Byline Bancorp Stock Buy Hold or Sell Recommendation

BY Stock  USD 21.61  1.15  5.62%   
Allowing for the 90-day total investment horizon and your above-average risk tolerance, our recommendation regarding Byline Bancorp is 'Strong Hold'. Macroaxis provides Byline Bancorp buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding BY positions. The advice algorithm takes into account all of Byline Bancorp's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Byline Bancorp's buy or sell advice are summarized below:
Real Value
23.23
Target Price
24.8
Hype Value
21.6
Market Value
21.61
Naive Value
21.4
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Byline Bancorp given historical horizon and risk tolerance towards Byline Bancorp. When Macroaxis issues a 'buy' or 'sell' recommendation for Byline Bancorp, the advice is generated through an automated system that utilizes algorithms and statistical models.
  
Check out Byline Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.
In addition, we conduct extensive research on individual companies such as Byline and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Byline Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing.

Execute Byline Bancorp Buy or Sell Advice

The Byline recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Byline Bancorp. Macroaxis does not own or have any residual interests in Byline Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Byline Bancorp's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell Byline BancorpBuy Byline Bancorp
Strong Hold

Market Performance

Very WeakDetails

Volatility

Very steadyDetails

Hype Condition

Low keyDetails

Current Valuation

UndervaluedDetails

Odds Of Distress

LowDetails

Economic Sensitivity

Responds to the marketDetails

Investor Sentiment

InterestedDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

InapplicableDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails
For the selected time horizon Byline Bancorp has a Risk Adjusted Performance of (0.04), Jensen Alpha of (0.33), Total Risk Alpha of (0.50) and Treynor Ratio of (0.1)
Our investment recommendation module complements current analysts and expert consensus on Byline Bancorp. It analyzes the firm potential to grow using all fundamental, technical, and market related data available at the time. To make sure Byline Bancorp is not overpriced, please confirm all Byline Bancorp fundamentals, including its price to earning, debt to equity, retained earnings, as well as the relationship between the ebitda and target price . Given that Byline Bancorp has a number of shares shorted of 427.57 K, we suggest you to validate Byline Bancorp market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Byline Bancorp Trading Alerts and Improvement Suggestions

Byline Bancorp generated a negative expected return over the last 90 days
About 34.0% of the company shares are held by company insiders
On 20th of February 2024 Byline Bancorp paid $ 0.09 per share dividend to its current shareholders
Latest headline from news.google.com: Alps Advisors Inc. Boosts Stake in Byline Bancorp, Inc. - Defense World

Byline Bancorp Returns Distribution Density

The distribution of Byline Bancorp's historical returns is an attempt to chart the uncertainty of Byline Bancorp's future price movements. The chart of the probability distribution of Byline Bancorp daily returns describes the distribution of returns around its average expected value. We use Byline Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Byline Bancorp returns is essential to provide solid investment advice for Byline Bancorp.
Mean Return
-0.13
Value At Risk
-2.22
Potential Upside
2.50
Standard Deviation
1.59
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Byline Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Byline Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Byline Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Byline Bancorp backward and forwards among themselves. Byline Bancorp's institutional investor refers to the entity that pools money to purchase Byline Bancorp's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Detalus Advisors, Llc2023-12-31
405.4 K
Rmb Capital Management, Llc2023-09-30
378.2 K
Banc Funds Co Llc2023-12-31
368.5 K
Mendon Capital Advisors Corp2023-12-31
350 K
Federated Hermes Inc2023-12-31
329.2 K
American Century Companies Inc2023-12-31
327 K
Nuveen Asset Management, Llc2023-12-31
252.1 K
Northern Trust Corp2023-12-31
241.9 K
Charles Schwab Investment Management Inc2023-12-31
220.7 K
Blackrock Inc2023-12-31
2.4 M
Dimensional Fund Advisors, Inc.2023-12-31
1.6 M
Note, although Byline Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Byline Bancorp Cash Flow Accounts

201920202021202220232024 (projected)
Investments(359.8M)(1.2B)(521.8M)(959.4M)(375.2M)(394.0M)
Change In Cash(41.1M)2.7M74.5M21.4M46.8M49.1M
Net Borrowings69.5M(263.6M)243.7M120.7M108.6M60.9M
Free Cash Flow25.0M105.1M72.2M216.7M133.2M67.2M
Depreciation14.1M6.5M6.0M4.3M10.5M6.9M
Other Non Cash Items(23.9M)38.2M17.8M60.4M(6.3M)(6.0M)
Capital Expenditures4.3M3.9M2.2M3.6M3.9M2.9M
Net Income57.0M37.5M92.8M88.0M107.9M60.8M
End Period Cash Flow80.7M83.4M157.9M179.4M226.1M122.1M
Change To Netincome(10.1M)23.5M(30.3M)(2.4M)(2.7M)(2.9M)
Change Receivables(3.1M)3.9M(30.4M)(74.6M)(67.1M)(63.8M)

Byline Bancorp Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Byline Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Byline Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Byline stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over NYSE Composite
-0.33
β
Beta against NYSE Composite1.50
σ
Overall volatility
1.63
Ir
Information ratio -0.17

Byline Bancorp Volatility Alert

Byline Bancorp exhibits very low volatility with skewness of 0.7 and kurtosis of 2.12. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Byline Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Byline Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

Byline Bancorp Fundamentals Vs Peers

Comparing Byline Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Byline Bancorp's direct or indirect competition across all of the common fundamentals between Byline Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as Byline Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Byline Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing Byline Bancorp by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Byline Bancorp to competition
FundamentalsByline BancorpPeer Average
Return On Equity0.12-0.31
Return On Asset0.0133-0.14
Profit Margin0.31 %(1.27) %
Operating Margin0.50 %(5.51) %
Current Valuation1.2 B16.62 B
Shares Outstanding44.38 M571.82 M
Shares Owned By Insiders33.55 %10.09 %
Shares Owned By Institutions42.11 %39.21 %
Number Of Shares Shorted427.57 K4.71 M
Price To Earning15.25 X28.72 X
Price To Book0.92 X9.51 X
Price To Sales2.71 X11.42 X
Revenue479.48 M9.43 B
Gross Profit298.39 M27.38 B
EBITDA145.68 M3.9 B
Net Income107.88 M570.98 M
Cash And Equivalents181.04 M2.7 B
Cash Per Share4.83 X5.01 X
Total Debt553.78 M5.32 B
Debt To Equity0.08 %48.70 %
Book Value Per Share22.62 X1.93 K
Cash Flow From Operations137.05 M971.22 M
Short Ratio3.39 X4.00 X
Earnings Per Share2.67 X3.12 X
Target Price25.75
Number Of Employees1.04 K18.84 K
Beta1.14-0.15
Market Capitalization959.03 M19.03 B
Total Asset8.96 B29.47 B
Retained Earnings429.04 M9.33 B
Z Score1.218.72
Annual Yield0.02 %
Net Asset8.96 B
Note: Acquisition by William Kistner of tradable shares of Byline Bancorp at 21.087 subject to Rule 16b-3 [view details]

Byline Bancorp Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Byline . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About Byline Bancorp Buy or Sell Advice

When is the right time to buy or sell Byline Bancorp? Buying financial instruments such as Byline Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2021 2022 2023 2024 (projected)
Short and Long Term Debt Total630.1M751.4M553.8M549.4M
Total Assets6.7B7.4B9.0B6.0B

Use Investing Ideas to Build Portfolios

In addition to having Byline Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Impulse Thematic Idea Now

Impulse
Impulse Theme
Large corporations operating in retail, broadcasting, energy, airlines and telecom sectors. The Impulse theme has 49 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Impulse Theme or any other thematic opportunities.
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When determining whether Byline Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Byline Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Byline Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Byline Bancorp Stock:
Check out Byline Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.

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Is Byline Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Byline Bancorp. If investors know Byline will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Byline Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.13
Dividend Share
0.36
Earnings Share
2.67
Revenue Per Share
8.822
Quarterly Revenue Growth
0.164
The market value of Byline Bancorp is measured differently than its book value, which is the value of Byline that is recorded on the company's balance sheet. Investors also form their own opinion of Byline Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Byline Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Byline Bancorp's market value can be influenced by many factors that don't directly affect Byline Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Byline Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Byline Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Byline Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.