Accord Financial Corp Stock Buy Hold or Sell Recommendation
ACD Stock | CAD 4.92 0.07 1.40% |
Assuming the 90 days trading horizon and your above-average risk tolerance, our recommendation regarding Accord Financial Corp is 'Strong Sell'. Macroaxis provides Accord Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding ACD positions. The advice algorithm takes into account all of Accord Financial's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Accord Financial's buy or sell advice are summarized below:
Real Value 4.13 | Hype Value 4.92 | Market Value 4.92 | Naive Value 5.16 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Accord Financial Corp given historical horizon and risk tolerance towards Accord Financial. When Macroaxis issues a 'buy' or 'sell' recommendation for Accord Financial Corp, the advice is generated through an automated system that utilizes algorithms and statistical models.
Accord |
Execute Accord Financial Buy or Sell Advice
The Accord recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Accord Financial Corp. Macroaxis does not own or have any residual interests in Accord Financial Corp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Accord Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
Strong Sell
Market Performance | Insignificant | Details | |
Volatility | Slightly risky | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very High | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Inapplicable | Details |
Accord Financial Trading Alerts and Improvement Suggestions
Accord Financial has a very high chance of going through financial distress in the upcoming years | |
The company reported the revenue of 41.56 M. Net Loss for the year was (10.71 M) with profit before overhead, payroll, taxes, and interest of 64.55 M. | |
Accord Financial Corp has accumulated about 14.73 M in cash with (38.7 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.72. | |
Roughly 26.0% of the company shares are held by company insiders | |
Latest headline from news.google.com: BKM Wealth Management LLC Buys Shares of 182 Broadridge Financial Solutions, Inc. - Defense World |
Accord Financial Returns Distribution Density
The distribution of Accord Financial's historical returns is an attempt to chart the uncertainty of Accord Financial's future price movements. The chart of the probability distribution of Accord Financial daily returns describes the distribution of returns around its average expected value. We use Accord Financial Corp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Accord Financial returns is essential to provide solid investment advice for Accord Financial.
Mean Return | 0.11 | Value At Risk | -4.94 | Potential Upside | 3.19 | Standard Deviation | 2.67 |
Return Density |
Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Accord Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Accord Financial Cash Flow Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Change In Cash | (9.6M) | (1.2M) | 18.6M | (5.9M) | (7.3M) | (6.9M) | |
Free Cash Flow | (47.7M) | 23.3M | (101.7M) | 31.3M | (39.0M) | (37.0M) | |
Depreciation | 1.0M | 1.0M | 836.3K | 834.5K | 717.5K | 535.7K | |
Other Non Cash Items | 1.4M | 13.7M | (438.7K) | 8.3M | 2.2M | 1.5M | |
Dividends Paid | 3.1M | 2.1M | 1.7M | 2.6M | 3.0M | 2.8M | |
Capital Expenditures | 176.4K | 43.5K | 83.2K | 175.2K | 269.2K | 486.6K | |
Net Income | 5.3M | 607.8K | 13.2M | 1.6M | (10.7M) | (10.2M) | |
End Period Cash Flow | 6.8M | 5.5M | 24.1M | 18.3M | 10.7M | 11.2M | |
Net Borrowings | 41.0M | (19.4M) | 123.5M | (36.2M) | (41.6M) | (39.5M) | |
Change To Netincome | 1.8M | 2.0M | 2.1M | 8.4M | 9.6M | 10.1M | |
Investments | (176.4K) | (43.5K) | (83.2K) | (175.2K) | (269.2K) | (282.7K) |
Accord Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Accord Financial or Consumer Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Accord Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Accord stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | 0.07 | |
β | Beta against NYSE Composite | 0.26 | |
σ | Overall volatility | 2.73 | |
Ir | Information ratio | -0.0079 |
Accord Financial Volatility Alert
Accord Financial Corp shows above-average downside volatility for the selected time horizon. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Accord Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Accord Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Accord Financial Fundamentals Vs Peers
Comparing Accord Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Accord Financial's direct or indirect competition across all of the common fundamentals between Accord Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Accord Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Accord Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Accord Financial by comparing valuation metrics with those of similar companies.
Better Than Average | Worse Than Average | Compare Accord Financial to competition |
Fundamentals | Accord Financial | Peer Average |
Return On Equity | -0.11 | -0.31 |
Return On Asset | -0.0217 | -0.14 |
Profit Margin | (0.39) % | (1.27) % |
Operating Margin | 2.99 % | (5.51) % |
Current Valuation | 369.39 M | 16.62 B |
Shares Outstanding | 8.56 M | 571.82 M |
Shares Owned By Insiders | 26.17 % | 10.09 % |
Number Of Shares Shorted | 25 | 4.71 M |
Price To Earning | 43.64 X | 28.72 X |
Price To Book | 0.46 X | 9.51 X |
Price To Sales | 1.55 X | 11.42 X |
Revenue | 41.56 M | 9.43 B |
Gross Profit | 64.55 M | 27.38 B |
EBITDA | 32.69 M | 3.9 B |
Net Income | (10.71 M) | 570.98 M |
Cash And Equivalents | 14.73 M | 2.7 B |
Cash Per Share | 1.72 X | 5.01 X |
Total Debt | 368.06 M | 5.32 B |
Debt To Equity | 2.54 % | 48.70 % |
Current Ratio | 1.52 X | 2.16 X |
Book Value Per Share | 10.76 X | 1.93 K |
Cash Flow From Operations | (38.7 M) | 971.22 M |
Short Ratio | 0.14 X | 4.00 X |
Earnings Per Share | (1.24) X | 3.12 X |
Target Price | 8.25 | |
Beta | 1.51 | -0.15 |
Market Capitalization | 42.71 M | 19.03 B |
Total Asset | 491.76 M | 29.47 B |
Retained Earnings | 82.16 M | 9.33 B |
Z Score | 0.61 | 8.72 |
Annual Yield | 0.06 % | |
Five Year Return | 4.14 % | |
Net Asset | 491.76 M |
Accord Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Accord . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
Daily Balance Of Power | (9,223,372,036,855) | |||
Rate Of Daily Change | 0.99 | |||
Day Median Price | 4.92 | |||
Day Typical Price | 4.92 | |||
Price Action Indicator | (0.04) | |||
Period Momentum Indicator | (0.07) | |||
Relative Strength Index | 24.02 |
About Accord Financial Buy or Sell Advice
When is the right time to buy or sell Accord Financial Corp? Buying financial instruments such as Accord Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 397.9M | 368.1M | 423.3M | 444.4M | Total Assets | 520.1M | 491.8M | 565.5M | 593.8M |
Use Investing Ideas to Build Portfolios
In addition to having Accord Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Banks - Regional Thematic Idea Now
Banks - Regional
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Banks - Regional theme has 18 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Banks - Regional Theme or any other thematic opportunities.
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Check out Accord Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note that the Accord Financial Corp information on this page should be used as a complementary analysis to other Accord Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
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