James Black - Axos Financial Independent Director

AX Stock  USD 53.37  1.37  2.63%   

Director

Mr. James Brandon Black is an Independent Director of the company. He is currently an operating partner at Clover Crest Partners, a private investment group founded by experienced public and private company chief executive officers and operators to invest in servicebased businesses located in the Western United States. In 2013, Mr. Black retired as the Chief Executive Officer and Director of Encore Capital Group, Inc., one of the largest global companies in the credit management services industry. During his nine years as CEO, Mr. Black was instrumental in growing the business, expanding into new asset classes and geographies and making acquisitions that established Encore as the industrys leading debt management and recovery solutions provider. Prior to Encore, Mr. Black worked for First Data Resources and Capital One Financial Corporationrationration, where he led various operating units including credit, customer service, fraud and collections since 2017.
Age 52
Tenure 7 years
Professional MarksMBA
Address 9205 West Russell Road, Las Vegas, NV, United States, 89148
Phone858 649 2218
Webhttps://axosfinancial.com
Black earned a M.B.A. from the University of Richmond and a bachelor’s of business administration degree from The College of William and Mary.

James Black Latest Insider Activity

Tracking and analyzing the buying and selling activities of James Black against Axos Financial stock is an integral part of due diligence when investing in Axos Financial. James Black insider activity provides valuable insight into whether Axos Financial is net buyers or sellers over its current business cycle. Note, Axos Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell Axos Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Axos Financial Management Efficiency

The company has Return on Asset (ROA) of 0.0199 % which means that for every $100 of assets, it generated a profit of $0.0199. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.2078 %, which means that it produced $0.2078 on every 100 dollars invested by current stockholders. Axos Financial's management efficiency ratios could be used to measure how well Axos Financial manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is likely to rise to 0.04 in 2024, whereas Return On Assets are likely to drop 0.01 in 2024. At this time, Axos Financial's Total Assets are fairly stable compared to the past year. Other Assets is likely to rise to about 20.6 B in 2024, whereas Non Currrent Assets Other are likely to drop (282.8 M) in 2024.
The company reports 451.78 M of total liabilities with total debt to equity ratio (D/E) of 0.16, which may suggest the company is not taking enough advantage from financial leverage. Axos Financial has a current ratio of 2.9, indicating that it is in good position to pay out its debt commitments in time. Debt can assist Axos Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Axos Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Axos Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Axos to invest in growth at high rates of return. When we think about Axos Financial's use of debt, we should always consider it together with cash and equity.

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Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada. Axos Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1335 people. Axos Financial (AX) is traded on New York Stock Exchange in USA. It is located in 9205 West Russell Road, Las Vegas, NV, United States, 89148 and employs 1,455 people. Axos Financial is listed under Thrifts & Mortgage Finance category by Fama And French industry classification.

Management Performance

Axos Financial Leadership Team

Elected by the shareholders, the Axos Financial's board of directors comprises two types of representatives: Axos Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Axos. The board's role is to monitor Axos Financial's management team and ensure that shareholders' interests are well served. Axos Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Axos Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
John Burke, Independent Director
John Tolla, Executive Vice President Chief Governance, Risk and Compliance Officer
JD CFA, CEO President
Gregory Garrabrants, President, Chief Executive Officer, Director
Nicholas Mosich, Independent Vice Chairman of the Board
Paul Grinberg, Independent Chairman of the Board
James Argalas, Independent Director
Edward Ratinoff, Independent Director
Brian Swanson, Executive Vice President Chief Lending Officer of the Bank
Raymond Matsumoto, Executive Vice President, Chief Operating Officer
Candace Thiele, Executive Officer
Uzair Dada, Independent Director
Tamara Bohlig, Independent Director
Andrew CPA, Executive Finance
David Park, Executive Vice President - Commercial Banking and Treasury Management
Jeff Sime, President and Chief Operating Officer of Axos Clearing, LLC
Mary Ciafardini, Executive Vice President Human Resources
Thomas Constantine, Executive Vice President Chief Credit Officer of the Bank
Derrick Walsh, Chief Financial Officer, Executive Vice President, Chief Accounting Officer
James Black, Independent Director
Johnny CFA, Senior Relations
Jan Durrans, Executive Vice President Chief of Staff and Chief Performance Officer
Craig Cross, Chief Lending
Derrick CPA, Executive CFO
Stefani Carter, Independent Director
James Court, Independent Director
Andrew Micheletti, Chief Financial Officer, Executive Vice President
Eshel BarAdon, Executive Vice President Specialty Finance and Chief Legal Officer

Axos Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Axos Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Axos Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Axos Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Axos Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Axos Stock

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The ability to find closely correlated positions to Axos Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Axos Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Axos Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Axos Financial to buy it.
The correlation of Axos Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Axos Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Axos Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Axos Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Axos Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Axos Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Axos Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Axos Financial Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Axos Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in interest.
For more information on how to buy Axos Stock please use our How to Invest in Axos Financial guide.
You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.

Complementary Tools for Axos Stock analysis

When running Axos Financial's price analysis, check to measure Axos Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Axos Financial is operating at the current time. Most of Axos Financial's value examination focuses on studying past and present price action to predict the probability of Axos Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Axos Financial's price. Additionally, you may evaluate how the addition of Axos Financial to your portfolios can decrease your overall portfolio volatility.
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Is Axos Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Axos Financial. If investors know Axos will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Axos Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.941
Earnings Share
6.74
Revenue Per Share
15.998
Quarterly Revenue Growth
0.096
Return On Assets
0.0199
The market value of Axos Financial is measured differently than its book value, which is the value of Axos that is recorded on the company's balance sheet. Investors also form their own opinion of Axos Financial's value that differs from its market value or its book value, called intrinsic value, which is Axos Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Axos Financial's market value can be influenced by many factors that don't directly affect Axos Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Axos Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Axos Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Axos Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.