Axos Financial Stock Buy Hold or Sell Recommendation
| AX Stock | USD 49.21 0.35 0.72% |
Allowing for the 90-day total investment horizon and your above-average risk tolerance, our recommendation regarding Axos Financial is 'Strong Hold'. Macroaxis provides Axos Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding AX positions. The advice algorithm takes into account all of Axos Financial's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Axos Financial's buy or sell advice are summarized below:
Real Value 52.29 | Target Price 53.5 | Hype Value 49.4 | Market Value 49.21 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Axos Financial given historical horizon and risk tolerance towards Axos Financial. When Macroaxis issues a 'buy' or 'sell' recommendation for Axos Financial, the advice is generated through an automated system that utilizes algorithms and statistical models.
Axos |
Execute Axos Financial Buy or Sell Advice
The Axos recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Axos Financial. Macroaxis does not own or have any residual interests in Axos Financial or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Axos Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Axos Financial Trading Alerts and Improvement Suggestions
| Axos Financial generated a negative expected return over the last 90 days | |
| Axos Financial has a poor financial position based on the latest SEC disclosures | |
| Over 89.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from news.google.com: Axos Financial, Inc. Holdings Raised by Arizona State Retirement System - Defense World |
Axos Financial Returns Distribution Density
The distribution of Axos Financial's historical returns is an attempt to chart the uncertainty of Axos Financial's future price movements. The chart of the probability distribution of Axos Financial daily returns describes the distribution of returns around its average expected value. We use Axos Financial price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Axos Financial returns is essential to provide solid investment advice for Axos Financial.
| Mean Return | -0.06 | Value At Risk | -2.68 | Potential Upside | 3.65 | Standard Deviation | 1.94 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Axos Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Axos Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Axos Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Axos Financial backward and forwards among themselves. Axos Financial's institutional investor refers to the entity that pools money to purchase Axos Financial's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Jarislowsky Fraser Ltd | 2023-12-31 | 825.7 K | Northern Trust Corp | 2023-12-31 | 769.2 K | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 764 K | Geneva Capital Management | 2023-12-31 | 728.1 K | Ameriprise Financial Inc | 2023-12-31 | 619.9 K | Charles Schwab Investment Management Inc | 2023-12-31 | 613.4 K | Bank Of New York Mellon Corp | 3023-12-31 | 539.6 K | Shaker Investments, L.l.c. | 2023-12-31 | 467.5 K | Rice Hall James & Associates, Llc | 2023-12-31 | 457.7 K | Blackrock Inc | 2023-12-31 | 8.3 M | Vanguard Group Inc | 2023-12-31 | 5.9 M |
Axos Financial Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 1.1B | (912.7M) | 536.9M | 807.4M | 928.5M | 974.9M | |
| Free Cash Flow | 254.3M | 402.1M | 184.5M | 157.7M | 181.4M | 95.4M | |
| Depreciation | 18.1M | 34.7M | 35.5M | 23.4M | 26.9M | 28.2M | |
| Other Non Cash Items | (2.3M) | 43.8M | 31.0M | 5.3M | 6.0M | 3.9M | |
| Capital Expenditures | 12.3M | 10.4M | 21.5M | 30.2M | 34.7M | 36.5M | |
| Net Income | 183.4M | 215.7M | 240.7M | 307.2M | 353.2M | 370.9M | |
| End Period Cash Flow | 2.0B | 1.0B | 1.6B | 2.4B | 2.7B | 2.9B | |
| Change To Inventory | (9.3B) | (19.9M) | 11.7M | 465.8M | 419.2M | 440.2M | |
| Dividends Paid | 386K | 103K | 0.0 | 108.7M | 125.0M | 131.3M | |
| Investments | 5.1B | (47.7M) | (2.8B) | (2.4B) | (2.2B) | (2.0B) | |
| Change Receivables | (17.1M) | (149.5M) | (43.9M) | 43.3M | 39.0M | 41.0M | |
| Net Borrowings | (75.3M) | 97.7M | 173.2M | (111.8M) | (100.6M) | (95.6M) | |
| Change To Netincome | 76.2M | 47.8M | 56.9M | 12.4M | 14.2M | 13.5M |
Axos Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Axos Financial or Thrifts & Mortgage Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Axos Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Axos stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.15 | |
β | Beta against NYSE Composite | 1.38 | |
σ | Overall volatility | 1.88 | |
Ir | Information ratio | -0.07 |
Axos Financial Volatility Alert
Axos Financial exhibits very low volatility with skewness of 0.5 and kurtosis of -0.25. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Axos Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Axos Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Axos Financial Fundamentals Vs Peers
Comparing Axos Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Axos Financial's direct or indirect competition across all of the common fundamentals between Axos Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Axos Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Axos Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Axos Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Axos Financial to competition |
| Fundamentals | Axos Financial | Peer Average |
| Return On Equity | 0.21 | -0.31 |
| Return On Asset | 0.0199 | -0.14 |
| Profit Margin | 0.43 % | (1.27) % |
| Operating Margin | 0.52 % | (5.51) % |
| Current Valuation | 1.88 B | 16.62 B |
| Shares Outstanding | 56.9 M | 571.82 M |
| Shares Owned By Insiders | 9.49 % | 10.09 % |
| Shares Owned By Institutions | 88.69 % | 39.21 % |
| Number Of Shares Shorted | 6.11 M | 4.71 M |
| Price To Earning | 11.37 X | 28.72 X |
| Price To Book | 1.36 X | 9.51 X |
| Price To Sales | 3.00 X | 11.42 X |
| Revenue | 890.18 M | 9.43 B |
| Gross Profit | 702.02 M | 27.38 B |
| EBITDA | 455.13 M | 3.9 B |
| Net Income | 307.17 M | 570.98 M |
| Cash And Equivalents | 75 K | 2.7 B |
| Total Debt | 451.78 M | 5.32 B |
| Debt To Equity | 0.16 % | 48.70 % |
| Current Ratio | 2.96 X | 2.16 X |
| Book Value Per Share | 36.52 X | 1.93 K |
| Cash Flow From Operations | 187.96 M | 971.22 M |
| Short Ratio | 11.79 X | 4.00 X |
| Earnings Per Share | 6.74 X | 3.12 X |
| Price To Earnings To Growth | 0.78 X | 4.89 X |
| Target Price | 68.33 | |
| Number Of Employees | 1.46 K | 18.84 K |
| Beta | 1.43 | -0.15 |
| Market Capitalization | 2.8 B | 19.03 B |
| Total Asset | 20.35 B | 29.47 B |
| Retained Earnings | 1.74 B | 9.33 B |
| Working Capital | 144.28 M | 1.48 B |
| Current Asset | 217.86 M | 9.34 B |
Note: Acquisition by Derrick Walsh of 4856 shares of Axos Financial subject to Rule 16b-3 [view details]
Axos Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Axos . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 7238.64 | |||
| Daily Balance Of Power | 0.3398 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 49.26 | |||
| Day Typical Price | 49.24 | |||
| Price Action Indicator | 0.13 | |||
| Period Momentum Indicator | 0.35 |
About Axos Financial Buy or Sell Advice
When is the right time to buy or sell Axos Financial? Buying financial instruments such as Axos Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 562.7M | 451.8M | 519.5M | 476.3M | Total Assets | 17.5B | 20.3B | 23.4B | 24.6B |
Use Investing Ideas to Build Portfolios
In addition to having Axos Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Realty Funds
Funds or Etfs investing in real estate backed instruments or issues backed by different types of commercial properties. The Realty Funds theme has 43 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Realty Funds Theme or any other thematic opportunities.
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Check out Axos Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy Axos Stock please use our How to Invest in Axos Financial guide.You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
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When running Axos Financial's price analysis, check to measure Axos Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Axos Financial is operating at the current time. Most of Axos Financial's value examination focuses on studying past and present price action to predict the probability of Axos Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Axos Financial's price. Additionally, you may evaluate how the addition of Axos Financial to your portfolios can decrease your overall portfolio volatility.
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Is Axos Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Axos Financial. If investors know Axos will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Axos Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.941 | Earnings Share 6.74 | Revenue Per Share 15.998 | Quarterly Revenue Growth 0.096 | Return On Assets 0.0199 |
The market value of Axos Financial is measured differently than its book value, which is the value of Axos that is recorded on the company's balance sheet. Investors also form their own opinion of Axos Financial's value that differs from its market value or its book value, called intrinsic value, which is Axos Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Axos Financial's market value can be influenced by many factors that don't directly affect Axos Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Axos Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Axos Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Axos Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.