12-31 | 296.9 K | |
| Charles Schwab Investment Management Inc | 2023-12-31 | 259.2 K | |
| Vident Advisory, Llc | 2023-12-31 | 251 K | |
| Hotchkis & Wiley Capital Management Llc | 2023-12-31 | 230.2 K | |
| T. Rowe Price Investment Management,inc. | 2023-12-31 | 6.4 M | |
| Blackrock Inc | 2023-12-31 | 2.9 M |
Live Oak Historical Income Statement
Live Oak Bancshares Income Statement is one of the three primary financial statements used for reporting Live's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Live Oak Bancshares revenue and expense. Live Oak Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At present, Live Oak's Interest Expense is projected to increase significantly based on the last few years of reporting. The current year's Selling And Marketing Expenses is expected to grow to about 13.2 M, whereas Depreciation And Amortization is forecasted to decline to about 12.2 M. View More FundamentalsLive Stock Against Markets
Picking the right benchmark for Live Oak stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Live Oak stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Live Oak is critical whether you are bullish or bearish towards Live Oak Bancshares at a given time. Please also check how Live Oak's historical prices are related to one of the top price index indicators.
Be your own money manager
Our tools can tell you how much better you can do entering a position in Live Oak without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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Live Oak Corporate Directors
Live Oak corporate directors refer to members of a Live Oak board of directors. The board of directors generally takes responsibility for the Live Oak's affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Live Oak's board members must vote for the resolution. The Live Oak board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Diane Glossman | Director | Profile | |
| Miltom Petty | Director | Profile | |
| Glen Hoffsis | Director | Profile | |
| William Cameron | Director | Profile |
How to buy Live Stock?
Before investing in Live Oak, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Live Oak. To buy Live Oak stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of Live Oak. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase Live Oak stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located Live Oak Bancshares stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased Live Oak Bancshares stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Live Oak Bancshares, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Live Stock please use our How to Invest in Live Oak guide.
Already Invested in Live Oak Bancshares?
The danger of trading Live Oak Bancshares is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Live Oak is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Live Oak. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Live Oak Bancshares is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Live Oak Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Live Oak's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Live Oak Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Live Oak Bancshares Stock: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Live Oak Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in persons. You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Complementary Tools for Live Stock analysis
When running Live Oak's price analysis, check to measure Live Oak's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Live Oak is operating at the current time. Most of Live Oak's value examination focuses on studying past and present price action to predict the probability of Live Oak's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Live Oak's price. Additionally, you may evaluate how the addition of Live Oak to your portfolios can decrease your overall portfolio volatility.
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Is Live Oak's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Live Oak. If investors know Live will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Live Oak listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 8.769 | Dividend Share 0.12 | Earnings Share 1.64 | Revenue Per Share 8.817 | Quarterly Revenue Growth 0.251 |
The market value of Live Oak Bancshares is measured differently than its book value, which is the value of Live that is recorded on the company's balance sheet. Investors also form their own opinion of Live Oak's value that differs from its market value or its book value, called intrinsic value, which is Live Oak's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Live Oak's market value can be influenced by many factors that don't directly affect Live Oak's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Live Oak's value and its price as these two are different measures arrived at by different means. Investors typically determine if Live Oak is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Live Oak's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.