Credit Acceptance Stock Performance
| CACC Stock | USD 532.55 5.32 0.99% |
The firm shows a Beta (market volatility) of 1.6, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Credit Acceptance will likely underperform. Credit Acceptance right now shows a risk of 1.71%. Please confirm Credit Acceptance jensen alpha, maximum drawdown, and the relationship between the coefficient of variation and sortino ratio , to decide if Credit Acceptance will be following its price patterns.
Risk-Adjusted Performance
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Over the last 90 days Credit Acceptance has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of rather sound fundamental indicators, Credit Acceptance is not utilizing all of its potentials. The recent stock price tumult, may contribute to shorter-term losses for the shareholders. ...more
Actual Historical Performance (%)
One Day Return (0.99) | Five Day Return (6.01) | Year To Date Return (1.40) | Ten Year Return 279.44 | All Time Return 19.6 K |
Last Split Factor 2:1 | Last Split Date 1994-12-21 |
1 | Seeking Clues to Credit Acceptance Q4 Earnings A Peek Into Wall Street Projections for Key Metrics | 01/29/2024 |
2 | AMG National Trust Bank Buys 988 Shares of Credit Acceptance Co. - MarketBeat | 02/08/2024 |
3 | Sale by Watson Jill Foss of 115 shares of Credit Acceptance | 02/26/2024 |
4 | Credit Acceptance Announces Completion of 200.0 Million Asset-Backed Financing | 02/27/2024 |
5 | Sale by Watson Jill Foss of tradable shares of Credit Acceptance | 02/28/2024 |
6 | Disposition of 1923 shares by Arthur Smith of Credit Acceptance at 555.26 subject to Rule 16b-3 | 02/29/2024 |
7 | Disposition of 8723 shares by Arthur Smith of Credit Acceptance at 554.0 subject to Rule 16b-3 | 03/01/2024 |
8 | Possible Bearish Signals With Credit Acceptance Insiders Disposing Stock | 03/06/2024 |
9 | California State Teachers Retirement System Sells 693 Shares of Credit Acceptance Co. - Defense World | 03/12/2024 |
10 | Credit Acceptance and Bread Financial Head to Head Analysis - Defense World | 03/18/2024 |
11 | Acquisition by Jonathan Lum of 2500 shares of Credit Acceptance at 333.94 subject to Rule 16b-3 | 03/19/2024 |
12 | Disposition of 2500 shares by Douglas Busk of Credit Acceptance at 572.58 subject to Rule 16b-3 | 03/21/2024 |
13 | Credit Acceptance Co. Shares Sold by Public Employees Retirement System of Ohio - Defense World | 03/26/2024 |
14 | Credit Acceptance Co. Stock Position Raised by Arizona State Retirement System - Defense World | 04/16/2024 |
| Begin Period Cash Flow | 417.7 M |
Credit |
Credit Acceptance Relative Risk vs. Return Landscape
If you would invest 53,175 in Credit Acceptance on January 19, 2024 and sell it today you would earn a total of 80.00 from holding Credit Acceptance or generate 0.15% return on investment over 90 days. Credit Acceptance is currently generating 0.0166% in daily expected returns and assumes 1.7139% risk (volatility on return distribution) over the 90 days horizon. In different words, 15% of stocks are less volatile than Credit, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Credit Acceptance Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Credit Acceptance's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Credit Acceptance, and traders can use it to determine the average amount a Credit Acceptance's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0097
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| Negative Returns | CACC |
Estimated Market Risk
| 1.71 actual daily | 15 85% of assets are more volatile |
Expected Return
| 0.02 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.01 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Credit Acceptance is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Credit Acceptance by adding Credit Acceptance to a well-diversified portfolio.
Credit Acceptance Fundamentals Growth
Credit Stock prices reflect investors' perceptions of the future prospects and financial health of Credit Acceptance, and Credit Acceptance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Credit Stock performance.
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0394 | ||||
| Profit Margin | 0.32 % | ||||
| Operating Margin | 0.47 % | ||||
| Current Valuation | 11.67 B | ||||
| Shares Outstanding | 12.3 M | ||||
| Price To Earning | 12.00 X | ||||
| Price To Book | 3.90 X | ||||
| Price To Sales | 7.59 X | ||||
| Revenue | 1.9 B | ||||
| Gross Profit | 1.14 B | ||||
| EBITDA | 367.6 M | ||||
| Net Income | 286.1 M | ||||
| Cash And Equivalents | 4.1 M | ||||
| Cash Per Share | 0.32 X | ||||
| Total Debt | 5.07 B | ||||
| Debt To Equity | 3.15 % | ||||
| Current Ratio | 30.15 X | ||||
| Book Value Per Share | 140.04 X | ||||
| Cash Flow From Operations | 1.2 B | ||||
| Earnings Per Share | 22.00 X | ||||
| Market Capitalization | 6.62 B | ||||
| Total Asset | 7.61 B | ||||
| Retained Earnings | 1.48 B | ||||
| Working Capital | 7.04 B | ||||
| Current Asset | 232 M | ||||
| Current Liabilities | 127.8 M | ||||
About Credit Acceptance Performance
To evaluate Credit Acceptance Stock as a possible investment, you need to clearly understand its upside potential, downside risk, and overall future performance outlook. You may be satisfied when Credit Acceptance generates a 15% return over the last few months, but what if the market is generating 25% over the same period? In this case, it makes sense to compare Credit Stock's performance with different market indexes, such as the Dow or NASDAQ Composite. These indexes can act as benchmarks that will help you to understand Credit Acceptance market performance in a much more refined way. The Macroaxis performance score is an integer between 0 and 100 that represents Credit's market performance from a risk-adjusted return perspective. Generally speaking, the higher the score, the better is overall performance as compared to other investors. The score is normalized against the average investing universe (the best we can interpret from the data available). Within this methodology, scores of individual equity instruments will always be inferior to the scores of portfolios of equities as portfolios typically diversify a lot of unsystematic risks away. The formula to derive the Macroaxis score bases on multiple unequally-weighted factors. For more information, refer to our portfolio performance evaluation section.
Please also refer to our technical analysis and fundamental analysis pages.| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | 503.66 | 524.58 | |
| Return On Tangible Assets | 0.03 | 0.06 | |
| Return On Capital Employed | 0.05 | 0.1 | |
| Return On Assets | 0.04 | 0.06 | |
| Return On Equity | 0.16 | 0.18 |
Things to note about Credit Acceptance performance evaluation
Checking the ongoing alerts about Credit Acceptance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Credit Acceptance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Credit Acceptance has a poor financial position based on the latest SEC disclosures | |
| About 67.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from news.google.com: Credit Acceptance Co. Stock Position Raised by Arizona State Retirement System - Defense World |
- Analyzing Credit Acceptance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Credit Acceptance's stock is overvalued or undervalued compared to its peers.
- Examining Credit Acceptance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Credit Acceptance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Credit Acceptance's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Credit Acceptance's stock. These opinions can provide insight into Credit Acceptance's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Acceptance. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.Note that the Credit Acceptance information on this page should be used as a complementary analysis to other Credit Acceptance's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Complementary Tools for Credit Stock analysis
When running Credit Acceptance's price analysis, check to measure Credit Acceptance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credit Acceptance is operating at the current time. Most of Credit Acceptance's value examination focuses on studying past and present price action to predict the probability of Credit Acceptance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credit Acceptance's price. Additionally, you may evaluate how the addition of Credit Acceptance to your portfolios can decrease your overall portfolio volatility.
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Is Credit Acceptance's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Credit Acceptance. If investors know Credit will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Credit Acceptance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.24) | Earnings Share 22 | Revenue Per Share 69.418 | Quarterly Revenue Growth (0.11) | Return On Assets 0.0394 |
The market value of Credit Acceptance is measured differently than its book value, which is the value of Credit that is recorded on the company's balance sheet. Investors also form their own opinion of Credit Acceptance's value that differs from its market value or its book value, called intrinsic value, which is Credit Acceptance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Credit Acceptance's market value can be influenced by many factors that don't directly affect Credit Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Credit Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Credit Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Credit Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.