Financeira Alfa (Brazil) Buy Hold or Sell Recommendation

CRIV3 Stock  BRL 6.98  0.01  0.14%   
Assuming the 90 days trading horizon and your above-average risk tolerance, our recommendation regarding Financeira Alfa SA is 'Strong Hold'. Macroaxis provides Financeira Alfa buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding CRIV3 positions. The advice algorithm takes into account all of Financeira Alfa's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Financeira Alfa's buy or sell advice are summarized below:
Real Value
6.64
Hype Value
6.98
Market Value
6.98
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Financeira Alfa SA given historical horizon and risk tolerance towards Financeira Alfa. When Macroaxis issues a 'buy' or 'sell' recommendation for Financeira Alfa SA, the advice is generated through an automated system that utilizes algorithms and statistical models.
  
Check out Financeira Alfa Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
In addition, we conduct extensive research on individual companies such as Financeira and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Financeira Alfa SA. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in nation.

Execute Financeira Alfa Buy or Sell Advice

The Financeira recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Financeira Alfa SA. Macroaxis does not own or have any residual interests in Financeira Alfa SA or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Financeira Alfa's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell Financeira AlfaBuy Financeira Alfa
Strong Hold

Market Performance

GoodDetails

Volatility

Somewhat reliableDetails

Hype Condition

StaleDetails

Current Valuation

OvervaluedDetails

Odds Of Distress

LowDetails

Economic Sensitivity

Follows the market closelyDetails

Analyst Consensus

Not AvailableDetails

Reporting Quality (M-Score)

InapplicableDetails
For the selected time horizon Financeira Alfa SA has a Risk Adjusted Performance of 0.0832, Jensen Alpha of 0.2268, Total Risk Alpha of (0.20), Sortino Ratio of 0.0619 and Treynor Ratio of 0.563
We provide trade advice to complement the prevailing expert consensus on Financeira Alfa SA. Our dynamic recommendation engine uses a multidimensional algorithm to analyze the company's potential to grow using all technical and fundamental data available at the time. To make sure Financeira Alfa is not overpriced, please confirm all Financeira Alfa SA fundamentals, including its revenue, cash and equivalents, and the relationship between the price to book and ebitda .

Financeira Alfa Trading Alerts and Improvement Suggestions

About 89.0% of the company shares are held by company insiders

Financeira Alfa Returns Distribution Density

The distribution of Financeira Alfa's historical returns is an attempt to chart the uncertainty of Financeira Alfa's future price movements. The chart of the probability distribution of Financeira Alfa daily returns describes the distribution of returns around its average expected value. We use Financeira Alfa SA price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Financeira Alfa returns is essential to provide solid investment advice for Financeira Alfa.
Mean Return
0.30
Value At Risk
-2.29
Potential Upside
2.99
Standard Deviation
2.21
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Financeira Alfa historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Financeira Alfa Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Financeira Alfa or Consumer Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Financeira Alfa's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Financeira stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over NYSE Composite
0.23
β
Beta against NYSE Composite0.52
σ
Overall volatility
2.29
Ir
Information ratio 0.08

Financeira Alfa Volatility Alert

Financeira Alfa SA currently demonstrates below-average downside deviation. It has Information Ratio of 0.08 and Jensen Alpha of 0.23. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Financeira Alfa's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Financeira Alfa's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

Financeira Alfa Fundamentals Vs Peers

Comparing Financeira Alfa's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Financeira Alfa's direct or indirect competition across all of the common fundamentals between Financeira Alfa and the related equities. This way, we can detect undervalued stocks with similar characteristics as Financeira Alfa or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Financeira Alfa's fundamental indicators could also be used in its relative valuation, which is a method of valuing Financeira Alfa by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Financeira Alfa to competition
FundamentalsFinanceira AlfaPeer Average
Return On Equity0.0509-0.31
Return On Asset0.0654-0.14
Profit Margin0.04 %(1.27) %
Operating Margin0.73 %(5.51) %
Current Valuation10.28 B16.62 B
Shares Outstanding58.58 M571.82 M
Shares Owned By Insiders89.29 %10.09 %
Shares Owned By Institutions5.87 %39.21 %
Price To Earning9.35 X28.72 X
Price To Book0.49 X9.51 X
Price To Sales0.37 X11.42 X
Revenue685.8 M9.43 B
Gross Profit784.15 M27.38 B
EBITDA122.54 M3.9 B
Net Income76.06 M570.98 M
Cash And Equivalents1.03 B2.7 B
Cash Per Share9.99 X5.01 X
Total Debt4.85 M5.32 B
Debt To Equity2.30 %48.70 %
Current Ratio1.30 X2.16 X
Book Value Per Share10.28 X1.93 K
Cash Flow From Operations2.67 B971.22 M
Earnings Per Share0.59 X3.12 X
Number Of Employees1218.84 K
Beta0.81-0.15
Market Capitalization507.66 M19.03 B
Total Asset11.19 B29.47 B
Retained Earnings409 M9.33 B
Working Capital291 M1.48 B
Current Asset2.65 B9.34 B
Current Liabilities2.36 B7.9 B
Z Score62.48.72
Annual Yield0.01 %

Financeira Alfa Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Financeira . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About Financeira Alfa Buy or Sell Advice

When is the right time to buy or sell Financeira Alfa SA? Buying financial instruments such as Financeira Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.

Use Investing Ideas to Build Portfolios

In addition to having Financeira Alfa in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Energy Funds Thematic Idea Now

Energy Funds
Energy Funds Theme
Funds or Etfs investing in energy sector, natural resources, and ecology. The Energy Funds theme has 46 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Energy Funds Theme or any other thematic opportunities.
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Check out Financeira Alfa Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
Note that the Financeira Alfa SA information on this page should be used as a complementary analysis to other Financeira Alfa's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Sign In To Macroaxis module to sign in to explore Macroaxis' wealth optimization platform and fintech modules.

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Please note, there is a significant difference between Financeira Alfa's value and its price as these two are different measures arrived at by different means. Investors typically determine if Financeira Alfa is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Financeira Alfa's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.