Navient Corp Stock Buy Hold or Sell Recommendation
| NAVI Stock | USD 16.60 0.02 0.12% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Navient Corp is 'Buy'. Macroaxis provides Navient Corp buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding NAVI positions. The advice algorithm takes into account all of Navient Corp's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Navient Corp's buy or sell advice are summarized below:
Real Value 17.91 | Target Price 19.13 | Hype Value 16.58 | Market Value 16.6 | Naive Value 16.11 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Navient Corp given historical horizon and risk tolerance towards Navient Corp. When Macroaxis issues a 'buy' or 'sell' recommendation for Navient Corp, the advice is generated through an automated system that utilizes algorithms and statistical models.
Navient |
Execute Navient Corp Buy or Sell Advice
The Navient recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Navient Corp. Macroaxis does not own or have any residual interests in Navient Corp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Navient Corp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Buy
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Navient Corp Trading Alerts and Improvement Suggestions
| Navient Corp generated a negative expected return over the last 90 days | |
| Navient Corp has a strong financial position based on the latest SEC filings | |
| Over 98.0% of the company shares are owned by institutional investors | |
| On 15th of March 2024 Navient Corp paid $ 0.16 per share dividend to its current shareholders | |
| Latest headline from zacks.com: Navient to Report Q1 Earnings What to Expect |
Navient Corp Returns Distribution Density
The distribution of Navient Corp's historical returns is an attempt to chart the uncertainty of Navient Corp's future price movements. The chart of the probability distribution of Navient Corp daily returns describes the distribution of returns around its average expected value. We use Navient Corp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Navient Corp returns is essential to provide solid investment advice for Navient Corp.
| Mean Return | 0 | Value At Risk | -2.69 | Potential Upside | 2.23 | Standard Deviation | 1.66 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Navient Corp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Navient Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Navient Corp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Navient Corp backward and forwards among themselves. Navient Corp's institutional investor refers to the entity that pools money to purchase Navient Corp's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Northern Trust Corp | 2023-12-31 | 1.6 M | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 1.6 M | Bank Of New York Mellon Corp | 2023-12-31 | 1.3 M | American Century Companies Inc | 2023-12-31 | 1.3 M | Amvescap Plc. | 2023-12-31 | 1.1 M | Charles Schwab Investment Management Inc | 2023-12-31 | 1 M | Bridgeway Capital Management, Llc | 2023-12-31 | 811.8 K | Sumitomo Mitsui Ds Asset Management Company, Limited | 2023-12-31 | 727.5 K | Hotchkis & Wiley Capital Management Llc | 2023-12-31 | 626.6 K | Sherborne Investors Management Lp | 2023-12-31 | 29.4 M | Blackrock Inc | 2023-12-31 | 14.7 M |
Navient Corp Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Dividends Paid | 147M | 123M | 107M | 91M | 78M | 151.4M | |
| Net Income | 597M | 412M | 717M | 645M | 228M | 216.6M | |
| End Period Cash Flow | 3.8B | 3.5B | 3.6B | 4.8B | 2.8B | 3.5B | |
| Change In Cash | (1.5B) | (244M) | 41M | 1.2B | (2.0B) | (1.9B) | |
| Free Cash Flow | 1.0B | 987M | 702M | 305M | 676M | 642.2M | |
| Other Non Cash Items | 357M | 523M | (469M) | (492M) | (228M) | (216.6M) | |
| Investments | (5.0B) | (4.6B) | (4.5B) | (2.1B) | 9.1B | 9.6B | |
| Net Borrowings | (9.2B) | (7.0B) | (6.8B) | (9.3B) | (8.3B) | (8.7B) | |
| Depreciation | 47M | 30M | 21M | 19M | 10M | 9.5M | |
| Change To Netincome | 422M | 575M | (15M) | (340M) | (306M) | (290.7M) |
Navient Corp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Navient Corp or Consumer Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Navient Corp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Navient stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.12 | |
β | Beta against NYSE Composite | 1.41 | |
σ | Overall volatility | 1.65 | |
Ir | Information ratio | -0.05 |
Navient Corp Volatility Alert
Navient Corp has relatively low volatility with skewness of -0.31 and kurtosis of 0.51. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Navient Corp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Navient Corp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Navient Corp Fundamentals Vs Peers
Comparing Navient Corp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Navient Corp's direct or indirect competition across all of the common fundamentals between Navient Corp and the related equities. This way, we can detect undervalued stocks with similar characteristics as Navient Corp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Navient Corp's fundamental indicators could also be used in its relative valuation, which is a method of valuing Navient Corp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Navient Corp to competition |
| Fundamentals | Navient Corp | Peer Average |
| Return On Equity | 0.0795 | -0.31 |
| Return On Asset | 0.0035 | -0.14 |
| Profit Margin | 0.20 % | (1.27) % |
| Operating Margin | (0.15) % | (5.51) % |
| Current Valuation | 58.79 B | 16.62 B |
| Shares Outstanding | 112.03 M | 571.82 M |
| Shares Owned By Insiders | 1.90 % | 10.09 % |
| Shares Owned By Institutions | 98.10 % | 39.21 % |
| Number Of Shares Shorted | 7.7 M | 4.71 M |
| Price To Earning | 3.47 X | 28.72 X |
| Price To Book | 0.67 X | 9.51 X |
| Price To Sales | 1.59 X | 11.42 X |
| Revenue | 4.83 B | 9.43 B |
| Gross Profit | 1.66 B | 27.38 B |
| EBITDA | 3.86 B | 3.9 B |
| Net Income | 228 M | 570.98 M |
| Cash And Equivalents | 1.42 B | 2.7 B |
| Cash Per Share | 10.47 X | 5.01 X |
| Total Debt | 57.63 B | 5.32 B |
| Current Ratio | 11.86 X | 2.16 X |
| Book Value Per Share | 24.32 X | 1.93 K |
| Cash Flow From Operations | 676 M | 971.22 M |
| Short Ratio | 9.58 X | 4.00 X |
| Earnings Per Share | 1.85 X | 3.12 X |
| Price To Earnings To Growth | 0.14 X | 4.89 X |
| Target Price | 16.0 | |
| Number Of Employees | 4.5 K | 18.84 K |
| Beta | 1.38 | -0.15 |
| Market Capitalization | 1.86 B | 19.03 B |
| Total Asset | 61.38 B | 29.47 B |
| Retained Earnings | 4.64 B | 9.33 B |
| Annual Yield | 0.04 % | |
| Five Year Return | 5.08 % |
Note: Discretionary transaction by Sherborne Investors Master Gp, Llc of tradable shares of Navient Corp subject to Rule 16b-3 [view details]
Navient Corp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Navient . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Navient Corp Buy or Sell Advice
When is the right time to buy or sell Navient Corp? Buying financial instruments such as Navient Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Total Stockholder Equity | 2.6B | 3.0B | 2.8B | 4.1B | Total Assets | 80.6B | 70.8B | 61.4B | 58.3B |
Use Investing Ideas to Build Portfolios
In addition to having Navient Corp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Beers Thematic Idea Now
Beers
Companies involved in production and distribution of domestic and international beer. The Beers theme has 47 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Beers Theme or any other thematic opportunities.
| View All Next | Launch |
Check out Navient Corp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Navient Stock please use our How to Invest in Navient Corp guide.You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Complementary Tools for Navient Stock analysis
When running Navient Corp's price analysis, check to measure Navient Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Navient Corp is operating at the current time. Most of Navient Corp's value examination focuses on studying past and present price action to predict the probability of Navient Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Navient Corp's price. Additionally, you may evaluate how the addition of Navient Corp to your portfolios can decrease your overall portfolio volatility.
| Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities | |
| Efficient Frontier Plot and analyze your portfolio and positions against risk-return landscape of the market. | |
| Idea Optimizer Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio | |
| Money Managers Screen money managers from public funds and ETFs managed around the world | |
| Economic Indicators Top statistical indicators that provide insights into how an economy is performing | |
| FinTech Suite Use AI to screen and filter profitable investment opportunities | |
| Top Crypto Exchanges Search and analyze digital assets across top global cryptocurrency exchanges | |
| Aroon Oscillator Analyze current equity momentum using Aroon Oscillator and other momentum ratios | |
| Portfolio Optimization Compute new portfolio that will generate highest expected return given your specified tolerance for risk | |
| Sync Your Broker Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors. | |
| Options Analysis Analyze and evaluate options and option chains as a potential hedge for your portfolios |
Is Navient Corp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Navient Corp. If investors know Navient will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Navient Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.13) | Dividend Share 0.64 | Earnings Share 1.85 | Revenue Per Share 9.475 | Quarterly Revenue Growth (0.44) |
The market value of Navient Corp is measured differently than its book value, which is the value of Navient that is recorded on the company's balance sheet. Investors also form their own opinion of Navient Corp's value that differs from its market value or its book value, called intrinsic value, which is Navient Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Navient Corp's market value can be influenced by many factors that don't directly affect Navient Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Navient Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Navient Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Navient Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.