Thomas Meyer - 1st Capital CEO and Pres

FISB Stock  USD 10.70  0.09  0.85%   

CEO

Mr. Thomas E Meyer is President and chief Executive officer, Director of 1st Capital Bank, since 2015. Mr. Meyer has served as President and Chief Executive Officer of the Bank since August 10, 2015. Mr. Meyer is a veteran California banker, with over thirtyfive years of financial institution experience. Over his career, Mr. Meyer has served in a number of senior capacities at financial institutions, including Chief Credit Officer, Chief Financial Officer, and Chief Operating Officer since 2016.
Age 62
Tenure 8 years
Professional MarksMBA
Phone831 264 4000
Webhttps://www.1stcapital.bank
Meyer earned a BS degree in Finance from the University of Illinois and a MBA degree from the University of Chicago. The Board of Directors believes that Mr. Meyer’s experience in banking, business development, and executivelevel leadership enables him to understand community banking needs and formulate and implement pragmatic approaches to meeting those needs, which makes him an excellent candidate for Director of the Bank.

1st Capital Management Efficiency

1st Capital's management efficiency ratios could be used to measure how well 1st Capital manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 14.66 M in liabilities. Debt can assist 1st Capital until it has trouble settling it off, either with new capital or with free cash flow. So, 1st Capital's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like 1st Capital Bank sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for 1st to invest in growth at high rates of return. When we think about 1st Capital's use of debt, we should always consider it together with cash and equity.
1st Capital Bancorp operates as the bank holding company for 1st Capital Bank that provides various banking products and services for businesses, professionals, real estate investors, family commercial entities, and individuals in the Central Coast region of California. The company was founded in 2007 and is headquartered in Salinas, California. 1ST CAP operates under BanksRegional classification in the United States and is traded on OTC Exchange. 1st Capital Bank [FISB] is traded as part of a regulated electronic over-the-counter service offered by the NASD.

Management Performance

1st Capital Bank Leadership Team

Elected by the shareholders, the 1st Capital's board of directors comprises two types of representatives: 1st Capital inside directors who are chosen from within the company, and outside directors, selected externally and held independent of 1st. The board's role is to monitor 1st Capital's management team and ensure that shareholders' interests are well served. 1st Capital's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, 1st Capital's outside directors are responsible for providing unbiased perspectives on the board's policies.
Samuel CPA, Chief Officer
Vida Villanueva, EVP COO
Glenna Datta, VP Pres
Demetri Snow, Regional President
Thomas Meyer, CEO and Pres
Gregory Thelen, Director
Kurt Gollnick, Chairman of the Board
Dale Diederick, Executive Vice President and Chief Credit Officer
Thomas Anderson, SVP Pres
Francis Giudici, Director
Dean Austin, Senior Vice President and Managing Director of the Bank's Santa Cruz Region
Jon Ditlevsen, Executive Vice President Chief Lending Officer
Daniel Hightower, Vice Chairman of the Board
Michael Winiarski, CFO, Executive Vice President
Robin Seelye, Executive Vice President Chief Administrative Officer
Warren Wayland, Director
Greg Thelen, Director
Susan Freeland, Director
Henry Ruhnke, Director
Jeff Mercer, Chief Officer
Phil Morreale, Senior Vice President Managing Director
Danelle Thomsen, Ex CFO

1st Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is 1st Capital a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards 1st Capital in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, 1st Capital's short interest history, or implied volatility extrapolated from 1st Capital options trading.

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Please note, there is a significant difference between 1st Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if 1st Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 1st Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.