James Holly - Sierra Bancorp Chairman

BSRR Stock  USD 20.90  0.94  4.71%   

Chairman

Mr. James C. Holly is the Vice Chairman of the Board of Company and Bank., effective March 31, 2015. He is a founding Director and Vice Chairman of the Board of both the Bank and Sierra Bancorp, and currently serves as Chairman of the Senior Loan Committee and as a member of all other Board Committees. He served as President and Chief Executive Officer of both entities from their formations in 1977 and 2000, respectively, until January 1, 2014, when Mr. McPhaill was appointed President and Chief Operating Officer of both entities. Mr. Holly continued to serve as Chief Executive Officer of both entities until he retired on March 31, 2015, and was appointed Vice Chairman of the Board effective April 1, 2015. He was born and raised in Racine, Wisconsin and received both a BBA and an MBA degree from the University of Wisconsin since 2015.
Age 77
Tenure 9 years
Address 86 North Main Street, Porterville, CA, United States, 93257
Phone559 782 4900
Webhttps://www.sierrabancorp.com
Holly is also a graduate of the Southwestern Graduate School of Banking at Southern Methodist University and served as a Commissioned Officer in the U.S. Army . He began his banking career with United California Bank, now Wells Fargo Bank. After 10 years as a branch manager, Mr. Holly left United California Bank and joined in the effort to organize Bank of the Sierra of which he served as President and Chief Executive Officer from its inception in 1977 until January 1, 2014, and served as Chief Executive Officer until his retirement in March 2015. He is a current director of the Sequoia Parks Conservancy, a philanthropic and educational organization, and a director of River Island Country Club. In selecting Mr

Sierra Bancorp Management Efficiency

As of 04/25/2024, Return On Tangible Assets is likely to grow to 0.01. Also, Return On Capital Employed is likely to grow to 0.12. At this time, Sierra Bancorp's Asset Turnover is relatively stable compared to the past year. Sierra Bancorp's management efficiency ratios could be used to measure how well Sierra Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 574.53 M in liabilities with Debt to Equity (D/E) ratio of 8.44, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Sierra Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Sierra Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Sierra Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Sierra to invest in growth at high rates of return. When we think about Sierra Bancorp's use of debt, we should always consider it together with cash and equity.

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CHAIRMAN Age

Michael MaraistHome Bancorp
70
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking services to individuals and businesses in California. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California. Sierra Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 500 people. Sierra Bancorp (BSRR) is traded on NASDAQ Exchange in USA. It is located in 86 North Main Street, Porterville, CA, United States, 93257 and employs 491 people. Sierra Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Sierra Bancorp Leadership Team

Elected by the shareholders, the Sierra Bancorp's board of directors comprises two types of representatives: Sierra Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Sierra. The board's role is to monitor Sierra Bancorp's management team and ensure that shareholders' interests are well served. Sierra Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Sierra Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Christopher Treece, Executive CFO
Jennifer Johnson, Executive Officer
Matthew Macia, Executive Vice President Chief Risk Officer
Natalia Coen, Executive Officer
Kenneth Taylor, CFO, Principal Accounting Officer, Executive VP, CFO of Bank of the Sierra and Executive VP of Bank of the Sierra
James Holly, CEO, Director, Chairman of Sr. Loan Committee, CEO of Bank of the Sierra and Director of Bank of the Sierra
Lynda Scearcy, Independent Director
Morris Tharp, Independent Chairman of the Board
Robert Fields, Independent Director
Kevin McPhaill, CEO and President Director, CEO of Sierra Bank and President of Sierra Bank and Director of Sierra Bank
Alexandra Blazar, Secretary
Hugh Boyle, Executive Officer
Robb Evans, Director
Albert Berra, Independent Director
Gordon Woods, Independent Director
Cindy Dabney, Senior Officer
Michael Olague, Chief Banking Officer, Executive VP, Chief Banking Officer of Bank of The Sierra and Executive VP of Bank of The Sierra
Laurence Dutto, Director
James Gardunio, Chief Credit Officer, Executive VP, Chief Credit Officer of Bank of the Sierra and Executive VP of Bank of the Sierra
Vonn Christenson, Director

Sierra Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Sierra Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Sierra Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Sierra Bancorp's short interest history, or implied volatility extrapolated from Sierra Bancorp options trading.

Pair Trading with Sierra Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Sierra Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Sierra Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Sierra Stock

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Moving against Sierra Stock

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The ability to find closely correlated positions to Sierra Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Sierra Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Sierra Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Sierra Bancorp to buy it.
The correlation of Sierra Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Sierra Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Sierra Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Sierra Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Sierra Bancorp is a strong investment it is important to analyze Sierra Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Sierra Bancorp's future performance. For an informed investment choice regarding Sierra Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Sierra Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area.
To learn how to invest in Sierra Stock, please use our How to Invest in Sierra Bancorp guide.
You can also try the AI Investment Finder module to use AI to screen and filter profitable investment opportunities.

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When running Sierra Bancorp's price analysis, check to measure Sierra Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sierra Bancorp is operating at the current time. Most of Sierra Bancorp's value examination focuses on studying past and present price action to predict the probability of Sierra Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sierra Bancorp's price. Additionally, you may evaluate how the addition of Sierra Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Sierra Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Sierra Bancorp. If investors know Sierra will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Sierra Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.103
Dividend Share
0.92
Earnings Share
2.42
Revenue Per Share
9.722
Quarterly Revenue Growth
0.079
The market value of Sierra Bancorp is measured differently than its book value, which is the value of Sierra that is recorded on the company's balance sheet. Investors also form their own opinion of Sierra Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Sierra Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Sierra Bancorp's market value can be influenced by many factors that don't directly affect Sierra Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Sierra Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Sierra Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Sierra Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.