Cincinnati Financial Company Top Insiders

CINF Stock  USD 120.28  0.48  0.40%   
Roughly 60% of all Cincinnati Financial's insiders are taking a long position. The analysis of insider sentiment suggests that some Cincinnati Financial insiders are, at present, bullish. Cincinnati Financial employs about 5.4 K people. The company is managed by 45 executives with a total tenure of roughly 506 years, averaging almost 11.0 years of service per executive, having 120.58 employees per reported executive.
Steven Johnston  CEO
President CEO, Director
Kenneth Stecher  Chairman
Chairman of the Board

Cincinnati Financial's Insider Buying Vs Selling

60

 
Selling
 
Buying

Latest Trades

2023-12-05Dirk J DebbinkAcquired 2000 @ 102.98View
2023-10-30Dirk J DebbinkAcquired 1000 @ 98.78View
2023-09-12Nancy Cunningham BenacciAcquired 1000 @ 106.57View
2023-05-25Zoe LofgrenDisposed @ 98.49
2023-05-17Charles Odell SchiffDisposed 20000 @ 102.74View
Monitoring Cincinnati Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.

Acquired vs Disposed

Filed vs Not Filed

Insider sentiment refers to the collective sentiment or feeling of Cincinnati Financial's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of Cincinnati Financial. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe Cincinnati Financial's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cincinnati Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For more detail on how to invest in Cincinnati Stock please use our How to Invest in Cincinnati Financial guide.

Cincinnati Financial's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Cincinnati Financial's future performance. Based on our forecasts, it is anticipated that Cincinnati will maintain a workforce of roughly 5430 employees by April 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

Cincinnati Financial's latest congressional trading

Congressional trading in companies like Cincinnati Financial, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Cincinnati Financial by those in governmental positions are based on the same information available to the general public.
2023-05-25Representative Zoe LofgrenDisposed Under $15KVerify
2023-01-11Representative Josh GottheimerDisposed Under $15KVerify

Cincinnati Financial Management Team Effectiveness

The company has return on total asset (ROA) of 0.0466 % which means that it generated a profit of $0.0466 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1627 %, meaning that it created $0.1627 on every $100 dollars invested by stockholders. Cincinnati Financial's management efficiency ratios could be used to measure how well Cincinnati Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Capital Employed is estimated to decrease to 0.07. The current Return On Assets is estimated to decrease to 0.04. At this time, Cincinnati Financial's Non Current Assets Total are most likely to increase significantly in the upcoming years. The Cincinnati Financial's current Total Current Assets is estimated to increase to about 4 B, while Net Tangible Assets are projected to decrease to roughly 8.6 B.
The current Common Stock Shares Outstanding is estimated to decrease to about 138.8 M. The Cincinnati Financial's current Net Loss is estimated to increase to about (531 M)

Cincinnati Financial Workforce Comparison

Cincinnati Financial is rated fourth in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 46,606. Cincinnati Financial retains roughly 5,426 in number of employees claiming about 12% of equities under Financials industry.

Cincinnati Financial Profit Margins

The company has Profit Margin (PM) of 0.18 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.45 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.45.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.780.9975
Significantly Down
Pretty Stable

Cincinnati Financial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Cincinnati Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Cincinnati Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Cincinnati Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-03-01
1.1075
103
93
 532,695 
 36,636 
2023-12-01
2.2
22
10
 22,726 
 30,877 
2023-09-01
0.5714
4
7
 13,881 
 22,320 
2023-06-01
3.0
3
1
 3,675 
 20,000 
2023-03-01
1.07
107
100
 745,464 
 681,173 
2022-12-01
2.125
17
8
 17,537 
 45,083 
2022-09-01
2.5
5
2
 4,197 
 1,737 
2022-06-01
0.5385
7
13
 5,797 
 32,769 
2022-03-01
1.0088
115
114
 500,805 
 110,943 
2021-12-01
5.3333
16
3
 14,464 
 21,761 
2021-09-01
1.0
2
2
 1,994 
 2,341 
2021-06-01
0.375
3
8
 8,023 
 23,551 
2021-03-01
1.0085
118
117
 514,348 
 186,593 
2020-12-01
2.0625
33
16
 22,472 
 52,058 
2020-09-01
0.25
1
4
 1,000.00 
 100,000 
2020-06-01
0.5
2
4
 5,500 
 4,930 
2020-03-01
1.0636
117
110
 553,130 
 124,599 
2019-12-01
2.0
16
8
 10,740 
 32,309 
2019-09-01
0.5556
5
9
 21,704 
 33,143 
2019-06-01
0.5385
7
13
 14,353 
 16,587 
2019-03-01
1.3678
119
87
 566,955 
 77,544 
2018-12-01
1.5455
17
11
 107,137 
 339,491 
2018-06-01
1.0
3
3
 8,379 
 55,988 
2018-03-01
1.369
115
84
 665,728 
 202,928 
2017-12-01
1.6667
20
12
 8,682 
 71,679 
2017-09-01
1.0
2
2
 2,377 
 45,269 
2017-06-01
0.4375
7
16
 11,470 
 59,979 
2017-03-01
1.5
96
64
 584,658 
 210,134 
2016-12-01
1.4444
26
18
 21,381 
 129,865 
2016-09-01
0.7778
7
9
 53,628 
 163,179 
2016-06-01
0.4545
5
11
 15,148 
 113,335 
2016-03-01
1.4638
101
69
 305,326 
 210,031 
2015-12-01
1.25
25
20
 28,620 
 184,958 
2015-09-01
0.6
9
15
 44,170 
 190,265 
2015-06-01
0.7778
7
9
 8,482 
 120,892 
2015-03-01
1.8085
85
47
 398,633 
 308,019 
2014-12-01
1.5789
30
19
 71,081 
 238,541 
2014-09-01
0.6429
9
14
 76,834 
 215,994 
2014-06-01
1.0
11
11
 44,091 
 188,163 
2014-03-01
1.225
98
80
 405,692 
 296,669 
2013-12-01
1.0
32
32
 72,853 
 283,477 
2013-09-01
0.6429
9
14
 48,026 
 193,310 
2013-06-01
0.8571
12
14
 43,044 
 182,777 
2013-03-01
1.5
78
52
 455,988 
 424,410 
2012-12-01
1.3478
31
23
 58,631 
 228,892 
2012-09-01
0.5405
20
37
 111,013 
 316,599 
2012-06-01
0.625
10
16
 30,275 
 197,269 
2012-03-01
1.7632
67
38
 308,221 
 268,512 
2011-12-01
4.2
21
5
 7,466 
 195,863 
2011-09-01
3.5
7
2
 33,500 
 183,608 
2011-06-01
1.6667
10
6
 55,729 
 161,058 
2011-03-01
5.9
59
10
 171,842 
 207,062 
2010-12-01
7.0
14
2
 132.00 
 165,590 
2010-06-01
1.0
4
4
 9,496 
 165,585 
2010-03-01
5.8571
41
7
 194,264 
 216,901 
2009-12-01
1.4167
17
12
 10,485 
 206,633 
2009-06-01
0.5
1
2
 9,000 
 180,608 
2009-03-01
1.9231
25
13
 79,065 
 239,129 
2008-12-01
5.3333
48
9
 291,025 
 183,254 
2008-09-01
5.5
11
2
 126,880 
 194,600 
2008-06-01
1.0
10
10
 5,453 
 126,082 
2008-03-01
1.913
44
23
 192,761 
 170,644 
2007-12-01
3.25
26
8
 7,882 
 60,274 
2007-09-01
0.2222
2
9
 4,999 
 356,825 
2007-06-01
0.6875
11
16
 329,916 
 128,913 
2007-03-01
1.8462
72
39
 213,958 
 268,634 
2006-12-01
2.6429
37
14
 38,073 
 145,668 
2006-09-01
0.5714
4
7
 4,897 
 106,289 
2006-06-01
0.3333
2
6
 44,978 
 160,020 
2006-03-01
1.7308
45
26
 335,454 
 254,593 
2005-12-01
0.9444
17
18
 62,374 
 70,892 
2005-09-01
0.0909
1
11
 1,200 
 133,152 
2005-06-01
0.5
1
2
 14.00 
 50,959 
2005-03-01
2.2609
52
23
 321,082 
 197,922 
2004-12-01
0.7778
21
27
 19,961 
 1,168,682 
2004-09-01
1.0
15
15
 3,231,803 
 232,794 
2004-06-01
1.125
9
8
 6,571 
 106,415 
2004-03-01
2.65
53
20
 313,069 
 174,555 
2003-12-01
1.4615
19
13
 9,237 
 131,881 
2003-09-01
2.25
18
8
 2,529,012 
 5,855,744 

Cincinnati Financial Notable Stakeholders

A Cincinnati Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Cincinnati Financial often face trade-offs trying to please all of them. Cincinnati Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Cincinnati Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Steven JohnstonPresident CEO, DirectorProfile
Kenneth StecherChairman of the BoardProfile
Theresa HofferSenior vice president and treasurer of The Cincinnati Insurance CompanyProfile
Donald DoyleSenior Vice President of The Cincinnati Insurance CompanyProfile
John KellingtonSenior Vice President and CIO of The Cincinnati Insurance CompanyProfile
Stephen SpraySenior Vice President of The Cincinnati Insurance CompanyProfile
William HeuvelSenior Vice President of The Cincinnati Insurance CompanyProfile
Lisa LoveSenior Vice President General Counsel, Corporate Secretary of the Company and The Cincinnati Insurance CompanyProfile
Timothy TimmelSenior Vice President of The Cincinnati Insurance CompanyProfile
Martin HollenbeckSenior Vice President Chief Investment Officer, Assistant Treasurer, Assistant SecretaryProfile
Charles StoneburnerSenior Vice President of The Cincinnati Insurance CompanyProfile
Michael SewellCFO, Senior Vice President Treasurer of the Company and The Cincinnati Insurance CompanyProfile
Martin MullenChief Claims Officer and Senior Vice President of The Cincinnati Insurance CompanyProfile
Eric MathewsPrincipal Accounting Officer, Vice President Assistant Treasurer, Assistant SecretaryProfile
Dennis McDanielVice President Investor Relations OfficerProfile
Teresa CracasSenior Vice President and Chief Risk Officer of The Cincinnati Insurance CompanyProfile
David PopplewellPresident and COO of The Cincinnati Life Insurance CompanyProfile
Sean GivlerSenior vice president of The Cincinnati Insurance CompanyProfile
Roger BrownSenior Vice President and COOProfile
Michael CPAPrincipal CFOProfile
Jacob SchererChief Insurance Officer, Chief Insurance Officer of Cincinnati Insurance Company and Executive VP of Cincinnati Insurance CompanyProfile
William BahlLead Independent DirectorProfile
Linda ClementHolmesIndependent DirectorProfile
David OsbornIndependent DirectorProfile
William McMullenIndependent DirectorProfile
John SchiffDirectorProfile
Rodney McMullenIndependent DirectorProfile
Gregory BierIndependent DirectorProfile
John SteeleIndependent DirectorProfile
Gretchen PriceIndependent DirectorProfile
Gregory ZieglerHuman DirectorProfile
Thomas SchiffDirectorProfile
Kenneth LichtendahlIndependent DirectorProfile
Douglas SkidmoreIndependent DirectorProfile
Larry WebbDirectorProfile
Dirk DebbinkIndependent DirectorProfile
Doyle CPCUVP CompanyProfile
CFA CERAChairman CEOProfile
Lisa EsqChief VPProfile
Betsy CPCUVice CommunicationsProfile
Teresa EsqChief CompanyProfile
CPCU CFAExecutive OfficerProfile
CPA CPAPrincipal CFOProfile
Doyle AIMSenior CompanyProfile
CMA CPAVP OfficerProfile

About Cincinnati Financial Management Performance

The success or failure of an entity such as Cincinnati Financial often depends on how effective the management is. Cincinnati Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Cincinnati management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Cincinnati management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for 2024
Return On Capital Employed 0.1  0.07 
Return On Assets 0.06  0.04 
Return On Equity 0.15  0.10 
The data published in Cincinnati Financial's official financial statements usually reflect Cincinnati Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Cincinnati Financial. For example, before you start analyzing numbers published by Cincinnati accountants, it's critical to develop an understanding of what Cincinnati Financial's liquidity, profitability, and earnings quality are in the context of the Insurance space in which it operates.
Please note, the presentation of Cincinnati Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Cincinnati Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Cincinnati Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Cincinnati Financial. Please utilize our Beneish M Score to check the likelihood of Cincinnati Financial's management manipulating its earnings.

Cincinnati Financial Workforce Analysis

Traditionally, organizations such as Cincinnati Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Cincinnati Financial within its industry.

Cincinnati Financial Manpower Efficiency

Return on Cincinnati Financial Manpower

Revenue Per Employee1.8M
Revenue Per Executive222.5M
Net Income Per Employee339.7K
Net Income Per Executive41M
When determining whether Cincinnati Financial is a strong investment it is important to analyze Cincinnati Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Cincinnati Financial's future performance. For an informed investment choice regarding Cincinnati Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cincinnati Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For more detail on how to invest in Cincinnati Stock please use our How to Invest in Cincinnati Financial guide.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.

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When running Cincinnati Financial's price analysis, check to measure Cincinnati Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cincinnati Financial is operating at the current time. Most of Cincinnati Financial's value examination focuses on studying past and present price action to predict the probability of Cincinnati Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cincinnati Financial's price. Additionally, you may evaluate how the addition of Cincinnati Financial to your portfolios can decrease your overall portfolio volatility.
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Is Cincinnati Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cincinnati Financial. If investors know Cincinnati will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cincinnati Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.17
Dividend Share
3
Earnings Share
11.66
Revenue Per Share
63.777
Quarterly Revenue Growth
0.077
The market value of Cincinnati Financial is measured differently than its book value, which is the value of Cincinnati that is recorded on the company's balance sheet. Investors also form their own opinion of Cincinnati Financial's value that differs from its market value or its book value, called intrinsic value, which is Cincinnati Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cincinnati Financial's market value can be influenced by many factors that don't directly affect Cincinnati Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cincinnati Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cincinnati Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cincinnati Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.