ESSA Bancorp Valuation
| ESSA Stock | USD 16.32 0.32 2.00% |
At this time, the firm appears to be fairly valued. ESSA Bancorp shows a prevailing Real Value of $15.69 per share. The current price of the firm is $16.32. Our model computes the value of ESSA Bancorp from evaluating the firm fundamentals such as Profit Margin of 0.26 %, return on asset of 0.0087, and Current Valuation of 482.27 M as well as inspecting its technical indicators and probability of bankruptcy. In general, most investors advise taking in undervalued instruments and trading overvalued instruments since, at some point future time, asset prices and their ongoing real values will submerge. Key fundamental drivers impacting ESSA Bancorp's valuation include:
Price Book 0.7379 | Enterprise Value 482.3 M | Price Sales 2.3756 | Trailing PE 8.6022 |
Fairly Valued
Today
Please note that ESSA Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of ESSA Bancorp is based on 3 months time horizon. Increasing ESSA Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Our valuation method for ESSA Bancorp is useful when determining the fair value of the ESSA stock, which is usually determined by what a typical buyer is willing to pay for full or partial control of ESSA Bancorp. Since ESSA Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of ESSA Stock. However, ESSA Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 16.32 | Real 15.69 | Target 18.0 | Hype 16.24 | Naive 16.24 |
The real value of ESSA Stock, also known as its intrinsic value, is the underlying worth of ESSA Bancorp Company, which is reflected in its stock price. It is based on ESSA Bancorp's financial performance, assets, liabilities, growth prospects, management team, or industry conditions. The intrinsic value of ESSA Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence ESSA Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of ESSA Bancorp helps investors to forecast how ESSA stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of ESSA Bancorp more accurately as focusing exclusively on ESSA Bancorp's fundamentals will not take into account other important factors: Traditionally analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use ESSA Bancorp's intrinsic value based on its ongoing forecasts of ESSA Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against ESSA Bancorp's closest peers. When choosing an evaluation method for ESSA Bancorp, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using both methods to arrive at a better estimate.
ESSA Bancorp Investments |
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ESSA Valuation Trend
Knowing ESSA Bancorp's actual value is paramount for traders to make sound investment determinations. ESSA Bancorp's real value is not only important for the investor to make better decisions but also for a more accurate overall view of ESSA Bancorp's financial worth over time since having this information enables investors and analysts to forecast the earnings more efficiently. Using both ESSA Bancorp's enterprise value as well as its market capitalization is the best way to gauging the value of the company and is usually enough for investors to make market timing descisions.
ESSA Market Cap
ESSA Bancorp is rated # 3 in market capitalization category among related companies. Market capitalization of Financials industry is currently estimated at about 985.96 Million. ESSA Bancorp retains roughly 162.1 Million in market capitalization claiming about 16% of equities under Financials industry.ESSA Bancorp Valuation Ratios as Compared to Competition
Comparative valuation techniques use various fundamental indicators to help in determining ESSA Bancorp's current stock value. Our valuation model uses many indicators to compare ESSA Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across ESSA Bancorp competition to find correlations between indicators driving ESSA Bancorp's intrinsic value. More Info.ESSA Bancorp is rated # 3 in price to earning category among related companies. It is rated # 5 in price to book category among related companies fabricating about 0.05 of Price To Book per Price To Earning. The ratio of Price To Earning to Price To Book for ESSA Bancorp is roughly 18.35 . The current year's Price To Book Ratio is expected to grow to 4.95. Comparative valuation analysis is a catch-all model that can be used if you cannot value ESSA Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for ESSA Bancorp's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the ESSA Bancorp's earnings, one of the primary drivers of an investment's value.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates ESSA Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in ESSA Bancorp and how it compares across the competition.
About ESSA Bancorp Valuation
The stock valuation mechanism determines the current worth of ESSA Bancorp on a weekly basis. We use both absolute as well as relative valuation methodologies to arrive at the intrinsic value of ESSA Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of ESSA Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing ESSA Bancorp's financials, quarterly and monthly indicators, and its related drivers such as dividends, operating cash flow, and various types of growth rates, we attempt to find the most accurate representation of ESSA Bancorp's intrinsic value. In some cases, mostly for established, large-cap companies, we also incorporate more traditional valuation methods such as dividend discount, discounted cash flow, or asset-based models. As compared to an absolute model, our relative valuation model uses a comparative analysis of ESSA Bancorp. We calculate exposure to ESSA Bancorp's market risk, different technical and fundamental indicators, relevant financial multiples and ratios, and then comparing them to ESSA Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 79.7 M | 43.6 M | |
| Pretax Profit Margin | 1.60 | 1.68 | |
| Operating Profit Margin | 4.39 | 4.61 | |
| Net Profit Margin | 1.07 | 1.13 | |
| Gross Profit Margin | 0.90 | 0.80 |
ESSA Bancorp Quarterly Retained Earnings |
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8 Steps to conduct ESSA Bancorp's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates ESSA Bancorp's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct ESSA Bancorp's valuation analysis, follow these 8 steps:- Gather financial information: Obtain ESSA Bancorp's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine ESSA Bancorp's revenue streams: Identify ESSA Bancorp's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research ESSA Bancorp's industry and market trends, including the size of the market, growth rate, and competition.
- Establish ESSA Bancorp's growth potential: Evaluate ESSA Bancorp's management, business model, and growth potential.
- Determine ESSA Bancorp's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate ESSA Bancorp's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
A single share of ESSA Bancorp represents a small ownership stake in the entity. As a stockholder of ESSA, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
ESSA Bancorp Dividends Analysis For Valuation
At present, ESSA Bancorp's Dividends Paid is projected to decrease significantly based on the last few years of reporting. The current year's Dividend Yield is expected to grow to 0.05, whereas Dividend Payout Ratio is forecasted to decline to 0.17. . At present, ESSA Bancorp's Earning Assets are projected to decrease significantly based on the last few years of reporting. The current year's Earnings Yield is expected to grow to 0.04, whereas Retained Earnings are forecasted to decline to about 93.8 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 5.3 M | 5.6 M | |
| Dividend Yield | 0.04 | 0.05 | |
| Dividend Payout Ratio | 0.28 | 0.17 | |
| Dividend Paid And Capex Coverage Ratio | 3.83 | 4.02 |
There are various types of dividends ESSA Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of ESSA shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from ESSA Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When ESSA pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of ESSA Bancorp by the value of the dividends paid out.
ESSA Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines. Note, investing in growth stocks can be very risky. If the company such as ESSA Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 9.7 M | |
| Quarterly Earnings Growth Y O Y | -0.1 |
ESSA Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of ESSA Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value ESSA we look at many different elements of the entity such as ESSA's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation. ESSA Bancorp's valuation analysis is also a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final ESSA Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as ESSA Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use ESSA Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes ESSA Bancorp's worth.When determining whether ESSA Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of ESSA Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Essa Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Essa Bancorp Stock: Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in ESSA Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in state. For information on how to trade ESSA Stock refer to our How to Trade ESSA Stock guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
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When running ESSA Bancorp's price analysis, check to measure ESSA Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ESSA Bancorp is operating at the current time. Most of ESSA Bancorp's value examination focuses on studying past and present price action to predict the probability of ESSA Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ESSA Bancorp's price. Additionally, you may evaluate how the addition of ESSA Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is ESSA Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of ESSA Bancorp. If investors know ESSA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about ESSA Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.10) | Dividend Share 0.6 | Earnings Share 1.86 | Revenue Per Share 7.061 | Quarterly Revenue Growth (0.01) |
The market value of ESSA Bancorp is measured differently than its book value, which is the value of ESSA that is recorded on the company's balance sheet. Investors also form their own opinion of ESSA Bancorp's value that differs from its market value or its book value, called intrinsic value, which is ESSA Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because ESSA Bancorp's market value can be influenced by many factors that don't directly affect ESSA Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between ESSA Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if ESSA Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, ESSA Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.