Credit Acceptance Stock Target Price and Analyst Consensus

CACC Stock  USD 515.52  6.70  1.28%   
The current analyst and expert consensus on Credit Acceptance is Hold, with 1 strong sell and 0 strong buy opinions. The current projected Credit Acceptance target price consensus is 445.25 with 3 analyst opinions. The most common way Credit Acceptance analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview Credit Acceptance executives and customers to further validate their buy or sell advice. Please note, the number of analysts providing the opinion is not sufficient to provide adequate consensus on Credit Acceptance. We encourage you to use your own analysis of Credit Acceptance to validate this buy or sell advice. Credit Acceptance buy-or-sell recommendation module provides average expert sentiment on the projected Credit Acceptance target price to derive its highest and lowest estimates based on its projected price volatility. Check out Macroaxis Advice on Credit Acceptance to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.
Lowest Forecast
405.18
Highest Forecast
494.23
Target Price
445.25
At present, Credit Acceptance's Pretax Profit Margin is projected to slightly decrease based on the last few years of reporting. The current year's Net Profit Margin is expected to grow to 0.26, whereas Operating Profit Margin is forecasted to decline to 0.18. At present, Credit Acceptance's Total Stockholder Equity is projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings is expected to grow to about 1.5 B, whereas Property Plant And Equipment Net is forecasted to decline to about 26.4 M.
  
It's important to approach Credit Acceptance's target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.
Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize Credit Acceptance price targets

Credit Acceptance's stock target price is an estimate of its future price, usually made by analysts. Using Credit Acceptance's target price to determine if it is a suitable investment can be done through the following steps:
  • Look at Credit Acceptance's target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if Credit Acceptance's stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional Credit Acceptance Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of Credit Acceptance is a key component of Credit Acceptance valuation and have some predictive power on the future returns of a Credit Acceptance.
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Credit Acceptance's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Hype
Prediction
LowEstimatedHigh
521.36523.10524.84
Details
Intrinsic
Valuation
LowRealHigh
489.25490.99574.44
Details
Earnings
Estimates (0)
LowProjected EPSHigh
6.808.359.16
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Credit Acceptance. Your research has to be compared to or analyzed against Credit Acceptance's peers to derive any actionable benefits. When done correctly, Credit Acceptance's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Credit Acceptance.

Trending Themes

If you are a self-driven investor, you will appreciate our idea-generating investing themes. Our themes help you align your investments inspirations with your core values and are essential building blocks of your portfolios. A typical investing theme is an unweighted collection of up to 20 funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of equities with common characteristics such as industry and growth potential, volatility, or market segment.
Business Services Idea
Business Services
Invested over 100 shares
Momentum Idea
Momentum
Invested over 60 shares
When determining whether Credit Acceptance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Credit Acceptance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Credit Acceptance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Credit Acceptance Stock:
Check out Macroaxis Advice on Credit Acceptance to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.
Note that the Credit Acceptance information on this page should be used as a complementary analysis to other Credit Acceptance's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.

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When running Credit Acceptance's price analysis, check to measure Credit Acceptance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credit Acceptance is operating at the current time. Most of Credit Acceptance's value examination focuses on studying past and present price action to predict the probability of Credit Acceptance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credit Acceptance's price. Additionally, you may evaluate how the addition of Credit Acceptance to your portfolios can decrease your overall portfolio volatility.
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The data published in Credit Acceptance's official financial statements usually reflect Credit Acceptance's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Credit Acceptance. For example, before you start analyzing numbers published by Credit accountants, it's critical to develop an understanding of what Credit Acceptance's liquidity, profitability, and earnings quality are in the context of the Consumer Finance space in which it operates.
Please note, the presentation of Credit Acceptance's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Credit Acceptance's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Credit Acceptance's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Credit Acceptance. Please utilize our Beneish M Score to check the likelihood of Credit Acceptance's management manipulating its earnings.