Regions Financial Stock Buy Hold or Sell Recommendation
| RF Stock | USD 19.00 0.14 0.74% |
Allowing for the 90-day total investment horizon and your above-average risk tolerance, our recommendation regarding Regions Financial is 'Strong Hold'. Macroaxis provides Regions Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding RF positions. The advice algorithm takes into account all of Regions Financial's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Regions Financial's buy or sell advice are summarized below:
Real Value 19.26 | Target Price 19.35 | Hype Value 18.99 | Market Value 19 | Naive Value 18.31 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Regions Financial given historical horizon and risk tolerance towards Regions Financial. When Macroaxis issues a 'buy' or 'sell' recommendation for Regions Financial, the advice is generated through an automated system that utilizes algorithms and statistical models.
Regions |
Execute Regions Financial Buy or Sell Advice
The Regions recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Regions Financial. Macroaxis does not own or have any residual interests in Regions Financial or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Regions Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Regions Financial Trading Alerts and Improvement Suggestions
| Over 82.0% of the company shares are owned by institutional investors | |
| On 1st of April 2024 Regions Financial paid $ 0.24 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Why Regions Financial Might Surprise This Earnings Season. |
Regions Financial Returns Distribution Density
The distribution of Regions Financial's historical returns is an attempt to chart the uncertainty of Regions Financial's future price movements. The chart of the probability distribution of Regions Financial daily returns describes the distribution of returns around its average expected value. We use Regions Financial price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Regions Financial returns is essential to provide solid investment advice for Regions Financial.
| Mean Return | 0.12 | Value At Risk | -2.63 | Potential Upside | 2.47 | Standard Deviation | 1.66 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Regions Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Regions Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Regions Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Regions Financial backward and forwards among themselves. Regions Financial's institutional investor refers to the entity that pools money to purchase Regions Financial's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | First Trust Advisors L.p. | 2023-12-31 | 12.9 M | Amvescap Plc. | 2023-12-31 | 12.7 M | Thornburg Investment Management Inc | 2023-12-31 | 11.2 M | Norges Bank | 2023-12-31 | 10.9 M | Northern Trust Corp | 2023-12-31 | 10.5 M | Amundi | 2023-12-31 | 10.5 M | Massachusetts Financial Services Company | 2023-12-31 | 8.8 M | Bank Of America Corp | 2023-12-31 | 7.7 M | Allspring Global Investments Holdings, Llc | 2023-12-31 | 7.6 M | Vanguard Group Inc | 2023-12-31 | 117.7 M | Blackrock Inc | 2023-12-31 | 88 M |
Regions Financial Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 576M | 13.8B | 11.5B | (18.2B) | (4.4B) | (4.2B) | |
| Free Cash Flow | 2.6B | 2.3B | 3.0B | 2.8B | 2.0B | 1.6B | |
| Depreciation | 426M | 421M | 371M | 353M | 236M | 289.5M | |
| Other Non Cash Items | (60M) | (666M) | 1.0B | 756M | 981M | 1.0B | |
| Dividends Paid | 656M | 698M | 716M | 762M | (885M) | (840.8M) | |
| Capital Expenditures | 24M | 59M | 72M | 288M | 348M | 365.4M | |
| Net Income | 1.6B | 1.1B | 2.5B | 2.2B | 2.1B | 2.2B | |
| End Period Cash Flow | 4.1B | 18.0B | 29.4B | 11.2B | 6.8B | 5.5B | |
| Investments | 719M | (4.3B) | (1.5B) | (12.6B) | (3.3B) | (3.5B) | |
| Net Borrowings | 5.4B | (4.2B) | (8.3B) | (1.2B) | (1.1B) | (1.2B) | |
| Change To Netincome | 132M | 180M | 366M | 855M | 769.5M | 658.4M |
Regions Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Regions Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Regions Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Regions stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | 0.02 | |
β | Beta against NYSE Composite | 1.44 | |
σ | Overall volatility | 1.62 | |
Ir | Information ratio | 0.03 |
Regions Financial Volatility Alert
Regions Financial has relatively low volatility with skewness of -0.42 and kurtosis of 0.95. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Regions Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Regions Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Regions Financial Fundamentals Vs Peers
Comparing Regions Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Regions Financial's direct or indirect competition across all of the common fundamentals between Regions Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Regions Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Regions Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Regions Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Regions Financial to competition |
| Fundamentals | Regions Financial | Peer Average |
| Return On Equity | 0.12 | -0.31 |
| Return On Asset | 0.0135 | -0.14 |
| Profit Margin | 0.30 % | (1.27) % |
| Operating Margin | 0.47 % | (5.51) % |
| Current Valuation | 22.71 B | 16.62 B |
| Shares Outstanding | 919.19 M | 571.82 M |
| Shares Owned By Insiders | 0.25 % | 10.09 % |
| Shares Owned By Institutions | 81.69 % | 39.21 % |
| Number Of Shares Shorted | 35.3 M | 4.71 M |
| Price To Earning | 15.04 X | 28.72 X |
| Price To Book | 1.12 X | 9.51 X |
| Price To Sales | 2.51 X | 11.42 X |
| Revenue | 8.9 B | 9.43 B |
| Gross Profit | 6.94 B | 27.38 B |
| EBITDA | 2.61 B | 3.9 B |
| Net Income | 2.07 B | 570.98 M |
| Cash And Equivalents | 15.67 B | 2.7 B |
| Cash Per Share | 16.77 X | 5.01 X |
| Total Debt | 2.87 B | 5.32 B |
| Debt To Equity | 6.48 % | 48.70 % |
| Book Value Per Share | 17.10 X | 1.93 K |
| Cash Flow From Operations | 2.36 B | 971.22 M |
| Short Ratio | 3.89 X | 4.00 X |
| Earnings Per Share | 2.11 X | 3.12 X |
| Price To Earnings To Growth | 9.99 X | 4.89 X |
| Target Price | 21.77 | |
| Number Of Employees | 20.1 K | 18.84 K |
| Beta | 1.21 | -0.15 |
| Market Capitalization | 17.46 B | 19.03 B |
| Total Asset | 152.19 B | 29.47 B |
| Retained Earnings | 8.19 B | 9.33 B |
| Annual Yield | 0.05 % | |
| Five Year Return | 3.28 % |
Note: Acquisition by John Turner of 125358 shares of Regions Financial subject to Rule 16b-3 [view details]
Regions Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Regions . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 171459.0 | |||
| Daily Balance Of Power | 0.4 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 19.01 | |||
| Day Typical Price | 19.0 | |||
| Price Action Indicator | 0.065 | |||
| Period Momentum Indicator | 0.14 |
About Regions Financial Buy or Sell Advice
When is the right time to buy or sell Regions Financial? Buying financial instruments such as Regions Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 2.4B | 2.3B | 2.9B | 2.7B | Total Assets | 162.9B | 155.2B | 152.2B | 93.5B |
Use Investing Ideas to Build Portfolios
In addition to having Regions Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Companies involved in production and distribution of domestic and international beer. The Beers theme has 40 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Beers Theme or any other thematic opportunities.
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Check out Regions Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Regions Stock please use our How to Invest in Regions Financial guide.Note that the Regions Financial information on this page should be used as a complementary analysis to other Regions Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Complementary Tools for Regions Stock analysis
When running Regions Financial's price analysis, check to measure Regions Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Regions Financial is operating at the current time. Most of Regions Financial's value examination focuses on studying past and present price action to predict the probability of Regions Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Regions Financial's price. Additionally, you may evaluate how the addition of Regions Financial to your portfolios can decrease your overall portfolio volatility.
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Is Regions Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regions Financial. If investors know Regions will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regions Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 0.88 | Earnings Share 2.11 | Revenue Per Share 7.501 | Quarterly Revenue Growth 0.156 | Return On Assets 0.0135 |
The market value of Regions Financial is measured differently than its book value, which is the value of Regions that is recorded on the company's balance sheet. Investors also form their own opinion of Regions Financial's value that differs from its market value or its book value, called intrinsic value, which is Regions Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regions Financial's market value can be influenced by many factors that don't directly affect Regions Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regions Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regions Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regions Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.