Simon Williams - LendingClub Corp Independent Director

LC Stock  USD 7.64  0.03  0.39%   

Director

Mr. Simon James Williams is an Independent Director of the Company. Mr. Morris was a member of our Board since November 2014 and previously served as a member of our Board from November 2010 to October 2011. From July 2011 to December 2014, Mr. Williams served as the Group General Manager and Group Head of Wealth Management at HSBC Banks wealth management business. Prior to joining HSBC, Mr. Williams served as the Chairman and Chief Executive Officer of Camelot Financial Capital Management, a global investment group, which he founded in 2007. Previously, he served as a Senior Executive at Citigroup, Inc., holding various roles during his career, including Chief Risk Officer of Citibank Global Consumer Group. In addition, Mr. Williams has held senior management roles at GE Capital, Bain Co. and PricewaterhouseCoopers LLP. Mr. Williams holds a degree in Mathematics from Exeter University and an M.B.A from INSEAD in France, where he graduated with Distinction. Mr. Williams also serves on the board of directors of several privately held companies. Mr. Williams is also a member of the Institute of Chartered Accountants in England and Wales since 2014.
Age 62
Tenure 10 years
Address 595 Market Street, San Francisco, CA, United States, 94105
Phone415 632 5600
Webhttps://www.lendingclub.com
Williams was chosen to serve on our Board because of his extensive experience in the credit and financial industries and his investment, financial and operational expertise.

LendingClub Corp Management Efficiency

The current year's Return On Tangible Assets is expected to grow to 0. The current year's Return On Capital Employed is expected to grow to 0.04. At present, LendingClub Corp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 3 B, whereas Non Currrent Assets Other are projected to grow to (1.8 B). LendingClub Corp's management efficiency ratios could be used to measure how well LendingClub Corp manages its routine affairs as well as how well it operates its assets and liabilities.
The company reports 57.22 M of total liabilities with total debt to equity ratio (D/E) of 0.11, which may suggest the company is not taking enough advantage from financial leverage. Debt can assist LendingClub Corp until it has trouble settling it off, either with new capital or with free cash flow. So, LendingClub Corp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like LendingClub Corp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for LendingClub to invest in growth at high rates of return. When we think about LendingClub Corp's use of debt, we should always consider it together with cash and equity.

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LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California. Lendingclub Corp operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1384 people. LendingClub Corp (LC) is traded on New York Stock Exchange in USA. It is located in 595 Market Street, San Francisco, CA, United States, 94105 and employs 1,025 people. LendingClub Corp is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

LendingClub Corp Leadership Team

Elected by the shareholders, the LendingClub Corp's board of directors comprises two types of representatives: LendingClub Corp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of LendingClub. The board's role is to monitor LendingClub Corp's management team and ensure that shareholders' interests are well served. LendingClub Corp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, LendingClub Corp's outside directors are responsible for providing unbiased perspectives on the board's policies.
John Morris, Non-Executive Chairman of the Board, Independent Director
Valerie Kay, Chief Capital Officer
Thomas CPA, Ex Officer
Amber Carroll, Senior Marketing
Scott Sanborn, Chief Operating and Marketing Officer
Timothy Bogan, Chief Banking Integration Officer
Annie Armstrong, Chief Risk Officer
Simon Williams, Independent Director
Thomas Casey, Chief Financial Officer, Independent Director
Russell Elmer, General Counsel
Michael Zeisser, Independent Director
Brandon Pace, Chief Administrative Officer, Corporate Secretary
Adrienne Harris, Director
Bahman Koohestani, Chief Technology Officer
Patrick Dunne, Chief Capital Officer
Lawrence Summers, Director
Carrie Dolan, CFO
Steven Allocca, President
Joel Schipper, Chief Executive
Steve Allocca, President
Hans Morris, Director
Jeff Bogan, Head of Institutional Group
Bradley Coleman, Interim CFO, Principal Accounting Officer
Patricia McCord, Independent Director
Allan Landon, Independent Director
Mary Meeker, Director
Kenneth Denman, Independent Director
Jeffrey Crowe, Director
Andrew LaBenne, Chief Officer
Erin Selleck, Independent Director
Sameer CPA, Head Relations
Fergal Stack, Principal Accounting Officer, Corporate Controller
Tina Wilson, Chief Officer
Daniel Ciporin, Independent Director
Ronnie Momen, Chief Consumer Banking Officer
Jason Altieri, General Counsel and Compliance Officer
Jordan Cheng, General Secretary
Renaud Laplanche, Founder, Chairman of Board of Directors and CEO
Angela Loeffler, Chief People Officer
James Samford, IR Contact Officer
Sameer Gulati, Chief Operations Officer
Sandeep Bhandari, Chief Credit Officer
John MacIlwaine, CTO
Balaji Thiagarajan, Chief Officer
John Mack, Director
Susan Athey, Independent Director
Timothy Mayopoulos, Independent Director

LendingClub Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is LendingClub Corp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards LendingClub Corp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, LendingClub Corp's short interest history, or implied volatility extrapolated from LendingClub Corp options trading.

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When determining whether LendingClub Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LendingClub Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lendingclub Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lendingclub Corp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LendingClub Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
For information on how to trade LendingClub Stock refer to our How to Trade LendingClub Stock guide.
Note that the LendingClub Corp information on this page should be used as a complementary analysis to other LendingClub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.

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When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
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Is LendingClub Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LendingClub Corp. If investors know LendingClub will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LendingClub Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.60)
Earnings Share
0.36
Revenue Per Share
10.468
Quarterly Revenue Growth
(0.13)
Return On Assets
0.0044
The market value of LendingClub Corp is measured differently than its book value, which is the value of LendingClub that is recorded on the company's balance sheet. Investors also form their own opinion of LendingClub Corp's value that differs from its market value or its book value, called intrinsic value, which is LendingClub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LendingClub Corp's market value can be influenced by many factors that don't directly affect LendingClub Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LendingClub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if LendingClub Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LendingClub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.