Fair Isaac Stock Buy Hold or Sell Recommendation

FICO Stock  USD 1,223  10.93  0.90%   
Given the investment horizon of 90 days and your way above-average risk tolerance, our recommendation regarding Fair Isaac is 'Hold'. Macroaxis provides Fair Isaac buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding FICO positions. The advice algorithm takes into account all of Fair Isaac's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Osisko Gold Ro's buy or sell advice are summarized below:
Real Value
K
Target Price
955.2
Hype Value
1.2 K
Market Value
1.2 K
Naive Value
1.2 K
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Fair Isaac given historical horizon and risk tolerance towards Fair Isaac. When Macroaxis issues a 'buy' or 'sell' recommendation for Fair Isaac, the advice is generated through an automated system that utilizes algorithms and statistical models.
  
Check out Fair Isaac Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.
In addition, we conduct extensive research on individual companies such as Fair and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Fair Isaac. Also, note that the market value of any Company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.

Execute Fair Isaac Buy or Sell Advice

The Fair recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Fair Isaac. Macroaxis does not own or have any residual interests in Fair Isaac or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Fair Isaac's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell Fair IsaacBuy Fair Isaac
Hold

Market Performance

InsignificantDetails

Volatility

Very steadyDetails

Hype Condition

Low keyDetails

Current Valuation

OvervaluedDetails

Odds Of Distress

Very SmallDetails

Economic Sensitivity

Almost mirrors the marketDetails

Investor Sentiment

AlarmedDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Possible ManipulatorDetails
For the selected time horizon Fair Isaac has a Risk Adjusted Performance of 0.0394, Jensen Alpha of (0.05), Total Risk Alpha of (0.34), Sortino Ratio of (0.01) and Treynor Ratio of 0.0867
Macroaxis provides advice on Fair Isaac to complement and cross-verify current analyst consensus on Fair Isaac. Our investment recommendation engine determines the company's potential to grow exclusively from the perspective of an investor's current risk tolerance and investing horizon. To make sure Fair Isaac is not overpriced, please confirm all Fair Isaac fundamentals, including its net income, short ratio, and the relationship between the price to sales and debt to equity . Given that Fair Isaac has a price to earning of 65.60 X, we urge you to verify Fair Isaac market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Fair Isaac Trading Alerts and Improvement Suggestions

Fair Isaac is unlikely to experience financial distress in the next 2 years
Over 89.0% of the company shares are owned by institutional investors
Latest headline from businesswire.com: Fair Isaac Corporation Investigation Bronstein, Gewirtz Grossman, LLC Encourages Investors to Seek Compensation for Alleged Wrongdoings

Fair Isaac Returns Distribution Density

The distribution of Fair Isaac's historical returns is an attempt to chart the uncertainty of Fair Isaac's future price movements. The chart of the probability distribution of Fair Isaac stock daily returns describes the distribution of returns around its average expected value. We use Fair Isaac price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Fair Isaac returns is essential to provide solid investment advice for Fair Isaac.
Mean Return
0.11
Value At Risk
-3.19
Potential Upside
3.50
Standard Deviation
2.07
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Fair Isaac historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Fair Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Fair Isaac is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Fair Isaac backward and forwards among themselves. Fair Isaac's institutional investor refers to the entity that pools money to purchase Fair Isaac's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
American Century Companies Inc2023-12-31
382.1 K
Af Advisors, Inc.2023-12-31
360.9 K
Alliancebernstein L.p.2023-12-31
347.5 K
Amvescap Plc.2023-12-31
288.2 K
Franklin Resources Inc2023-12-31
283.6 K
Ako Capital Llp2023-12-31
279.5 K
Principal Financial Group Inc2023-12-31
273.9 K
Kensico Capital Management Corp2023-09-30
273.6 K
Goldman Sachs Group Inc2023-12-31
255.6 K
Vanguard Group Inc2023-12-31
2.8 M
Blackrock Inc2023-12-31
2.3 M
Note, although Fair Isaac's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Fair Isaac Cash Flow Accounts

201920202021202220232024 (projected)
Change To Inventory(267K)(26.2M)(21.5M)(19.0M)(17.1M)(16.2M)
Change In Cash51.0M38.0M(62.2M)3.6M3.2M3.4M
Free Cash Flow342.9M416.2M503.4M464.7M534.4M561.1M
Depreciation30.4M25.6M20.5M14.6M16.8M28.5M
Dividends Paid229M613M20.9M407M468.1M491.5M
Capital Expenditures22.0M7.6M6.0M4.2M4.9M4.6M
Net Income236.4M392.1M373.5M429.4M493.8M518.5M
End Period Cash Flow157.4M195.4M133.2M136.8M157.3M92.0M
Other Non Cash Items54.4M(87.6M)28.2M11.9M10.7M11.2M
Investments(2.6M)(1.8M)(1.9M)(16.0M)(14.4M)(13.6M)
Change Receivables(36.2M)(59.9M)24.5M(31.6M)(28.4M)(27.0M)
Net Borrowings8.2M422.8M591.9M5M5.8M5.5M
Change To Netincome91.4M18.9M135.4M88.4M101.6M58.5M

Fair Isaac Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Fair Isaac or Software sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Fair Isaac's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Fair stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over NYSE Composite
-0.05
β
Beta against NYSE Composite1.11
σ
Overall volatility
2.10
Ir
Information ratio -0.02

Fair Isaac Volatility Alert

Fair Isaac currently demonstrates below-average downside deviation. It has Information Ratio of -0.02 and Jensen Alpha of -0.05. However, we advise investors to further question Fair Isaac expected returns to ensure all indicators are consistent with the current outlook about its relatively low value at risk. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Fair Isaac's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Fair Isaac's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.

Fair Isaac Fundamentals Vs Peers

Comparing Fair Isaac's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Fair Isaac's direct or indirect competition across all of the common fundamentals between Fair Isaac and the related equities. This way, we can detect undervalued stocks with similar characteristics as Fair Isaac or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Fair Isaac's fundamental indicators could also be used in its relative valuation, which is a method of valuing Fair Isaac by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Fair Isaac to competition
FundamentalsFair IsaacPeer Average
Return On Equity0.36-0.31
Return On Asset0.27-0.14
Profit Margin0.29 %(1.27) %
Operating Margin0.40 %(5.51) %
Current Valuation31.94 B16.62 B
Shares Outstanding24.85 M571.82 M
Shares Owned By Insiders2.28 %10.09 %
Shares Owned By Institutions88.79 %39.21 %
Number Of Shares Shorted606.61 K4.71 M
Price To Earning65.60 X28.72 X
Price To Book82.33 X9.51 X
Price To Sales19.42 X11.42 X
Revenue1.51 B9.43 B
Gross Profit1.2 B27.38 B
EBITDA653.59 M3.9 B
Net Income429.38 M570.98 M
Cash And Equivalents155.06 M2.7 B
Cash Per Share6.14 X5.01 X
Total Debt1.89 B5.32 B
Debt To Equity8.92 %48.70 %
Current Ratio1.23 X2.16 X
Book Value Per Share(29.17) X1.93 K
Cash Flow From Operations468.92 M971.22 M
Short Ratio3.74 X4.00 X
Earnings Per Share17.93 X3.12 X
Price To Earnings To Growth2.28 X4.89 X
Target Price1347.46
Number Of Employees3.48 K18.84 K
Beta1.22-0.15
Market Capitalization30.12 B19.03 B
Total Asset1.58 B29.47 B
Retained Earnings3.39 B9.33 B
Working Capital188.76 M1.48 B

Fair Isaac Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Fair . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About Fair Isaac Buy or Sell Advice

When is the right time to buy or sell Fair Isaac? Buying financial instruments such as Fair Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2021 2022 2023 2024 (projected)
Other Current Liabilities97.9M161.9M186.2M195.6M
Total Assets1.4B1.6B1.8B1.9B

Use Investing Ideas to Build Portfolios

In addition to having Fair Isaac in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Obamacare Thematic Idea Now

Obamacare
Obamacare Theme
Health care services and providers including hospitals, clinics and nursing homes that hope to benefit from Obamacare program. The Obamacare theme has 37 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Obamacare Theme or any other thematic opportunities.
View All  Next Launch
When determining whether Fair Isaac offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Fair Isaac's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Fair Isaac Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Fair Isaac Stock:
Check out Fair Isaac Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
To learn how to invest in Fair Stock, please use our How to Invest in Fair Isaac guide.
Note that the Fair Isaac information on this page should be used as a complementary analysis to other Fair Isaac's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.

Complementary Tools for Fair Stock analysis

When running Fair Isaac's price analysis, check to measure Fair Isaac's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Fair Isaac is operating at the current time. Most of Fair Isaac's value examination focuses on studying past and present price action to predict the probability of Fair Isaac's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Fair Isaac's price. Additionally, you may evaluate how the addition of Fair Isaac to your portfolios can decrease your overall portfolio volatility.
Earnings Calls
Check upcoming earnings announcements updated hourly across public exchanges
Equity Forecasting
Use basic forecasting models to generate price predictions and determine price momentum
Equity Valuation
Check real value of public entities based on technical and fundamental data
Global Markets Map
Get a quick overview of global market snapshot using zoomable world map. Drill down to check world indexes
Positions Ratings
Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance
Portfolio File Import
Quickly import all of your third-party portfolios from your local drive in csv format
Price Ceiling Movement
Calculate and plot Price Ceiling Movement for different equity instruments
Stock Tickers
Use high-impact, comprehensive, and customizable stock tickers that can be easily integrated to any websites
Performance Analysis
Check effects of mean-variance optimization against your current asset allocation
AI Portfolio Architect
Use AI to generate optimal portfolios and find profitable investment opportunities
My Watchlist Analysis
Analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like
Correlation Analysis
Reduce portfolio risk simply by holding instruments which are not perfectly correlated
Is Fair Isaac's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fair Isaac. If investors know Fair will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fair Isaac listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.25
Earnings Share
17.93
Revenue Per Share
62.24
Quarterly Revenue Growth
0.108
Return On Assets
0.2678
The market value of Fair Isaac is measured differently than its book value, which is the value of Fair that is recorded on the company's balance sheet. Investors also form their own opinion of Fair Isaac's value that differs from its market value or its book value, called intrinsic value, which is Fair Isaac's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fair Isaac's market value can be influenced by many factors that don't directly affect Fair Isaac's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fair Isaac's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fair Isaac is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fair Isaac's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.