Farmers Merchants Bancorp Stock Today

FMAO Stock  USD 20.21  0.36  1.81%   

Performance

0 of 100

 
Weak
 
Strong
Very Weak

Odds Of Distress

Less than 4

 
High
 
Low
Very Low
Farmers Merchants is selling at 20.21 as of the 18th of April 2024; that is 1.81 percent increase since the beginning of the trading day. The stock's open price was 19.85. Farmers Merchants has only four percent chance of going through some form of financial distress over the next 2 years, but has generated negative returns over the last 90 days. Equity ratings for Farmers Merchants Bancorp are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 29th of April 2022 and ending today, the 18th of April 2024. Click here to learn more.
Business Domain
Banks
IPO Date
23rd of November 2004
Category
Financial Services
Classification
Financials
Farmers Merchants Bancorp, Inc. operates as the bank holding company for The Farmers Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. Farmers Merchants Bancorp, Inc. The company has 13.66 M outstanding shares of which 174.07 K shares are currently shorted by private and institutional investors with about 8.24 trading days to cover. More on Farmers Merchants Bancorp

Moving together with Farmers Stock

  0.82AX Axos Financial Financial Report 25th of April 2024 PairCorr
  0.81BY Byline Bancorp Report 25th of April 2024 PairCorr
  0.79PB Prosperity Bancshares Earnings Call This WeekPairCorr

Moving against Farmers Stock

  0.61WF Woori Financial Group Earnings Call TodayPairCorr
  0.59KB KB Financial Group Earnings Call This WeekPairCorr
  0.43TECTP Tectonic FinancialPairCorr
  0.41CFG-PD Citizens FinancialPairCorr

Farmers Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Farmers Merchants' investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Farmers Merchants or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
President CEO, DirectorLars Eller
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Analysts covering Farmers Merchants report their recommendations after researching Farmers Merchants' financial statements, talking to executives and customers, or listening in on Farmers Merchants' conference calls. The current trade recommendation is based on an ongoing consensus estimate among financial analysts covering Farmers Merchants Bancorp. The Farmers consensus assessment is calculated by taking the average forecast from all of the analysts covering Farmers Merchants.
Financial Strength
Based on the key indicators related to Farmers Merchants' liquidity, profitability, solvency, and operating efficiency, Farmers Merchants Bancorp is doing better financially then in previous quarter. It has a moderate probability of reporting better financial numbers in May. Financial strength of Farmers Merchants Bancorp is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01160.0069
Way Up
Very volatile
Asset Turnover0.02820.0472
Way Down
Pretty Stable
Non Current Liabilities Total892.6 M1.6 B
Way Down
Pretty Stable
Total Assets3.4 B3.3 B
Sufficiently Up
Slightly volatile
Total Current Assets212.2 M155.1 M
Significantly Up
Pretty Stable
Total Cash From Operating Activities17.5 M22.2 M
Significantly Down
Slightly volatile
Farmers Merchants' financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Farmers Merchants' success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Farmers Merchants' financial leverage. It provides some insight into what part of Farmers Merchants' total assets is financed by creditors.
By using current balance sheet information, investors can analyze the liability, assets, and equity on Farmers Merchants' books and decide whether to invest or hold. Statistics such as return on equity (ROE), debt to equity (D/E) help investors determine how Farmers Merchants deploys its capital and how much of that capital is borrowed.
Liquidity
Farmers Merchants cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. The company currently holds 334.59 M in liabilities with Debt to Equity (D/E) ratio of 7.24, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Farmers Merchants until it has trouble settling it off, either with new capital or with free cash flow. So, Farmers Merchants' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Farmers Merchants Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Farmers to invest in growth at high rates of return. When we think about Farmers Merchants' use of debt, we should always consider it together with cash and equity.

Other Non Cash Items

(2.74 Million)
Farmers Merchants Bancorp (FMAO) is traded on NASDAQ Exchange in USA. It is located in 307 North Defiance Street, Archbold, OH, United States, 43502 and employs 456 people. Farmers Merchants is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 276.43 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Farmers Merchants's market, we take the total number of its shares issued and multiply it by Farmers Merchants's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Farmers Merchants Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 13.66 M outstanding shares of which 174.07 K shares are currently shorted by private and institutional investors with about 8.24 trading days to cover. Farmers Merchants Bancorp currently holds about 75.86 M in cash with 22.2 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 5.62.
Check Farmers Merchants Probability Of Bankruptcy
Ownership Allocation
Farmers Merchants Bancorp retains a total of 13.66 Million outstanding shares. Farmers Merchants Bancorp shows 7.92 percent of its outstanding shares held by insiders and 24.35 percent owned by other corporate entities. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check Farmers Ownership Details

Farmers Stock Price Odds Analysis

Contingent on a normal probability distribution, the odds of Farmers Merchants jumping above the current price in 90 days from now is about 79.11%. The Farmers Merchants Bancorp probability density function shows the probability of Farmers Merchants stock to fall within a particular range of prices over 90 days. Given the investment horizon of 90 days the stock has a beta coefficient of 1.9032. This usually indicates as the benchmark fluctuates upward, the company is expected to outperform it on average. However, if the benchmark returns are projected to be negative, Farmers Merchants will likely underperform. Additionally, farmers Merchants Bancorp has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
  Odds Below 20.21HorizonTargetOdds Above 20.21
20.73%90 days
 20.21 
79.11%
Based on a normal probability distribution, the odds of Farmers Merchants to move above the current price in 90 days from now is about 79.11 (This Farmers Merchants Bancorp probability density function shows the probability of Farmers Stock to fall within a particular range of prices over 90 days) .

Farmers Stock Institutional Holders

Institutional Holdings refers to the ownership stake in Farmers Merchants that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Farmers Merchants' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Farmers Merchants' value.
InstituionRecorded OnShares
Fort Washington Investment Advisors Inc2023-12-31
38.5 K
Charles Schwab Investment Management Inc2023-12-31
35.4 K
Nuveen Asset Management, Llc2023-12-31
34.2 K
Morgan Stanley - Brokerage Accounts2023-12-31
28.4 K
Goelzer Investment Management Inc2023-12-31
27.6 K
Venture Visionary Partners Llc2023-12-31
24.8 K
Bank Of America Corp2023-12-31
22.9 K
Rhumbline Advisers2023-12-31
18.7 K
Carnegie Capital Asset Management, Llc2023-12-31
18.4 K
Blackrock Inc2023-12-31
914.6 K
Vanguard Group Inc2023-12-31
571.5 K
View Farmers Merchants Diagnostics

Farmers Merchants Historical Income Statement

Farmers Merchants Bancorp Income Statement is one of the three primary financial statements used for reporting Farmers's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Farmers Merchants Bancorp revenue and expense. Farmers Merchants Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At this time, Farmers Merchants' Total Operating Expenses is very stable compared to the past year. As of the 18th of April 2024, Net Income Applicable To Common Shares is likely to grow to about 39.3 M, while Interest Expense is likely to drop about 9.8 M. View More Fundamentals

Farmers Stock Against Markets

Picking the right benchmark for Farmers Merchants stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Farmers Merchants stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Farmers Merchants is critical whether you are bullish or bearish towards Farmers Merchants Bancorp at a given time. Please also check how Farmers Merchants' historical prices are related to one of the top price index indicators.

Be your own money manager

Our tools can tell you how much better you can do entering a position in Farmers Merchants without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

Did you try this?

Run Portfolio Manager Now

   

Portfolio Manager

State of the art Portfolio Manager to monitor and improve performance of your invested capital
All  Next Launch Module

Farmers Merchants Corporate Directors

Farmers Merchants corporate directors refer to members of a Farmers Merchants board of directors. The board of directors generally takes responsibility for the Farmers Merchants' affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Farmers Merchants' board members must vote for the resolution. The Farmers Merchants board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.
Eugene BurkholderIndependent DirectorProfile
Darryl FayeDirectorProfile
Andrew BriggsDirectorProfile
Rex RiceExecutive VP, Sr. Commercial Banking Director, Executive VP of The Farmers and Merchants State Bank and Sr. Commercial Banking Director of The Farmers and Merchants State BankProfile

How to buy Farmers Stock?

Before investing in Farmers Merchants, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Farmers Merchants. To buy Farmers Merchants stock, you can follow these steps:
  • Choose a brokerage firm: You need to select a brokerage firm to buy shares of Farmers Merchants. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
  • Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
  • Fund your account: You will need to deposit funds into your brokerage account to purchase Farmers Merchants stock. You can do this by transferring funds from your bank account or other investment accounts.
  • Place your order: Once you have located Farmers Merchants Bancorp stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
  • Monitor your investment: After you have purchased Farmers Merchants Bancorp stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Farmers Merchants Bancorp, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Farmers Stock please use our How to Invest in Farmers Merchants guide.

Already Invested in Farmers Merchants Bancorp?

The danger of trading Farmers Merchants Bancorp is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Farmers Merchants is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Farmers Merchants. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Farmers Merchants Bancorp is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Farmers Merchants Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Farmers Merchants' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Farmers Merchants Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Farmers Merchants Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Farmers Merchants Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.
Note that the Farmers Merchants Bancorp information on this page should be used as a complementary analysis to other Farmers Merchants' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the USA ETFs module to find actively traded Exchange Traded Funds (ETF) in USA.

Complementary Tools for Farmers Stock analysis

When running Farmers Merchants' price analysis, check to measure Farmers Merchants' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Farmers Merchants is operating at the current time. Most of Farmers Merchants' value examination focuses on studying past and present price action to predict the probability of Farmers Merchants' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Farmers Merchants' price. Additionally, you may evaluate how the addition of Farmers Merchants to your portfolios can decrease your overall portfolio volatility.
Analyst Advice
Analyst recommendations and target price estimates broken down by several categories
Portfolio Anywhere
Track or share privately all of your investments from the convenience of any device
Premium Stories
Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope
Sign In To Macroaxis
Sign in to explore Macroaxis' wealth optimization platform and fintech modules
FinTech Suite
Use AI to screen and filter profitable investment opportunities
Companies Directory
Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals
AI Investment Finder
Use AI to screen and filter profitable investment opportunities
Performance Analysis
Check effects of mean-variance optimization against your current asset allocation
Global Correlations
Find global opportunities by holding instruments from different markets
Portfolio Backtesting
Avoid under-diversification and over-optimization by backtesting your portfolios
Crypto Correlations
Use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins
Balance Of Power
Check stock momentum by analyzing Balance Of Power indicator and other technical ratios
Is Farmers Merchants' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Farmers Merchants. If investors know Farmers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Farmers Merchants listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.23)
Dividend Share
0.85
Earnings Share
1.67
Revenue Per Share
7.092
Quarterly Revenue Growth
(0.1)
The market value of Farmers Merchants Bancorp is measured differently than its book value, which is the value of Farmers that is recorded on the company's balance sheet. Investors also form their own opinion of Farmers Merchants' value that differs from its market value or its book value, called intrinsic value, which is Farmers Merchants' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Farmers Merchants' market value can be influenced by many factors that don't directly affect Farmers Merchants' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Farmers Merchants' value and its price as these two are different measures arrived at by different means. Investors typically determine if Farmers Merchants is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Farmers Merchants' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.