Citizens Stock Today
| CIA Stock | USD 2.10 0.03 1.45% |
Performance0 of 100
| Odds Of DistressLess than 3
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Citizens is trading at 2.10 as of the 25th of April 2024, a 1.45 percent increase since the beginning of the trading day. The stock's open price was 2.07. Citizens has a very small chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. Equity ratings for Citizens are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 26th of March 2024 and ending today, the 25th of April 2024. Click here to learn more.
Business Domain Insurance | IPO Date 5th of December 1988 | Category Financial Services | Classification Financials |
Citizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas. Citizens operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. The company has 49.57 M outstanding shares of which 4.12 M shares are currently shorted by investors with about 63.92 days to cover. More on Citizens
Moving together with Citizens Stock
| 0.68 | FG | FG Annuities Life Financial Report 1st of May 2024 | PairCorr |
| 0.67 | GL | Globe Life Trending | PairCorr |
| 0.84 | FLFG | Federal Life Group | PairCorr |
Moving against Citizens Stock
| 0.81 | UNM | Unum Group Earnings Call This Week | PairCorr |
| 0.78 | PRU | Prudential Financial Earnings Call This Week | PairCorr |
| 0.76 | AEL | American Equity Inve Financial Report 13th of May 2024 | PairCorr |
| 0.75 | MET-PA | MetLife Preferred Stock | PairCorr |
| 0.74 | MET | MetLife Earnings Call This Week | PairCorr |
| 0.68 | AEL-PA | American Equity Inve | PairCorr |
| 0.58 | AFL | Aflac Incorporated Earnings Call This Week | PairCorr |
Follow Valuation Options Odds of Bankruptcy
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Citizens Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. Citizens' investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding Citizens or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| Chairman | Robert Sloan | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Thematic Ideas | (View all Themes) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Old Names | [China Eastern Airlines Corp Ltd, China Eastern Airlines Corporation Limited] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Life & Health Insurance, Insurance - Life, Financial Services, NYSE Composite, SPASX 300, HNX MidSmall Cap, SPASX All Australian, ASX Small Ordinaries, Australia All Ordinaries, SPASX 200, SPASX 200 Accumulated, Insurance Providers, Insurance, Financials, Insurance, Insurance—Life, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Financial Strength Based on the key indicators related to Citizens' liquidity, profitability, solvency, and operating efficiency, Citizens is doing better financially then in previous quarter. It has a moderate chance of reporting better financial numbers in May. Financial strength of Citizens is based on its profitability, leverage, liquidity, source of funds, and operating efficiency.
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Citizens' financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to Citizens' success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Financial leverage usually refers to the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Citizens' financial leverage. It provides some insight into what part of Citizens' total assets is financed by creditors.
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Citizens (CIA) is traded on New York Stock Exchange in USA. It is located in 11815 Alterra Pkwy, Austin, TX, United States, 78758 and employs 232 people. Citizens is listed under Life & Health Insurance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a total capitalization of 104.1 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Citizens's market, we take the total number of its shares issued and multiply it by Citizens's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. Citizens runs under Insurance sector within Financials industry. The entity has 49.57 M outstanding shares of which 4.12 M shares are currently shorted by investors with about 63.92 days to cover.
Citizens has about 22.97 M in cash with 22.06 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.44.
Check Citizens Probability Of Bankruptcy
Ownership AllocationCitizens retains a total of 49.57 Million outstanding shares. Citizens shows 9.79 percent of its outstanding shares held by insiders and 14.027 percent owned by other corporate entities. Note that regardless of who owns the company, if the true value of the entity is less than the market is willing to pay for it, you may not be able to generate positive returns over time.
Check Citizens Ownership Details
Citizens Stock Price Odds Analysis
What are Citizens' target price odds to finish over the current price? Depending on a normal probability distribution, the odds of Citizens jumping above the current price in 90 days from now is about 83.43%. The Citizens probability density function shows the probability of Citizens stock to fall within a particular range of prices over 90 days. Considering the 90-day investment horizon Citizens has a beta of 0.5012 suggesting as returns on the market go up, Citizens average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Citizens will be expected to be much smaller as well. Additionally, citizens has a negative alpha, implying that the risk taken by holding this instrument is not justified. The company is significantly underperforming the NYSE Composite.
Based on a normal probability distribution, the odds of Citizens to move above the current price in 90 days from now is about 83.43 (This Citizens probability density function shows the probability of Citizens Stock to fall within a particular range of prices over 90 days) .
Citizens Stock Institutional Holders
Institutional Holdings refers to the ownership stake in Citizens that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Citizens' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Citizens' value.| Instituion | Recorded On | Shares | |
| Qube Research & Technologies | 2023-12-31 | 139.5 K | |
| Empowered Funds, Llc | 2023-12-31 | 112.8 K | |
| Northern Trust Corp | 2023-12-31 | 95.2 K | |
| Balyasny Asset Management Llc | 2023-12-31 | 85.5 K | |
| Goldman Sachs Group Inc | 2023-12-31 | 65.4 K | |
| 683 Capital Management Llc | 2023-12-31 | 64.7 K | |
| Jane Street Group, Llc | 2023-12-31 | 60.4 K | |
| Morgan Stanley - Brokerage Accounts | 2023-12-31 | 58.5 K | |
| Citigroup Inc | 2023-12-31 | 57.6 K | |
| Vanguard Group Inc | 2023-12-31 | 2.1 M | |
| Blackrock Inc | 2023-12-31 | 885.5 K |
Citizens Historical Income Statement
Citizens Income Statement is one of the three primary financial statements used for reporting Citizens's overall financial performance over a current year or for a given accounting period. An Income Statement sometimes referred to as the statement of Citizens revenue and expense. Citizens Income Statement primarily focuses on the company's revenues and expenses during a particular period.
At present, Citizens' Operating Income is projected to decrease significantly based on the last few years of reporting. The current year's EBIT is expected to grow to 0.00, whereas Total Revenue is forecasted to decline to about 148.1 M. View More FundamentalsCitizens Stock Against Markets
Picking the right benchmark for Citizens stock is fundamental to making educated investment choices. Many naive investors compare their positions with the S&P 500 or with the Nasdaq. But these benchmarks are not all-inclusive and generally should be used only for large-capitalization equities or stock offerings from large companies. When the price of a selected benchmark declines in a down market, there may be an uptick in Citizens stock price where buyers come in believing the asset is cheap. The opposite is true when the market is bullish; so, accurately picking the benchmark for Citizens is critical whether you are bullish or bearish towards Citizens at a given time. Please also check how Citizens' historical prices are related to one of the top price index indicators.
Be your own money manager
Our tools can tell you how much better you can do entering a position in Citizens without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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Risk-Return AnalysisView associations between returns expected from investment and the risk you assume |
| All Next | Launch Module |
Citizens Corporate Directors
Citizens corporate directors refer to members of a Citizens board of directors. The board of directors generally takes responsibility for the Citizens' affairs and long-term direction of the entity. A corporate director does not make decisions for the corporation on his own. As a member of the board of directors, she or he must function as a part of a group that makes decisions on behalf of the business only by the board of directors' meetings. To pass a resolution, a majority of Citizens' board members must vote for the resolution. The Citizens board of directors' duties also include the election, removal, and supervision of officers, including the adoption, amendment, and repeal of bylaws.| Grant Teaff | Independent Director | Profile | |
| Francis Keating | Independent Director | Profile | |
| Timothy Timmerman | Independent Director | Profile | |
| Frank Keating | Director | Profile |
How to buy Citizens Stock?
Before investing in Citizens, you must ensure you fully understand your financial goals and how diversified (or not) your overall investments are now. Then, after you clearly understand your investment objectives, consider investing in Citizens. To buy Citizens stock, you can follow these steps:- Choose a brokerage firm: You need to select a brokerage firm to buy shares of Citizens. Some popular options include Charles Schwab, Fidelity, TD Ameritrade, and Robinhood.
- Open an account: Once you have chosen a brokerage firm, you will need to open an account. You will be required to provide personal information, such as your name, address, and Social Security number.
- Fund your account: You will need to deposit funds into your brokerage account to purchase Citizens stock. You can do this by transferring funds from your bank account or other investment accounts.
- Place your order: Once you have located Citizens stock in your brokerage account, you can place your order to buy it. You will need to specify the number of shares you want to buy and the price you are willing to pay.
- Monitor your investment: After you have purchased Citizens stock, you should monitor your investment to track its performance and make informed decisions about buying, selling, or holding the stock
It's important to note that investing in stocks, such as Citizens, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember various factors, including economic indicators, change in net worth, political events, company-specific news, and investor sentiment, can influence the stock market. These factors can cause fluctuations in stock prices and lead to market volatility affecting your buy or sell decision. However, volatility can also present opportunities for investors to make gains by buying stocks when prices are low and selling when they are high. It's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. For more information on how to buy Citizens Stock please use our How to Invest in Citizens guide.
Already Invested in Citizens?
The danger of trading Citizens is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Citizens is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Citizens. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Citizens is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
When determining whether Citizens offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Citizens' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Citizens Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Citizens Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in gross domestic product. For information on how to trade Citizens Stock refer to our How to Trade Citizens Stock guide.You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Complementary Tools for Citizens Stock analysis
When running Citizens' price analysis, check to measure Citizens' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens is operating at the current time. Most of Citizens' value examination focuses on studying past and present price action to predict the probability of Citizens' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens' price. Additionally, you may evaluate how the addition of Citizens to your portfolios can decrease your overall portfolio volatility.
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Is Citizens' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.22) | Earnings Share 0.48 | Revenue Per Share 4.843 | Quarterly Revenue Growth (0.01) | Return On Assets 0.01 |
The market value of Citizens is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens' value that differs from its market value or its book value, called intrinsic value, which is Citizens' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens' market value can be influenced by many factors that don't directly affect Citizens' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens' value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.