Thomas Tryforos - Credit Acceptance Chairman
| CACC Stock | USD 522.22 0.04 0.01% |
Chairman
Mr. Thomas N. Tryforos is an Independent Director of Credit Acceptance Corporationration Mr. Tryforos is presently a private investor. Between May 1991 and September 2004, Mr. Tryforos was employed as a General Partner at Prescott Investors, Inc., a private investment firm based in Connecticut. Mr. Tryforos became a director of Credit Acceptance in July 1999 and was named Lead Director in January 2017. He is also a director of Copart, Inc. Mr. Tryforos is a member of the Companys Executive Compensation Committee, Audit Committee and Nominating Committee. since 1999.
| Age | 58 |
| Tenure | 25 years |
| Address | 25505 West Twelve Mile Road, Southfield, MI, United States, 48034-8339 |
| Phone | 248 353 2700 |
| Web | https://www.creditacceptance.com |
Thomas Tryforos Latest Insider Activity
Tracking and analyzing the buying and selling activities of Thomas Tryforos against Credit Acceptance stock is an integral part of due diligence when investing in Credit Acceptance. Thomas Tryforos insider activity provides valuable insight into whether Credit Acceptance is net buyers or sellers over its current business cycle. Note, Credit Acceptance insiders must abide by specific rules, including filing SEC forms every time they buy or sell Credit Acceptance'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.
Thomas Tryforos over a month ago Disposition of 33651 shares by Thomas Tryforos of Copart subject to Rule 16b-3 | ||
Thomas Tryforos over six months ago Exercise or conversion by Thomas Tryforos of 160000 shares of Copart subject to Rule 16b-3 | ||
Thomas Tryforos over six months ago Sale by Thomas Tryforos of 30000 shares of Copart |
Credit Acceptance Management Efficiency
The company has return on total asset (ROA) of 0.0394 % which means that it generated a profit of $0.0394 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1694 %, meaning that it created $0.1694 on every $100 dollars invested by stockholders. Credit Acceptance's management efficiency ratios could be used to measure how well Credit Acceptance manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.06. The current year's Return On Capital Employed is expected to grow to 0.1. At present, Credit Acceptance's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 132.7 M, whereas Other Assets are forecasted to decline to about 313.7 M.Similar Executives
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Management Performance
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0394 |
Credit Acceptance Leadership Team
Elected by the shareholders, the Credit Acceptance's board of directors comprises two types of representatives: Credit Acceptance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Credit. The board's role is to monitor Credit Acceptance's management team and ensure that shareholders' interests are well served. Credit Acceptance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Credit Acceptance's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Scott Vassalluzzo, Independent Director | ||
| Wendy Rummler, Chief Officer | ||
| Douglas Busk, Senior Vice President Treasurer | ||
| Glenda Flanagan, Independent Director | ||
| Donald Foss, Chairman of the Board | ||
| Jonathan Lum, Chief Officer | ||
| Jay Martin, Senior Officer | ||
| Noah Kotch, Chief Officer | ||
| Brett Roberts, CEO and Executive Director | ||
| Ravi Mohan, Chief Officer | ||
| John Soave, CIO | ||
| Arthur Smith, Chief Analytics Officer | ||
| Steven Jones, President | ||
| Erin Kerber, Chief Officer | ||
| Andrew Rostami, Chief Officer | ||
| Daniel Ulatowski, Chief Sales Officer | ||
| Thomas Tryforos, Director, Chairman of Audit Committee, Member of Nominating Committee and Member of Executive Compensation Committee | ||
| Kenneth Booth, CFO and Chief Accounting Officer | ||
| Charles Pearce, Chief Legal Officer and Corporate Secretary | ||
| Nicholas Elliott, Chief Officer |
Credit Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Credit Acceptance a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0394 | ||||
| Profit Margin | 0.32 % | ||||
| Operating Margin | 0.47 % | ||||
| Current Valuation | 11.48 B | ||||
| Shares Outstanding | 12.3 M | ||||
| Shares Owned By Insiders | 39.90 % | ||||
| Shares Owned By Institutions | 66.98 % | ||||
| Number Of Shares Shorted | 605.8 K | ||||
| Price To Earning | 12.00 X |
Credit Acceptance Investors Sentiment
The influence of Credit Acceptance's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Credit. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Credit Acceptance's public news can be used to forecast risks associated with an investment in Credit. The trend in average sentiment can be used to explain how an investor holding Credit can time the market purely based on public headlines and social activities around Credit Acceptance. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Credit Acceptance's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Credit Acceptance's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Credit Acceptance's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Credit Acceptance.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Credit Acceptance in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Credit Acceptance's short interest history, or implied volatility extrapolated from Credit Acceptance options trading.
Pair Trading with Credit Acceptance
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Credit Acceptance position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Credit Acceptance will appreciate offsetting losses from the drop in the long position's value.The ability to find closely correlated positions to Credit Acceptance could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Credit Acceptance when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Credit Acceptance - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Credit Acceptance to buy it.
The correlation of Credit Acceptance is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Credit Acceptance moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Credit Acceptance moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Credit Acceptance can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Acceptance. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.Note that the Credit Acceptance information on this page should be used as a complementary analysis to other Credit Acceptance's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.
Complementary Tools for Credit Stock analysis
When running Credit Acceptance's price analysis, check to measure Credit Acceptance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credit Acceptance is operating at the current time. Most of Credit Acceptance's value examination focuses on studying past and present price action to predict the probability of Credit Acceptance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credit Acceptance's price. Additionally, you may evaluate how the addition of Credit Acceptance to your portfolios can decrease your overall portfolio volatility.
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Is Credit Acceptance's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Credit Acceptance. If investors know Credit will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Credit Acceptance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.24) | Earnings Share 21.99 | Revenue Per Share 69.418 | Quarterly Revenue Growth (0.11) | Return On Assets 0.0394 |
The market value of Credit Acceptance is measured differently than its book value, which is the value of Credit that is recorded on the company's balance sheet. Investors also form their own opinion of Credit Acceptance's value that differs from its market value or its book value, called intrinsic value, which is Credit Acceptance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Credit Acceptance's market value can be influenced by many factors that don't directly affect Credit Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Credit Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Credit Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Credit Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.