C Lusco - Regions Financial President

RF Stock  USD 20.68  0.77  3.87%   

President

Mr. C. Matthew Lusco is Senior Executive Vice President and Chief Risk Officer of the Company and Regions Bank. Previously he served as managing partner of KPMG LLPs offices in Birmingham Alabama and Memphis Tennessee. since 2021.
Age 63
Tenure 3 years
Address 1900 Fifth Avenue North, Birmingham, AL, United States, 35203
Phone800 734 4667
Webhttps://www.regions.com

Regions Financial Management Efficiency

The company has Return on Asset (ROA) of 0.0135 % which means that for every $100 of assets, it generated a profit of $0.0135. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.124 %, which means that it produced $0.124 on every 100 dollars invested by current stockholders. Regions Financial's management efficiency ratios could be used to measure how well Regions Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Capital Employed is estimated to decrease to 0.04. The current Return On Assets is estimated to decrease to 0.01. At this time, Regions Financial's Intangible Assets are most likely to increase significantly in the upcoming years. The Regions Financial's current Net Tangible Assets is estimated to increase to about 11 B, while Other Assets are projected to decrease to roughly 16.7 B.
The company reports 2.87 B of total liabilities with total debt to equity ratio (D/E) of 6.48, which implies that the company may not be able to produce enough cash to satisfy its debt commitments. Debt can assist Regions Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Regions Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Regions Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Regions to invest in growth at high rates of return. When we think about Regions Financial's use of debt, we should always consider it together with cash and equity.

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Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama. Regions Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 19950 people. Regions Financial (RF) is traded on New York Stock Exchange in USA. It is located in 1900 Fifth Avenue North, Birmingham, AL, United States, 35203 and employs 20,101 people. Regions Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Regions Financial Leadership Team

Elected by the shareholders, the Regions Financial's board of directors comprises two types of representatives: Regions Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Regions. The board's role is to monitor Regions Financial's management team and ensure that shareholders' interests are well served. Regions Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Regions Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Dana Nolan, EVP Relations
David Cooper, Independent Director
Samuel Piazza, Independent Director
Jose Suquet, Independent Director
William Ritter, Senior Executive Vice President and Head of Wealth Management Group of the Company and Regions Bank
William Horton, Senior Executive Vice President South Region President
Carolyn Byrd, Independent Director
Donald DeFosset, Independent Director
Karin Allen, Assistant Officer
John Owen, Head of the Regional Banking Group, Sr. Executive VP, Head of The Regional Banking Group - Regions Bank and Sr. Executive VP -Regions Bank
Matthew CPA, EVP Officer
Timothy Vines, Independent Director
Kate Danella, Executive Vice President and Head of Strategic Planning and Corporate Development of registrant and Regions Bank.
Tara Plimpton, Senior Executive Vice President, Chief Legal Officer and Corporate Secretary of registrant and Regions Bank
Zhanna Golodryga, Independent Director
Ruth Marshall, Independent Director
George Bryan, Independent Director
David Turner, Chief Financial Officer, Senior Executive Vice President of the Company and the Bank
Tobin Vinson, Associate Relations
Eric Fast, Independent Director
Hope Mehlman, Executive Vice President, Chief Governance Officer, Corporate Secretary
O Hall, Chairman, CEO and President Chairman of Regions Bank, CEO of Regions Bank and President of Regions Bank
Lee Styslingercc, Independent Director
Tom Speir, Head Development
Joia Johnson, Independent Director
Ellen Jones, Senior Executive Vice President CFO - Business Operations and Support of the Company and Regions Bank
John Johns, Independent Director
CKeith Herron, Senior Executive Vice President and Head of Corporate Responsibility and Community Engagement of registrant and Regions Bank.
Charles Crary, Independent Chairman of the Board
Amala Duggirala, Senior Executive Vice President and Chief Operations and Information Technology Officer of registrant and Regions Bank
Susan Matlock, Independent Director
Ronald Smith, Senior Executive Vice President and Head of Corporate Banking Group of registrant and Regions Bank.
Lajuana Bradford, Senior Bank
Keith Herron, Senior Executive Vice President Head - Strategic Planning and Execution of the Company and Regions Bank
Matthew Lusco, Chief Risk Officer, Sr. Executive VP, Chief Risk Officer of Regions Bank and Sr. Executive VP of Regions Bank
John Turner, Senior Executive Vice President and South Region President of the Bank
Lee Styslinger, Independent Director
David Keenan, Senior Executive Vice President and Chief Administrative and Human Resources Officer of registrant and Regions Bank
Brett Couch, East Region President and Senior Executive Vice President of the Bank
James Prokopanko, Independent Director
Charles McCrary, independent Chairman of the Board
John Maupin, Independent Director
Scott Peters, Senior Executive Vice President and Head of Consumer Banking Group of registrant and Regions Bank.
Anna Brackin, Chief Officer
Barbara Godin, Senior Executive Vice President Chief Credit Officer and Head - Credit Operations of the Company and Regions Bank
Logan Pichel, Executive Vice President Head of Corporate Development – Financial Planning and Analysis, and Mergers and Acquisitions
C Lusco, Senior Executive Vice President and Chief Risk Officer of registrant and Regions Bank
Ryan Sladek, Head Sales
Fournier Gale, Senior Executive Vice President General Counsel, Corporate Secretary of the Company and the Bank
Dandridge Massey, Senior Officer

Regions Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Regions Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Regions Financial Investors Sentiment

The influence of Regions Financial's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Regions. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Regions Financial's public news can be used to forecast risks associated with an investment in Regions. The trend in average sentiment can be used to explain how an investor holding Regions can time the market purely based on public headlines and social activities around Regions Financial. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Regions Financial's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Regions Financial's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Regions Financial's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Regions Financial.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Regions Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Regions Financial's short interest history, or implied volatility extrapolated from Regions Financial options trading.

Currently Active Assets on Macroaxis

When determining whether Regions Financial is a strong investment it is important to analyze Regions Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Regions Financial's future performance. For an informed investment choice regarding Regions Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regions Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.
Note that the Regions Financial information on this page should be used as a complementary analysis to other Regions Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.

Complementary Tools for Regions Stock analysis

When running Regions Financial's price analysis, check to measure Regions Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Regions Financial is operating at the current time. Most of Regions Financial's value examination focuses on studying past and present price action to predict the probability of Regions Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Regions Financial's price. Additionally, you may evaluate how the addition of Regions Financial to your portfolios can decrease your overall portfolio volatility.
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Is Regions Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regions Financial. If investors know Regions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regions Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share
0.88
Earnings Share
2.11
Revenue Per Share
7.501
Quarterly Revenue Growth
0.156
Return On Assets
0.0135
The market value of Regions Financial is measured differently than its book value, which is the value of Regions that is recorded on the company's balance sheet. Investors also form their own opinion of Regions Financial's value that differs from its market value or its book value, called intrinsic value, which is Regions Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regions Financial's market value can be influenced by many factors that don't directly affect Regions Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regions Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regions Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regions Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.