Daniel Hightower - 1st Capital Vice Chairman of the Board

FISB Stock  USD 10.52  0.18  1.68%   

Chairman

Mr. Daniel R. Hightower, M.D., is Vice Chairman of the Board of 1st Capital Bank and Director since 2006. He is the former Chief of Staff of Community Hospital of the Monterey Peninsula and currently is on the medical staff in the Department of Radiology. Dr. Hightower obtained a BS degree in Biological Sciences from the University of Southern California. He earned a M.D. degree from the University of California, San Francisco, School of Medicine since 2016.
Age 61
Tenure 8 years
Professional MarksPh.D
Phone831 264 4000
Webhttps://www.1stcapital.bank
Hightower is a Past President and former trustee of the Carmel Unified School District Board of Education and a former trustee of the Community Hospital of the Monterey Peninsula. The Board of Directors believes that Dr. Hightower’s experience and leadership in the medical services community allows him to provide insight into the needs of key sectors of the Bank’s target markets, a deep background in community affairs, and strong leadership skills that, together with his longtime involvement with the Bank as one of its founders, makes him an excellent candidate for Director of the Bank.

1st Capital Management Efficiency

1st Capital's management efficiency ratios could be used to measure how well 1st Capital manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 14.66 M in liabilities. Debt can assist 1st Capital until it has trouble settling it off, either with new capital or with free cash flow. So, 1st Capital's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like 1st Capital Bank sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for 1st to invest in growth at high rates of return. When we think about 1st Capital's use of debt, we should always consider it together with cash and equity.

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1st Capital Bancorp operates as the bank holding company for 1st Capital Bank that provides various banking products and services for businesses, professionals, real estate investors, family commercial entities, and individuals in the Central Coast region of California. The company was founded in 2007 and is headquartered in Salinas, California. 1ST CAP operates under BanksRegional classification in the United States and is traded on OTC Exchange. 1st Capital Bank [FISB] is traded as part of a regulated electronic over-the-counter service offered by the NASD.

Management Performance

1st Capital Bank Leadership Team

Elected by the shareholders, the 1st Capital's board of directors comprises two types of representatives: 1st Capital inside directors who are chosen from within the company, and outside directors, selected externally and held independent of 1st. The board's role is to monitor 1st Capital's management team and ensure that shareholders' interests are well served. 1st Capital's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, 1st Capital's outside directors are responsible for providing unbiased perspectives on the board's policies.
Samuel CPA, Chief Officer
Vida Villanueva, EVP COO
Glenna Datta, VP Pres
Demetri Snow, Regional President
Thomas Meyer, CEO and Pres
Gregory Thelen, Director
Kurt Gollnick, Chairman of the Board
Dale Diederick, Executive Vice President and Chief Credit Officer
Thomas Anderson, SVP Pres
Francis Giudici, Director
Dean Austin, Senior Vice President and Managing Director of the Bank's Santa Cruz Region
Jon Ditlevsen, Executive Vice President Chief Lending Officer
Daniel Hightower, Vice Chairman of the Board
Michael Winiarski, CFO, Executive Vice President
Robin Seelye, Executive Vice President Chief Administrative Officer
Warren Wayland, Director
Greg Thelen, Director
Susan Freeland, Director
Henry Ruhnke, Director
Jeff Mercer, Chief Officer
Phil Morreale, Senior Vice President Managing Director
Danelle Thomsen, Ex CFO

1st Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is 1st Capital a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards 1st Capital in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, 1st Capital's short interest history, or implied volatility extrapolated from 1st Capital options trading.

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Please note, there is a significant difference between 1st Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if 1st Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 1st Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.