Gregory Bier - Cincinnati Financial Independent Director

CINF Stock  USD 120.83  0.13  0.11%   

Director

Mr. Gregory T. Bier, CPA, is an Independent Director of the Company. He was the managing partner of the Cincinnati office of Deloitte LLP, an independent registered public accounting firm, from 1998 to 2002. He retired in 2002 after 23 years as a partner of the firm and 35 years of service, beginning in 1967 when he joined Haskins Sells, which later became part of Deloitte since 2006.
Age 71
Tenure 18 years
Address 6200 South Gilmore Road, Fairfield, OH, United States, 45014-5141
Phone513 870 2000
Webhttps://www.cinfin.com
Bier brings to our board relevant experience with accounting and financial reporting, SEC filings, complex corporate transactions and mergers and acquisitions for public companies, including Fifth Third Bancorp, The Procter & Gamble Company, The Midland Company, Cincinnati Financial Corporationration and The E.W. Scripps Company.

Cincinnati Financial Management Efficiency

The company has return on total asset (ROA) of 0.0466 % which means that it generated a profit of $0.0466 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1627 %, meaning that it created $0.1627 on every $100 dollars invested by stockholders. Cincinnati Financial's management efficiency ratios could be used to measure how well Cincinnati Financial manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.04. The current Return On Capital Employed is estimated to decrease to 0.07. At this time, Cincinnati Financial's Non Current Assets Total are most likely to increase significantly in the upcoming years. The Cincinnati Financial's current Total Current Assets is estimated to increase to about 4 B, while Net Tangible Assets are projected to decrease to roughly 8.6 B.
The company currently holds 874 M in liabilities with Debt to Equity (D/E) ratio of 0.09, which may suggest the company is not taking enough advantage from borrowing. Cincinnati Financial has a current ratio of 1.13, suggesting that it is in a questionable position to pay out its financial obligations when due. Debt can assist Cincinnati Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Cincinnati Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Cincinnati Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Cincinnati to invest in growth at high rates of return. When we think about Cincinnati Financial's use of debt, we should always consider it together with cash and equity.
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio. Cincinnati Financial operates under InsuranceProperty Casualty classification in the United States and is traded on NASDAQ Exchange. It employs 5166 people. Cincinnati Financial (CINF) is traded on NASDAQ Exchange in USA. It is located in 6200 South Gilmore Road, Fairfield, OH, United States, 45014-5141 and employs 5,426 people. Cincinnati Financial is listed under Property & Casualty Insurance category by Fama And French industry classification.

Management Performance

Cincinnati Financial Leadership Team

Elected by the shareholders, the Cincinnati Financial's board of directors comprises two types of representatives: Cincinnati Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Cincinnati. The board's role is to monitor Cincinnati Financial's management team and ensure that shareholders' interests are well served. Cincinnati Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Cincinnati Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
William Bahl, Lead Independent Director
Doyle CPCU, VP Company
CFA CERA, Chairman CEO
Linda ClementHolmes, Independent Director
Lisa Esq, Chief VP
David Osborn, Independent Director
William McMullen, Independent Director
Betsy CPCU, Vice Communications
John Schiff, Director
Theresa Hoffer, Senior vice president and treasurer of The Cincinnati Insurance Company
Donald Doyle, Senior Vice President of The Cincinnati Insurance Company
John Kellington, Senior Vice President and CIO of The Cincinnati Insurance Company
Rodney McMullen, Independent Director
Teresa Esq, Chief Company
CPCU CFA, Executive Officer
Gregory Bier, Independent Director
John Steele, Independent Director
Gretchen Price, Independent Director
Gregory Ziegler, Human Director
Thomas Schiff, Director
Kenneth Lichtendahl, Independent Director
Stephen Spray, Senior Vice President of The Cincinnati Insurance Company
Douglas Skidmore, Independent Director
William Heuvel, Senior Vice President of The Cincinnati Insurance Company
CPA CPA, Principal CFO
Doyle AIM, Senior Company
Lisa Love, Senior Vice President General Counsel, Corporate Secretary of the Company and The Cincinnati Insurance Company
Kenneth Stecher, Chairman of the Board
CMA CPA, VP Officer
Timothy Timmel, Senior Vice President of The Cincinnati Insurance Company
Larry Webb, Director
Martin Hollenbeck, Senior Vice President Chief Investment Officer, Assistant Treasurer, Assistant Secretary
Steven Johnston, President CEO, Director
Charles Stoneburner, Senior Vice President of The Cincinnati Insurance Company
Dirk Debbink, Independent Director
Michael CPA, Principal CFO
Michael Sewell, CFO, Senior Vice President Treasurer of the Company and The Cincinnati Insurance Company
Martin Mullen, Chief Claims Officer and Senior Vice President of The Cincinnati Insurance Company
Eric Mathews, Principal Accounting Officer, Vice President Assistant Treasurer, Assistant Secretary
Dennis McDaniel, Vice President Investor Relations Officer
Teresa Cracas, Senior Vice President and Chief Risk Officer of The Cincinnati Insurance Company
David Popplewell, President and COO of The Cincinnati Life Insurance Company
Sean Givler, Senior vice president of The Cincinnati Insurance Company
Roger Brown, Senior Vice President and COO
Jacob Scherer, Chief Insurance Officer, Chief Insurance Officer of Cincinnati Insurance Company and Executive VP of Cincinnati Insurance Company

Cincinnati Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Cincinnati Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Cincinnati Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Cincinnati Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Cincinnati Financial will appreciate offsetting losses from the drop in the long position's value.

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The ability to find closely correlated positions to Cincinnati Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Cincinnati Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Cincinnati Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Cincinnati Financial to buy it.
The correlation of Cincinnati Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Cincinnati Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Cincinnati Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Cincinnati Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Cincinnati Financial is a strong investment it is important to analyze Cincinnati Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Cincinnati Financial's future performance. For an informed investment choice regarding Cincinnati Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cincinnati Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
For more detail on how to invest in Cincinnati Stock please use our How to Invest in Cincinnati Financial guide.
You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.

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Is Cincinnati Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cincinnati Financial. If investors know Cincinnati will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cincinnati Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.17
Dividend Share
3
Earnings Share
11.66
Revenue Per Share
63.777
Quarterly Revenue Growth
0.077
The market value of Cincinnati Financial is measured differently than its book value, which is the value of Cincinnati that is recorded on the company's balance sheet. Investors also form their own opinion of Cincinnati Financial's value that differs from its market value or its book value, called intrinsic value, which is Cincinnati Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cincinnati Financial's market value can be influenced by many factors that don't directly affect Cincinnati Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cincinnati Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cincinnati Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cincinnati Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.