Paymentus Holdings Stock Buy Hold or Sell Recommendation

PAY Stock  USD 22.75  0.27  1.20%   
Considering the 90-day investment horizon and your complete indifference towards market risk, our recommendation regarding Paymentus Holdings is 'Strong Buy'. Macroaxis provides Paymentus Holdings buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding PAY positions. The advice algorithm takes into account all of Paymentus Holdings' available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Paymentus Holdings' buy or sell advice are summarized below:
Real Value
21.32
Target Price
14.79
Hype Value
22.75
Market Value
22.75
Naive Value
20.73
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Paymentus Holdings given historical horizon and risk tolerance towards Paymentus Holdings. When Macroaxis issues a 'buy' or 'sell' recommendation for Paymentus Holdings, the advice is generated through an automated system that utilizes algorithms and statistical models.
  
Check out Paymentus Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more information on how to buy Paymentus Stock please use our How to Invest in Paymentus Holdings guide.
In addition, we conduct extensive research on individual companies such as Paymentus and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Paymentus Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.

Execute Paymentus Holdings Buy or Sell Advice

The Paymentus recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Paymentus Holdings. Macroaxis does not own or have any residual interests in Paymentus Holdings or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Paymentus Holdings' advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell Paymentus HoldingsBuy Paymentus Holdings
Strong Buy

Market Performance

OKDetails

Volatility

Not too volatileDetails

Hype Condition

StaleDetails

Current Valuation

OvervaluedDetails

Odds Of Distress

LowDetails

Economic Sensitivity

Almost mirrors the marketDetails

Investor Sentiment

AlarmedDetails

Analyst Consensus

HoldDetails

Reporting Quality (M-Score)

UnavailableDetails
For the selected time horizon Paymentus Holdings has a Risk Adjusted Performance of 0.0664, Jensen Alpha of 0.2634, Total Risk Alpha of (0.50), Sortino Ratio of 0.1196 and Treynor Ratio of 0.3458
Our recommendation module complements current analysts and expert consensus on Paymentus Holdings. It analyzes the company potential to grow using all fundamental, technical, and market related data available at the time. To make sure Paymentus Holdings is not overpriced, please check all Paymentus Holdings fundamentals, including its cash flow from operations, and the relationship between the cash and equivalents and beta . Given that Paymentus Holdings has a price to earning of 249.23 X, we recommend you to check out Paymentus Holdings market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your recent risk tolerance and investing horizon.

Paymentus Holdings Trading Alerts and Improvement Suggestions

Paymentus Holdings had very high historical volatility over the last 90 days
Over 78.0% of the company shares are owned by institutional investors
Latest headline from forbes.com: Why Boards And C-Suites Care About Employee Experience

Paymentus Holdings Returns Distribution Density

The distribution of Paymentus Holdings' historical returns is an attempt to chart the uncertainty of Paymentus Holdings' future price movements. The chart of the probability distribution of Paymentus Holdings daily returns describes the distribution of returns around its average expected value. We use Paymentus Holdings price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Paymentus Holdings returns is essential to provide solid investment advice for Paymentus Holdings.
Mean Return
0.42
Value At Risk
-3.7
Potential Upside
7.77
Standard Deviation
4.06
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Paymentus Holdings historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Paymentus Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Paymentus Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Paymentus Holdings backward and forwards among themselves. Paymentus Holdings' institutional investor refers to the entity that pools money to purchase Paymentus Holdings' securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Goldman Sachs Group Inc2023-12-31
239.3 K
Millennium Management Llc2023-12-31
228.5 K
Blackrock Inc2023-12-31
224 K
Essex Investment Management Company, Llc2023-12-31
205.4 K
Hillsdale Investment Management Inc.2023-12-31
194.5 K
Morgan Stanley - Brokerage Accounts2023-12-31
188.8 K
Geode Capital Management, Llc2023-12-31
185.3 K
Renaissance Technologies Corp2023-12-31
179.8 K
Amvescap Plc.2023-12-31
155.8 K
Capital Research & Mgmt Co - Division 32023-12-31
3.2 M
Akkr Management Company, Llc2023-12-31
2.4 M
Note, although Paymentus Holdings' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Paymentus Holdings Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Paymentus Holdings or Electronic Equipment, Instruments & Components sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Paymentus Holdings' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Paymentus stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over NYSE Composite
0.26
β
Beta against NYSE Composite1.19
σ
Overall volatility
4.17
Ir
Information ratio 0.07

Paymentus Holdings Volatility Alert

Paymentus Holdings currently demonstrates below-average downside deviation. It has Information Ratio of 0.07 and Jensen Alpha of 0.26. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Paymentus Holdings' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Paymentus Holdings' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

Paymentus Holdings Fundamentals Vs Peers

Comparing Paymentus Holdings' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Paymentus Holdings' direct or indirect competition across all of the common fundamentals between Paymentus Holdings and the related equities. This way, we can detect undervalued stocks with similar characteristics as Paymentus Holdings or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Paymentus Holdings' fundamental indicators could also be used in its relative valuation, which is a method of valuing Paymentus Holdings by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Paymentus Holdings to competition
FundamentalsPaymentus HoldingsPeer Average
Return On Equity0.054-0.31
Return On Asset0.0234-0.14
Profit Margin0.04 %(1.27) %
Operating Margin0.06 %(5.51) %
Current Valuation2.62 B16.62 B
Shares Outstanding21 M571.82 M
Shares Owned By Insiders9.73 %10.09 %
Shares Owned By Institutions78.32 %39.21 %
Number Of Shares Shorted1.2 M4.71 M
Price To Earning249.23 X28.72 X
Price To Book6.48 X9.51 X
Price To Sales4.53 X11.42 X
Revenue614.49 M9.43 B
Gross Profit149.68 M27.38 B
EBITDA27.39 M3.9 B
Net Income22.32 M570.98 M
Cash And Equivalents168.39 M2.7 B
Cash Per Share1.29 X5.01 X
Total Debt10.82 M5.32 B
Debt To Equity0.04 %48.70 %
Current Ratio2.68 X2.16 X
Book Value Per Share3.47 X1.93 K
Cash Flow From Operations68.83 M971.22 M
Short Ratio2.25 X4.00 X
Earnings Per Share0.18 X3.12 X
Price To Earnings To Growth10.96 X4.89 X
Target Price17.92
Number Of Employees1.27 K18.84 K
Beta1.4-0.15
Market Capitalization2.79 B19.03 B
Total Asset504.86 M29.47 B
Retained Earnings51.74 M9.33 B
Working Capital207.56 M1.48 B
Note: Conversion by Gary Trainor of 7350 shares of Paymentus Holdings [view details]

Paymentus Holdings Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Paymentus . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About Paymentus Holdings Buy or Sell Advice

When is the right time to buy or sell Paymentus Holdings? Buying financial instruments such as Paymentus Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2021 2022 2023 2024 (projected)
Other Assets4.4M7.3M6.6M6.2M
Cash168.4M147.3M179.4M200.9M

Use Investing Ideas to Build Portfolios

In addition to having Paymentus Holdings in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Israel Wall Street Theme
Cross-sector collection of best publicly traded Israel entities that are expected to continue growing. The Israel Wall Street theme has 71 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Israel Wall Street Theme or any other thematic opportunities.
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When determining whether Paymentus Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Paymentus Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Paymentus Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Paymentus Holdings Stock:
Check out Paymentus Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more information on how to buy Paymentus Stock please use our How to Invest in Paymentus Holdings guide.
Note that the Paymentus Holdings information on this page should be used as a complementary analysis to other Paymentus Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.

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When running Paymentus Holdings' price analysis, check to measure Paymentus Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Paymentus Holdings is operating at the current time. Most of Paymentus Holdings' value examination focuses on studying past and present price action to predict the probability of Paymentus Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Paymentus Holdings' price. Additionally, you may evaluate how the addition of Paymentus Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Paymentus Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Paymentus Holdings. If investors know Paymentus will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Paymentus Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
12.413
Earnings Share
0.18
Revenue Per Share
4.975
Quarterly Revenue Growth
0.247
Return On Assets
0.0234
The market value of Paymentus Holdings is measured differently than its book value, which is the value of Paymentus that is recorded on the company's balance sheet. Investors also form their own opinion of Paymentus Holdings' value that differs from its market value or its book value, called intrinsic value, which is Paymentus Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Paymentus Holdings' market value can be influenced by many factors that don't directly affect Paymentus Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Paymentus Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Paymentus Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Paymentus Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.