Lendingclub Corp Stock Performance
| LC Stock | USD 7.90 0.29 3.81% |
The company secures a Beta (Market Risk) of 1.78, which conveys a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, LendingClub Corp will likely underperform. LendingClub Corp has an expected return of -0.14%. Please make sure to verify LendingClub Corp kurtosis, and the relationship between the maximum drawdown and rate of daily change , to decide if LendingClub Corp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
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Over the last 90 days LendingClub Corp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of latest abnormal performance, the Stock's fundamental indicators remain sound and the latest tumult on Wall Street may also be a sign of longer-term gains for the firm shareholders. ...more
Actual Historical Performance (%)
Five Day Return (6.74) | Year To Date Return (12.12) | Ten Year Return (93.50) | All Time Return (93.50) |
Last Split Factor 1:5 | Dividend Date 2019-07-08 | Last Split Date 2019-07-08 |
1 | LendingClub Corp earnings beat by 0.08, revenue topped estimates | 01/30/2024 |
2 | DocuSign lays off 6 percent of staff third wave in last two years | 02/08/2024 |
3 | Disposition of 9755 shares by Ronnie Momen of LendingClub Corp subject to Rule 16b-3 | 02/23/2024 |
4 | Millennials and Gen Z face snowballing and snowballing debt as high card balances and interest rates eat into their credit scores | 03/01/2024 |
5 | Acquisition by Fergal Stack of 5645 shares of LendingClub Corp subject to Rule 16b-3 | 03/05/2024 |
6 | Trexquant Investment LP Sells 139,513 Shares of LendingClub Co. - MarketBeat | 03/08/2024 |
7 | LENDINGCLUB CORP. DL-,01 Trade Ideas BER8LCA TradingView - TradingView | 03/12/2024 |
8 | How to avoid ATM fees | 03/15/2024 |
9 | Acquisition by Ronnie Momen of 147289 shares of LendingClub Corp subject to Rule 16b-3 | 03/21/2024 |
10 | Unveiling the Future of Global CX MCI Acquires Market Force Information, a Customer Experience Services Powerhouse | 03/25/2024 |
11 | Wellington Management Group LLP Takes Position in LendingClub Co. - MarketBeat | 03/28/2024 |
12 | Ramsey advises divorced mom from Maryland who wants to refinance her home to pay off 60K in credit card debt | 04/08/2024 |
13 | Peer-to-Peer Lending Market Surges to US 1709.6 Billion by 2034, Driven by Growing Demand and Reduced Operating Costs Future Market Insights, Inc. | 04/18/2024 |
| Begin Period Cash Flow | 1.1 B |
LendingClub |
LendingClub Corp Relative Risk vs. Return Landscape
If you would invest 846.00 in LendingClub Corp on January 20, 2024 and sell it today you would lose (85.00) from holding LendingClub Corp or give up 10.05% of portfolio value over 90 days. LendingClub Corp is generating negative expected returns and assumes 2.3565% volatility on return distribution over the 90 days horizon. Put differently, 20% of stocks are less risky than LendingClub on the basis of their historical return distribution, and some 99% of all equities are expected to be superior in generating returns on investments over the next 90 days. Expected Return |
| Risk |
LendingClub Corp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for LendingClub Corp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as LendingClub Corp, and traders can use it to determine the average amount a LendingClub Corp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0608
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | LC |
Estimated Market Risk
| 2.36 actual daily | 20 80% of assets are more volatile |
Expected Return
| -0.14 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.06 actual daily | 0 Most of other assets perform better |
Based on monthly moving average LendingClub Corp is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of LendingClub Corp by adding LendingClub Corp to a well-diversified portfolio.
LendingClub Corp Fundamentals Growth
LendingClub Stock prices reflect investors' perceptions of the future prospects and financial health of LendingClub Corp, and LendingClub Corp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on LendingClub Stock performance.
| Return On Equity | 0.0322 | ||||
| Return On Asset | 0.0044 | ||||
| Profit Margin | 0.03 % | ||||
| Operating Margin | 0.05 % | ||||
| Current Valuation | (365.54 M) | ||||
| Shares Outstanding | 110.41 M | ||||
| Price To Earning | 3.90 X | ||||
| Price To Book | 0.71 X | ||||
| Price To Sales | 0.79 X | ||||
| Revenue | 1.27 B | ||||
| Gross Profit | 536.37 M | ||||
| EBITDA | 350.61 M | ||||
| Net Income | 38.94 M | ||||
| Cash And Equivalents | 1.03 B | ||||
| Cash Per Share | 9.07 X | ||||
| Total Debt | 57.22 M | ||||
| Debt To Equity | 0.11 % | ||||
| Book Value Per Share | 11.34 X | ||||
| Cash Flow From Operations | (1.14 B) | ||||
| Earnings Per Share | 0.36 X | ||||
| Market Capitalization | 840.23 M | ||||
| Total Asset | 8.83 B | ||||
| Retained Earnings | (388.81 M) | ||||
About LendingClub Corp Performance
To evaluate LendingClub Corp Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when LendingClub Corp generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare LendingClub Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand LendingClub Corp market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents LendingClub's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 3.4 K | 2.6 K | |
| Return On Tangible Assets | 0 | 0 | |
| Return On Capital Employed | 0.03 | 0.04 | |
| Return On Assets | 0 | 0 | |
| Return On Equity | 0.03 | 0.03 |
Things to note about LendingClub Corp performance evaluation
Checking the ongoing alerts about LendingClub Corp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for LendingClub Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| LendingClub Corp generated a negative expected return over the last 90 days | |
| LendingClub Corp is unlikely to experience financial distress in the next 2 years | |
| LendingClub Corp reports about 1.03 B in cash with (1.14 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.07, which can makes it an attractive takeover target, given it will continue generating positive cash flow. | |
| LendingClub Corp has a poor financial position based on the latest SEC disclosures | |
| Over 84.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Peer-to-Peer Lending Market Surges to US 1709.6 Billion by 2034, Driven by Growing Demand and Reduced Operating Costs Future Market Insights, Inc. |
- Analyzing LendingClub Corp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether LendingClub Corp's stock is overvalued or undervalued compared to its peers.
- Examining LendingClub Corp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating LendingClub Corp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of LendingClub Corp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of LendingClub Corp's stock. These opinions can provide insight into LendingClub Corp's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.Note that the LendingClub Corp information on this page should be used as a complementary analysis to other LendingClub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .
Complementary Tools for LendingClub Stock analysis
When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
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Is LendingClub Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.60) | Earnings Share 0.36 | Revenue Per Share 10.468 | Quarterly Revenue Growth (0.13) | Return On Assets 0.0044 |
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.