Nu Holdings Stock Buy Hold or Sell Recommendation
| NU Stock | USD 10.48 0.18 1.69% |
Allowing for the 90-day total investment horizon and your above-average risk tolerance, our recommendation regarding Nu Holdings is 'Buy'. Macroaxis provides Nu Holdings buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding NU positions. The advice algorithm takes into account all of Nu Holdings' available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Nu Holdings' buy or sell advice are summarized below:
Real Value 9.8 | Target Price 9.16 | Hype Value 10.45 | Market Value 10.48 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Nu Holdings given historical horizon and risk tolerance towards Nu Holdings. When Macroaxis issues a 'buy' or 'sell' recommendation for Nu Holdings, the advice is generated through an automated system that utilizes algorithms and statistical models.
Nu Holdings |
Execute Nu Holdings Buy or Sell Advice
The Nu Holdings recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Nu Holdings. Macroaxis does not own or have any residual interests in Nu Holdings or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Nu Holdings' advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Buy
Market Performance | OK | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Nu Holdings Trading Alerts and Improvement Suggestions
| Nu Holdings is unlikely to experience financial distress in the next 2 years | |
| The company reports 1.17 B of total liabilities with total debt to equity ratio (D/E) of 0.13, which may suggest the company is not taking enough advantage from financial leverage. Nu Holdings has a current ratio of 0.74, implying that it has not enough working capital to pay out debt commitments in time. Debt can assist Nu Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, Nu Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Nu Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Nu Holdings to invest in growth at high rates of return. When we think about Nu Holdings' use of debt, we should always consider it together with cash and equity. | |
| Nu Holdings has a strong financial position based on the latest SEC filings | |
| About 71.0% of Nu Holdings shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Vail Resorts Reports Certain Ski Season Metrics for the Season-to-Date Period Ended April 14, 2024 |
Nu Holdings Returns Distribution Density
The distribution of Nu Holdings' historical returns is an attempt to chart the uncertainty of Nu Holdings' future price movements. The chart of the probability distribution of Nu Holdings daily returns describes the distribution of returns around its average expected value. We use Nu Holdings price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Nu Holdings returns is essential to provide solid investment advice for Nu Holdings.
| Mean Return | 0.24 | Value At Risk | -2.73 | Potential Upside | 4.34 | Standard Deviation | 2.11 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Nu Holdings historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Nu Holdings Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Nu Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Nu Holdings backward and forwards among themselves. Nu Holdings' institutional investor refers to the entity that pools money to purchase Nu Holdings' securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 59.6 M | Artisan Partners Limited Partnership | 2023-12-31 | 54.1 M | D. E. Shaw & Co Lp | 2023-09-30 | 48.6 M | Ribbit Management Company, Llc | 2023-12-31 | 43.6 M | Redpoint Management, Llc | 2023-12-31 | 42.4 M | Fidelity International Ltd | 2023-12-31 | 41.8 M | T. Rowe Price Associates, Inc. | 2023-12-31 | 41.2 M | Fmr Inc | 2023-12-31 | 36.2 M | Kontiki Capital Management (hk) Ltd. | 2023-12-31 | 35.7 M | Sc Us (ttgp), Ltd. | 2023-12-31 | 252.3 M | Capital Research Global Investors | 2023-12-31 | 175.2 M |
Nu Holdings Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Investments | (4.7M) | (16.3M) | (11.2M) | (127.2M) | (173.8M) | (165.1M) | |
| Change In Cash | 867.4M | 1.1B | 361.9M | 1.5B | 1.8B | 1.0B | |
| Net Borrowings | 209.1M | (66.7M) | (15.0M) | 405.5M | 466.3M | 489.7M | |
| Free Cash Flow | 271.5M | 969.2M | (3.0B) | 641.3M | 8.5B | 8.9B | |
| Depreciation | 5.1M | 7.4M | 17.3M | 35.6M | 62.9M | 66.0M | |
| Other Non Cash Items | 201.8M | 261.9M | 1.0B | 3.1B | 14.7B | 15.4B | |
| Capital Expenditures | 4.7M | 8.0M | 28.5M | 114.3M | 177.0M | 185.9M | |
| Net Income | (92.5M) | (171.5M) | (165.3M) | (364.6M) | 1.0B | 1.1B | |
| End Period Cash Flow | 1.2B | 2.3B | 2.7B | 4.2B | 5.9B | 3.1B | |
| Change To Netincome | 179.9M | 256.1M | 943.3M | 2.9B | 3.4B | 3.5B |
Nu Holdings Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Nu Holdings or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Nu Holdings' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Nu Holdings stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | 0.13 | |
β | Beta against NYSE Composite | 1.28 | |
σ | Overall volatility | 2.12 | |
Ir | Information ratio | 0.07 |
Nu Holdings Volatility Alert
Nu Holdings has relatively low volatility with skewness of 0.06 and kurtosis of 0.8. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Nu Holdings' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Nu Holdings' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Nu Holdings Implied Volatility
Nu Holdings' implied volatility exposes the market's sentiment of Nu Holdings stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Nu Holdings' implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Nu Holdings stock will not fluctuate a lot when Nu Holdings' options are near their expiration.
Nu Holdings Fundamentals Vs Peers
Comparing Nu Holdings' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Nu Holdings' direct or indirect competition across all of the common fundamentals between Nu Holdings and the related equities. This way, we can detect undervalued stocks with similar characteristics as Nu Holdings or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Nu Holdings' fundamental indicators could also be used in its relative valuation, which is a method of valuing Nu Holdings by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Nu Holdings to competition |
| Fundamentals | Nu Holdings | Peer Average |
| Return On Equity | 0.18 | -0.31 |
| Return On Asset | 0.0281 | -0.14 |
| Profit Margin | 0.28 % | (1.27) % |
| Operating Margin | 0.46 % | (5.51) % |
| Current Valuation | 45.38 B | 16.62 B |
| Shares Outstanding | 3.68 B | 571.82 M |
| Shares Owned By Insiders | 21.88 % | 10.09 % |
| Shares Owned By Institutions | 70.53 % | 39.21 % |
| Number Of Shares Shorted | 61.08 M | 4.71 M |
| Price To Earning | 22.70 X | 28.72 X |
| Price To Book | 8.40 X | 9.51 X |
| Price To Sales | 14.52 X | 11.42 X |
| Revenue | 7.01 B | 9.43 B |
| Gross Profit | 1.84 B | 27.38 B |
| EBITDA | 1.6 B | 3.9 B |
| Net Income | 1.03 B | 570.98 M |
| Cash And Equivalents | 1.18 M | 2.7 B |
| Cash Per Share | 1.00 X | 5.01 X |
| Total Debt | 1.17 B | 5.32 B |
| Debt To Equity | 0.13 % | 48.70 % |
| Current Ratio | 0.76 X | 2.16 X |
| Book Value Per Share | 1.34 X | 1.93 K |
| Cash Flow From Operations | 8.69 B | 971.22 M |
| Short Ratio | 2.11 X | 4.00 X |
| Earnings Per Share | 0.21 X | 3.12 X |
| Target Price | 11.46 | |
| Beta | 1.08 | -0.15 |
| Market Capitalization | 49.95 B | 19.03 B |
| Total Asset | 43.35 B | 29.47 B |
| Retained Earnings | 1.28 B | 9.33 B |
| Working Capital | (828.13 M) | 1.48 B |
| Current Asset | 2.1 B | 9.34 B |
| Current Liabilities | 2.93 B | 7.9 B |
Note: Disposition of 2488 shares by Schweiger Werner J of Nu Holdings at 55.8 subject to Rule 16b-3 [view details]
Nu Holdings Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Nu Holdings . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 854703.0 | |||
| Daily Balance Of Power | (0.53) | |||
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 10.6 | |||
| Day Typical Price | 10.56 | |||
| Price Action Indicator | (0.21) | |||
| Period Momentum Indicator | (0.18) |
About Nu Holdings Buy or Sell Advice
When is the right time to buy or sell Nu Holdings? Buying financial instruments such as Nu Holdings Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 164.9M | 605.9M | 1.2B | 1.2B | Total Assets | 19.9B | 29.9B | 43.3B | 45.5B |
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Check out Nu Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy Nu Holdings Stock please use our How to Invest in Nu Holdings guide.You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
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When running Nu Holdings' price analysis, check to measure Nu Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Nu Holdings is operating at the current time. Most of Nu Holdings' value examination focuses on studying past and present price action to predict the probability of Nu Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Nu Holdings' price. Additionally, you may evaluate how the addition of Nu Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Nu Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Nu Holdings. If investors know Nu Holdings will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Nu Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 38 | Earnings Share 0.21 | Revenue Per Share 0.782 | Quarterly Revenue Growth 0.922 | Return On Assets 0.0281 |
The market value of Nu Holdings is measured differently than its book value, which is the value of Nu Holdings that is recorded on the company's balance sheet. Investors also form their own opinion of Nu Holdings' value that differs from its market value or its book value, called intrinsic value, which is Nu Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Nu Holdings' market value can be influenced by many factors that don't directly affect Nu Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Nu Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Nu Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Nu Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.