EZCORP Valuation

EZPW Stock  USD 11.33  0.23  2.07%   
At this time, the firm appears to be undervalued. EZCORP Inc owns a latest Real Value of $12.51 per share. The recent price of the firm is $11.33. Our model computes the value of EZCORP Inc from examining the firm fundamentals such as Return On Asset of 0.0457, shares outstanding of 52.18 M, and Current Valuation of 1 B as well as evaluating its technical indicators and probability of bankruptcy. In general, most investors advise buying undervalued equities and disposing overvalued equities since, at some point future time, asset prices and their ongoing real values will draw towards each other.
Price Book
0.7901
Enterprise Value
B
Enterprise Value Ebitda
5.9511
Price Sales
0.5644
Forward PE
10.7759
Undervalued
Today
11.33
Please note that EZCORP's price fluctuation is not too volatile at this time. Calculation of the real value of EZCORP Inc is based on 3 months time horizon. Increasing EZCORP's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for EZCORP Inc is useful when determining the fair value of the EZCORP stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of EZCORP. Since EZCORP is currently traded on the exchange, buyers and sellers on that exchange determine the market value of EZCORP Stock. However, EZCORP's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  11.33 Real  12.51 Target  13.67 Hype  11.33 Naive  11.82
The real value of EZCORP Stock, also known as its intrinsic value, is the underlying worth of EZCORP Inc Company, which is reflected in its stock price. It is based on EZCORP's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of EZCORP's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence EZCORP's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
12.51
Real Value
14.58
Upside
Estimating the potential upside or downside of EZCORP Inc helps investors to forecast how EZCORP stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of EZCORP more accurately as focusing exclusively on EZCORP's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
0.240.240.24
Details
Hype
Prediction
LowEstimatedHigh
9.2611.3313.40
Details
Naive
Forecast
LowNext ValueHigh
9.7511.8213.89
Details
2 Analysts
Consensus
LowTarget PriceHigh
12.4413.6715.17
Details

EZCORP Investments

(104.79 Million)

EZCORP Valuation Ratios as Compared to Competition

Comparative valuation techniques use various fundamental indicators to help in determining EZCORP's current stock value. Our valuation model uses many indicators to compare EZCORP value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across EZCORP competition to find correlations between indicators driving EZCORP's intrinsic value. More Info.
EZCORP Inc is rated # 5 in net asset category among related companies. It is rated # 5 in price to book category among related companies . The ratio of Net Asset to Price To Book for EZCORP Inc is about  1,857,626,883 . Price To Book Ratio is likely to climb to 1.57 in 2024. Comparative valuation analysis is a catch-all model that can be used if you cannot value EZCORP by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for EZCORP's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the EZCORP's earnings, one of the primary drivers of an investment's value.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates EZCORP's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in EZCORP and how it compares across the competition.

About EZCORP Valuation

The stock valuation mechanism determines the current worth of EZCORP Inc on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of EZCORP Inc. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of EZCORP Inc based exclusively on its fundamental and basic technical indicators. By analyzing EZCORP's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of EZCORP's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of EZCORP. We calculate exposure to EZCORP's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to EZCORP's related companies.
Last ReportedProjected for 2024
Gross Profit701.3 M736.4 M
Pretax Profit Margin 0.04  0.05 
Operating Profit Margin 0.08  0.06 
Net Profit Margin 0.04  0.03 
Gross Profit Margin 0.52  0.47 

8 Steps to conduct EZCORP's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates EZCORP's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct EZCORP's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain EZCORP's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine EZCORP's revenue streams: Identify EZCORP's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research EZCORP's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish EZCORP's growth potential: Evaluate EZCORP's management, business model, and growth potential.
  • Determine EZCORP's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate EZCORP's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.

EZCORP Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as EZCORP does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding80.9 M
Quarterly Earnings Growth Y O Y0.409
Forward Price Earnings10.7759

EZCORP Current Valuation Indicators

Valuation refers to the process of determining the present value of EZCORP Inc and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value EZCORP we look at many different elements of the entity such as EZCORP's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. EZCORP's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final EZCORP's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as EZCORP, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use EZCORP's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes EZCORP's worth.
When determining whether EZCORP Inc is a strong investment it is important to analyze EZCORP's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact EZCORP's future performance. For an informed investment choice regarding EZCORP Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in EZCORP Inc. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in american community survey.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.

Complementary Tools for EZCORP Stock analysis

When running EZCORP's price analysis, check to measure EZCORP's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy EZCORP is operating at the current time. Most of EZCORP's value examination focuses on studying past and present price action to predict the probability of EZCORP's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move EZCORP's price. Additionally, you may evaluate how the addition of EZCORP to your portfolios can decrease your overall portfolio volatility.
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Is EZCORP's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of EZCORP. If investors know EZCORP will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about EZCORP listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.409
Earnings Share
0.8
Revenue Per Share
19.623
Quarterly Revenue Growth
0.135
Return On Assets
0.0457
The market value of EZCORP Inc is measured differently than its book value, which is the value of EZCORP that is recorded on the company's balance sheet. Investors also form their own opinion of EZCORP's value that differs from its market value or its book value, called intrinsic value, which is EZCORP's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because EZCORP's market value can be influenced by many factors that don't directly affect EZCORP's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between EZCORP's value and its price as these two are different measures arrived at by different means. Investors typically determine if EZCORP is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, EZCORP's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.