George Paz - Prudential Financial Independent Director

PRU Stock  USD 112.76  0.71  0.63%   

Director

Mr. George Paz is Independent Director of the Company. Mr. Paz was NonExecutive Chairman of Express Scripts Holding Company, a prescription benefit management company, from May 2016 to December 2018 and served as the Chairman and CEO of Express Scripts from May 2006 to May 2016 after being appointed CEO in April 2005. Mr. Paz also served as the President of Express Scripts from October 2003 to February 2014 and as a director from January 2004 to December 2018. He joined Express Scripts in 1998 as SVP and CFO. Prior to joining Express Scripts, Mr. Paz was a partner at Coopers Lybrand from 1988 to 1993 and 1996 to 1998 and served as Executive Vice President and CFO for Life Partners Group from 1993 to 1995. since 2016.
Age 65
Tenure 8 years
Address 751 Broad Street, Newark, NJ, United States, 07102
Phone973 802 6000
Webhttps://www.prudential.com
Paz joined Express Scripts in 1998 as senior vice president and chief financial officer, becoming president in 2003. In 2005, he was named CEO and in 2006 was elected chairman of the board. Under his oversight, Express Scripts completed a number of strategic acquisitions that accelerated its growth significantly, and the company is now the nation’s leading pharmacy benefit manager. Paz will retire as CEO of Express Scripts in May 2016, remaining its nonexecutive chairman. Before joining Express Scripts, Paz was a partner at Coopers and Lybrand, LLP, where he led the firm’s insurance practice. From 1993 to 1995, he served as executive vice president and chief financial officer for Life Partners Group, where he was responsible for a variety of functions, including financial reporting, actuarial valuations, shareholder relations, and state insurance and agency relationships. In 2012, Paz was appointed to a threeyear term on the board of directors of the Federal Reserve Bank of St

Prudential Financial Management Efficiency

Return On Tangible Assets is likely to drop to 0 in 2024. Return On Capital Employed is likely to drop to -0.0002 in 2024. At this time, Prudential Financial's Non Current Liabilities Total is comparatively stable compared to the past year. Non Current Liabilities Other is likely to gain to about 783.4 B in 2024, whereas Total Current Liabilities is likely to drop slightly above 118.8 M in 2024. Prudential Financial's management efficiency ratios could be used to measure how well Prudential Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The company has 20.87 B in debt with debt to equity (D/E) ratio of 1.18, which is OK given its current industry classification. Prudential Financial has a current ratio of 1.17, demonstrating that it may have difficulties to pay its financial commitments when the payables are due. Debt can assist Prudential Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Prudential Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Prudential Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Prudential to invest in growth at high rates of return. When we think about Prudential Financial's use of debt, we should always consider it together with cash and equity.

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Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey. Prudential Financial operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 40916 people. Prudential Financial (PRU) is traded on New York Stock Exchange in USA. It is located in 751 Broad Street, Newark, NJ, United States, 07102 and employs 40,366 people. Prudential Financial is listed under Life & Health Insurance category by Fama And French industry classification.

Management Performance

Prudential Financial Leadership Team

Elected by the shareholders, the Prudential Financial's board of directors comprises two types of representatives: Prudential Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Prudential. The board's role is to monitor Prudential Financial's management team and ensure that shareholders' interests are well served. Prudential Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Prudential Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Ann Kappler, Executive Vice President, General Counsel
George Paz, Independent Director
Michael Todman, Independent Director
Robert Axel, Controller VP
Mark Grier, Vice Chairman of the Board
Todd Shriber, Vice Sales
Thomas Baltimore, Lead Independent Director
Gilbert Casellas, Independent Director
Robert Falzon, CFO, Executive Vice President
Karl Krapek, Independent Director
Timothy Schmidt, Senior Vice President Chief Investment Officer
Wendy Jones, Independent Director
Richard Lambert, Senior Vice President Chief Actuary
John Strangfeld, Chairman, CEO and Pres
Scott Sleyster, Executive Vice President, Chief Operating Officer - International Businesses
Douglas Scovanner, Independent Director
Peter Lighte, Independent Director
James Cullen, Lead Independent Director
Stacey Goodman, Executive Vice President, Chief Information Officer
Barbara Koster, CIO, Head of the Global Bus. and Technology Solutions Department and Sr. VP of Operations and Systems
Gordon Bethune, Independent Director
Lucien Alziari, Chief Human Resource Officer, Executive Vice President
Lee Augsburger, Chief Officer
Christine Poon, Lead Independent Director
Sharon Taylor, Senior Vice President - Human Resources
Stephen Pelletier, Executive Vice President, Chief Operating Officer - U.S. Businesses
Margaret Foran, Senior Vice President
Darin Arita, Senior Relations
Caroline Feeney, Executive Businesses
Nicholas Silitch, Senior Vice President Chief Risk Officer
Andrew Sullivan, Executive Vice President Head of U.S. Businesses
Constance Horner, Independent Director
Timothy Harris, Executive Vice President General Counsel
Charles Lowrey, Chairman of the Board, President, Chief Executive Officer
Martina HundMejean, Independent Director
Candace Woods, Senior Vice President and Chief Actuary
Robert CFA, Executive Chairman
Kenneth Tanji, Chief Financial Officer, Executive Vice President
Sandra Pianalto, Independent Director
Yanela Frias, Executive CFO

Prudential Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Prudential Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

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When determining whether Prudential Financial is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Prudential Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Prudential Financial Stock. Highlighted below are key reports to facilitate an investment decision about Prudential Financial Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Prudential Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more information on how to buy Prudential Stock please use our How to Invest in Prudential Financial guide.
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When running Prudential Financial's price analysis, check to measure Prudential Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Prudential Financial is operating at the current time. Most of Prudential Financial's value examination focuses on studying past and present price action to predict the probability of Prudential Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Prudential Financial's price. Additionally, you may evaluate how the addition of Prudential Financial to your portfolios can decrease your overall portfolio volatility.
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Is Prudential Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Prudential Financial. If investors know Prudential will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Prudential Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.527
Dividend Share
5
Earnings Share
6.75
Revenue Per Share
148.498
Quarterly Revenue Growth
0.561
The market value of Prudential Financial is measured differently than its book value, which is the value of Prudential that is recorded on the company's balance sheet. Investors also form their own opinion of Prudential Financial's value that differs from its market value or its book value, called intrinsic value, which is Prudential Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Prudential Financial's market value can be influenced by many factors that don't directly affect Prudential Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Prudential Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Prudential Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Prudential Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.